T1 flat in Rua do Município, 1, Centro da Cidade, Albufeira, Albufeira e Olhos de Água
T1 flat in Rua do Município, 1, Centro da Cidade, Albufeira, Albufeira e Olhos de Água — image 2T1 flat in Rua do Município, 1, Centro da Cidade, Albufeira, Albufeira e Olhos de Água — image 3T1 flat in Rua do Município, 1, Centro da Cidade, Albufeira, Albufeira e Olhos de Água — image 4T1 flat in Rua do Município, 1, Centro da Cidade, Albufeira, Albufeira e Olhos de Água — image 5
Grade Aapartmentmid-range

T1 flat in Rua do Município, 1, Centro da Cidade, Albufeira, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€174,000

Asking Price (EUR)

8.3%

True Net Yield (Owner, all-in)

5.7%

True Net Yield (Managed, all-in)

12.7%

True Gross Yield

49%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.9 months ago and is currently at 16% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €25,700/yr
Average Daily Rate: €144
Payback Period: 8.4 years
5-yr Capital Value: €228,633
10-yr Capital Value: €278,168
Brixfox Score: 76.1 / 100
Comparable Properties: 92
Data Confidence: 98%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€202,250

+16.2% over asking

Asking price€174,000
IMT — Property transfer tax (investment schedule)€3,498
IS — Stamp duty (0.8%)€1,392
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€2,610
Total acquisition costs€8,750
Renovation€0 — move-in ready
Furnishing & STR launch (1bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€19,500
All-in investment (incl. renovation & furnishing)€202,250

Gross yield (asking price)

14.8%

True gross yield (all-in)

12.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 1
Bathrooms: 1
Building: 90 m²
Style: contemporary
Condition: excellent
Year Built: 2004
Energy Certificate: C

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

beach-themed decoropen-plan living/kitchen

Score Breakdown

ROI
25
Visual Appeal
12.2
Ownership Security
13
Location
10.2
Land & Space
3.8
Rental Demand
4.87
Payback Speed
4
STR Suitability
3

Description

Exclusive Opportunity in the Algarve – T1 Official Apartment at Aparthotel Paraíso de Albufeira I am Hélder Falcão, a specialist in real estate investment in the Algarve. T1 apartment sold directly by Aparthotel Paraíso de Albufeira (Rua do Município 1, Centro, Albufeira). Area: 90 m² gross / 70 m² net Price: €175,0

Location

📍 37.0914°N, 8.2393°W

· Albufeira, Algarve, Portugal

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Idealista.pt
Albufeira / Central Algarve

T1 flat in Rua do Município, 1, Centro da Cidade, Albufeira, Albufeira e Olhos de Água

Inventory
1 Beds
Bathrooms
1 Baths
Built Area
90 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 10.1% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score76
GradeA
Brixfox Intelligence
76AExcellent
Score Breakdown
ROI & Yield84%
Capital Growth80%
Risk Profile77%
Market Demand76%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+15.0%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$43K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
10.1%
$1,590/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
7 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
9.9 yr
Rental only

Property details

Year built: 2004
Energy: C
Condition: excellent

Description

Exclusive Opportunity in the Algarve – T1 Official Apartment at Aparthotel Paraíso de Albufeira I am Hélder Falcão, a specialist in real estate investment in the Algarve. T1 apartment sold directly by Aparthotel Paraíso de Albufeira (Rua do Município 1, Centro, Albufeira). Area: 90 m² gross / 70 m² net Price: €175,0

Income Breakdown

Adjust Forecast

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Nightly Rate (ADR)
$210/night
50% ($97)Brixfox estimate($210/night)200% ($386)
Occupancy
49%
10%Brixfox estimate(49%)100%

Short-Term Rental

Yearly income
$19,079
Airbnb data$210/night · 49% occupancy
Rental income
$210/night · 49% occ.
$37,326
Running costs (20%)
Utilities, cleaning, maintenance
-$7,465
Income tax (10%)
Indonesian rental income tax
-$10,451
Property tax
Annual property tax
-$331
Net income
10.1% ROI
$19,079

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$189,130
IMT (transfer tax, investment schedule)$3,802
Imposto de Selo (stamp duty)$1,513
Notary & registration$1,359
Legal / due diligence$2,837
Total acquisition costs$9,511
RenovationMove-in ready
Furnishing & STR launch
1bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$21,196
All-in investment$219,837

Gross yield (asking)

19.7%

True gross yield (all-in)

17.0%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$1.6M$1.2M$805K$402K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $174K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 9: rental income alone has repaid the full purchase price.
2x return
Year 7: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$212K
+22%
Rental Income
+$93K
Total Position
$305K
+75%
11.9%/yr
Year 10
Capital Value
$258K
+48%
Rental Income
+$201K
Total Position
$459K
+164%
10.2%/yr
Year 20
Capital Value
$381K
+119%
Rental Income
+$472K
Total Position
$853K
+390%
8.3%/yr
Year 30
Capital Value
$564K
+224%
Rental Income
+$835K
Total Position
$1.4M
+704%
7.2%/yr

Location

Albufeira

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
10.1% annual return
Occupancy
Average
49% average occupancy
Nightly Rate
Good
$193 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 10.1% — outperforms most villas in this market
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 49% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
8.3%
$1,313/mo
40% occ.
11.2%
$1,760/mo
49% occ.
13.6%
$2,150/mo
current
59% occ.
16.5%
$2,597/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.