T2 flat in Torralta, Lagos Cidade, Lagos
T2 flat in Torralta, Lagos Cidade, Lagos — image 2T2 flat in Torralta, Lagos Cidade, Lagos — image 3T2 flat in Torralta, Lagos Cidade, Lagos — image 4T2 flat in Torralta, Lagos Cidade, Lagos — image 5
Grade B+apartmentmid-range

T2 flat in Torralta, Lagos Cidade, Lagos

Lagos · Western Algarve ·

€495,000

Asking Price (EUR)

5.6%

True Net Yield (Owner, all-in)

3.9%

True Net Yield (Managed, all-in)

8.7%

True Gross Yield

64%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €48,661/yr
Average Daily Rate: €208
Payback Period: 12.7 years
5-yr Capital Value: €650,423
10-yr Capital Value: €791,339
Brixfox Score: 69.9 / 100
Comparable Properties: 92
Data Confidence: 96%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€562,415

+13.6% over asking

Asking price€495,000
IMT — Property transfer tax (investment schedule)€27,430
IS — Stamp duty (0.8%)€3,960
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€7,425
Total acquisition costs€40,065
Renovation€0 — move-in ready
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€27,350
All-in investment (incl. renovation & furnishing)€562,415

Gross yield (asking price)

9.8%

True gross yield (all-in)

8.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 2
Building: 106 m²
Style: modern
Condition: excellent
Year Built: 2017
Energy Certificate: A
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

open-plan living/kitchen areamodern kitchen cabinetrylarge sliding glass doors to balconycommunal swimming pool

Score Breakdown

ROI
19.92
Visual Appeal
10
Ownership Security
13
Location
10.44
Land & Space
4.12
Rental Demand
6.41
Payback Speed
3
STR Suitability
3

Description

This exclusive 2 bedroom, 2 bathroom ground floor apartment is located within a prestigious private condominium, just 15 minutes walk from the golden sands of Porto de Mós beach, one of Lagos’ most desirable coastal locations. The apartment welcomes you through a spacious hallway leading to a bright open-plan living a

Location

📍 37.0939°N, 8.6830°W

· Lagos, Algarve, Portugal

View on B&P Real Estate Agency →Also on Idealista.pt
Idealista.pt
Lagos / Western Algarve

T2 flat in Torralta, Lagos Cidade, Lagos

Inventory
2 Beds
Bathrooms
2 Baths
Built Area
106 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 6.6% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score70
GradeB+
Brixfox Intelligence
70B+Strong
Score Breakdown
ROI & Yield77%
Capital Growth74%
Risk Profile72%
Market Demand70%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+12.2%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$137K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
6.6%
$2,977/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
15.1 yr
Rental only

Property details

Year built: 2017
Energy: A
Condition: excellent

Description

This exclusive 2 bedroom, 2 bathroom ground floor apartment is located within a prestigious private condominium, just 15 minutes walk from the golden sands of Porto de Mós beach, one of Lagos’ most desirable coastal locations. The apartment welcomes you through a spacious hallway leading to a bright open-plan living a

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$301/night
50% ($139)Brixfox estimate($301/night)200% ($555)
Occupancy
64%
10%Brixfox estimate(64%)100%

Short-Term Rental

Yearly income
$35,724
Airbnb data$301/night · 64% occupancy
Rental income
$301/night · 64% occ.
$70,511
Running costs (20%)
Utilities, cleaning, maintenance
-$14,102
Income tax (10%)
Indonesian rental income tax
-$19,743
Property tax
Annual property tax
-$942
Net income
6.6% ROI
$35,724

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$538,043
IMT (transfer tax, investment schedule)$29,815
Imposto de Selo (stamp duty)$4,304
Notary & registration$1,359
Legal / due diligence$8,071
Total acquisition costs$43,549
RenovationMove-in ready
Furnishing & STR launch
2bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$29,728
All-in investment$611,321

Gross yield (asking)

13.1%

True gross yield (all-in)

11.5%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$3.6M$2.7M$1.8M$911K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $495K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 13: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$602K
+22%
Rental Income
+$174K
Total Position
$777K
+57%
9.4%/yr
Year 10
Capital Value
$733K
+48%
Rental Income
+$377K
Total Position
$1.1M
+124%
8.4%/yr
Year 20
Capital Value
$1.1M
+119%
Rental Income
+$883K
Total Position
$2.0M
+298%
7.1%/yr
Year 30
Capital Value
$1.6M
+224%
Rental Income
+$1.6M
Total Position
$3.2M
+540%
6.4%/yr

Location

Lagos

Western Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.6% annual return
Occupancy
Good
64% average occupancy
Nightly Rate
Strong
$277 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $277 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Compact plot at 0 m² — limited expansion potential

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

44% occ.
6.1%
$2,751/mo
54% occ.
7.6%
$3,393/mo
64% occ.
9.0%
$4,035/mo
current
74% occ.
10.4%
$4,677/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.