House in Ferreiras
House in Ferreiras — image 2House in Ferreiras — image 3House in Ferreiras — image 4House in Ferreiras — image 5
Grade B+villamid-range

House in Ferreiras

Albufeira · Central Algarve ·

€520,000

Asking Price (EUR)

5.3%

True Net Yield (Owner, all-in)

3.7%

True Net Yield (Managed, all-in)

8.2%

True Gross Yield

39%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €50,074/yr
Average Daily Rate: €350
+3.0% vs area baselinePortuguese-traditional style (+5%), No pool (-12%), Has view (+10%)
Payback Period: 13.0 years
5-yr Capital Value: €683,272
10-yr Capital Value: €831,305
Brixfox Score: 65.9 / 100
Comparable Properties: 5
Data Confidence: 54%
Search Radius: 4 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€609,430

+17.2% over asking

Asking price€520,000
IMT — Property transfer tax (investment schedule)€29,430
IS — Stamp duty (0.8%)€4,160
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€7,800
Total acquisition costs€42,640
Renovation (est. €55/m² × 168 m²)
Light touch-ups — paint, fixtures, deep clean.		€9,240
(€5,040–€13,440)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€37,550
All-in investment (incl. renovation & furnishing)€609,430

Gross yield (asking price)

9.6%

True gross yield (all-in)

8.2%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 3
Building: 168 m²
Land: 64 m²
Style: portuguese-traditional
Condition: good
Year Built: 2006
Energy Certificate: C
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional portuguese roof tilesprivate garden access from living roomfireplace

Score Breakdown

ROI
19.64
Visual Appeal
12.2
Ownership Security
13
Location
9.6
Land & Space
1.53
Rental Demand
3.92
Payback Speed
3
STR Suitability
3

Description

This beautifully maintained four-bedroom (2+2) townhouse is set within a small, secure gated condominium in the sought-after village of Ferreiras, just a 10-minute drive from the historic centre of Albufeira and its golden beaches. Offering a generous built area of 232 m², this home combines traditional Portuguese des

Location

📍 37.0890°N, 8.2500°W

· Albufeira, Algarve, Portugal

View on Cerro Novo →Also on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

House in Ferreiras

Inventory
4 Beds
Bathrooms
3 Baths
Built Area
168 m²
Land Plot
64 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 6.5% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score66
GradeB+
Brixfox Intelligence
66B+Strong
Score Breakdown
ROI & Yield73%
Capital Growth69%
Risk Profile68%
Market Demand66%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+11.4%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$128K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
6.5%
$3,053/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
15.4 yr
Rental only

Property details

Year built: 2006
Energy: C
Condition: good

Description

This beautifully maintained four-bedroom (2+2) townhouse is set within a small, secure gated condominium in the sought-after village of Ferreiras, just a 10-minute drive from the historic centre of Albufeira and its golden beaches. Offering a generous built area of 232 m², this home combines traditional Portuguese des

Income Breakdown

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Nightly Rate (ADR)
$506/night
50% ($233)Brixfox estimate($506/night)200% ($931)
Occupancy
39%
10%Brixfox estimate(39%)100%

Short-Term Rental

Yearly income
$36,631
Airbnb data$506/night · 39% occupancy
Rental income
$506/night · 39% occ.
$72,346
Running costs (20%)
Utilities, cleaning, maintenance
-$14,469
Income tax (10%)
Indonesian rental income tax
-$20,257
Property tax
Annual property tax
-$989
Net income
6.5% ROI
$36,631

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$565,217
IMT (transfer tax, investment schedule)$31,989
Imposto de Selo (stamp duty)$4,522
Notary & registration$1,359
Legal / due diligence$8,478
Total acquisition costs$46,348
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$10,043
($5,478–$14,609)
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$38,641
All-in investment$660,250

Gross yield (asking)

12.8%

True gross yield (all-in)

11.0%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$3.8M$2.8M$1.9M$946K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $520K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 13: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$633K
+22%
Rental Income
+$179K
Total Position
$812K
+56%
9.3%/yr
Year 10
Capital Value
$770K
+48%
Rental Income
+$386K
Total Position
$1.2M
+122%
8.3%/yr
Year 20
Capital Value
$1.1M
+119%
Rental Income
+$906K
Total Position
$2.0M
+293%
7.1%/yr
Year 30
Capital Value
$1.7M
+224%
Rental Income
+$1.6M
Total Position
$3.3M
+533%
6.3%/yr

Location

Albufeira

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.5% annual return
Occupancy
Weak
39% average occupancy
Nightly Rate
Strong
$466 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
64 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $466 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 39% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
6.7%
$3,150/mo
40% occ.
9.0%
$4,227/mo
current
39% occ.
8.8%
$4,138/mo
current
49% occ.
11.1%
$5,215/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.