T2 flat in Rua Vasco Santana, Montechoro, Albufeira, Albufeira e Olhos de Água
T2 flat in Rua Vasco Santana, Montechoro, Albufeira, Albufeira e Olhos de Água — image 2T2 flat in Rua Vasco Santana, Montechoro, Albufeira, Albufeira e Olhos de Água — image 3T2 flat in Rua Vasco Santana, Montechoro, Albufeira, Albufeira e Olhos de Água — image 4T2 flat in Rua Vasco Santana, Montechoro, Albufeira, Albufeira e Olhos de Água — image 5
Grade B+apartmentbudget

T2 flat in Rua Vasco Santana, Montechoro, Albufeira, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€320,000

Asking Price (EUR)

5.2%

True Net Yield (Owner, all-in)

3.6%

True Net Yield (Managed, all-in)

8.0%

True Gross Yield

41%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €29,179/yr
Average Daily Rate: €193
-20.0% vs area baselineImage quality 6/10 (-3%), Dated style (-15%), Has pool (0%), Has view (+10%), Budget finish (-12%)
Payback Period: 13.5 years
5-yr Capital Value: €420,475
10-yr Capital Value: €511,572
Brixfox Score: 65.8 / 100
Comparable Properties: 93
Data Confidence: 93%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€367,000

+14.7% over asking

Asking price€320,000
IMT — Property transfer tax (investment schedule)€13,430
IS — Stamp duty (0.8%)€2,560
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€4,800
Total acquisition costs€22,040
Renovation (est. €55/m² × 102 m²)
Light touch-ups — paint, fixtures, deep clean.		€5,610
(€3,060–€8,160)
Furnishing & STR launch (2bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€19,350
All-in investment (incl. renovation & furnishing)€367,000

Gross yield (asking price)

9.1%

True gross yield (all-in)

8.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 2
Building: 102 m²
Style: dated
Condition: good
Energy Certificate: C
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large communal poolterracotta floor tiles

Score Breakdown

ROI
19.16
Visual Appeal
9.2
Ownership Security
13
Location
10.2
Land & Space
4.04
Rental Demand
4.15
Payback Speed
3
STR Suitability
3

Description

EXCLUSIVE ******* 2 bedroom flat with 102 m2, located in the Vila Magna Condominium, in Montechoro, in Albufeira. Located on the 3rd floor, this flat has an excellent sun exposure, has the following constitution: - Entrance hall - 2 spacious bedrooms with balconies - 2 bathrooms (1 en suite) - Open space kitchen inte

Location

📍 37.0998°N, 8.2269°W

· Albufeira, Algarve, Portugal

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Idealista.pt
Albufeira / Central Algarve

T2 flat in Rua Vasco Santana, Montechoro, Albufeira, Albufeira e Olhos de Água

Inventory
2 Beds
Bathrooms
2 Baths
Built Area
102 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 6.2% net return annually.

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The Investment

Brixfox Score66
GradeB+
Brixfox Intelligence
66B+Strong
Score Breakdown
ROI & Yield73%
Capital Growth69%
Risk Profile68%
Market Demand66%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+11.1%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$79K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
6.2%
$1,803/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
16.1 yr
Rental only

Property details

Energy: C
Condition: good

Description

EXCLUSIVE ******* 2 bedroom flat with 102 m2, located in the Vila Magna Condominium, in Montechoro, in Albufeira. Located on the 3rd floor, this flat has an excellent sun exposure, has the following constitution: - Entrance hall - 2 spacious bedrooms with balconies - 2 bathrooms (1 en suite) - Open space kitchen inte

Income Breakdown

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Nightly Rate (ADR)
$283/night
50% ($130)Brixfox estimate($283/night)200% ($520)
Occupancy
41%
10%Brixfox estimate(41%)100%

Short-Term Rental

Yearly income
$21,632
Airbnb data$283/night · 41% occupancy
Rental income
$283/night · 41% occ.
$42,771
Running costs (20%)
Utilities, cleaning, maintenance
-$8,554
Income tax (10%)
Indonesian rental income tax
-$11,976
Property tax
Annual property tax
-$609
Net income
6.2% ROI
$21,632

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$347,826
IMT (transfer tax, investment schedule)$14,598
Imposto de Selo (stamp duty)$2,783
Notary & registration$1,359
Legal / due diligence$5,217
Total acquisition costs$23,957
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$6,098
($3,326–$8,870)
Furnishing & STR launch
2bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$21,033
All-in investment$398,913

Gross yield (asking)

12.3%

True gross yield (all-in)

10.7%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$2.3M$1.7M$1.1M$571K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $320K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 14: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$389K
+22%
Rental Income
+$106K
Total Position
$495K
+55%
9.1%/yr
Year 10
Capital Value
$474K
+48%
Rental Income
+$228K
Total Position
$702K
+119%
8.2%/yr
Year 20
Capital Value
$701K
+119%
Rental Income
+$535K
Total Position
$1.2M
+286%
7.0%/yr
Year 30
Capital Value
$1.0M
+224%
Rental Income
+$947K
Total Position
$2.0M
+520%
6.3%/yr

Location

Albufeira

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.2% annual return
Occupancy
Weak
41% average occupancy
Nightly Rate
Strong
$260 per night
Visual Appeal
Average
4/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $260 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 41% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
6.1%
$1,755/mo
40% occ.
8.1%
$2,356/mo
41% occ.
8.4%
$2,444/mo
current
51% occ.
10.5%
$3,046/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.