T4 flat in Rua Teófilo Braga, Montechoro, Albufeira, Albufeira e Olhos de Água
T4 flat in Rua Teófilo Braga, Montechoro, Albufeira, Albufeira e Olhos de Água — image 2T4 flat in Rua Teófilo Braga, Montechoro, Albufeira, Albufeira e Olhos de Água — image 3T4 flat in Rua Teófilo Braga, Montechoro, Albufeira, Albufeira e Olhos de Água — image 4T4 flat in Rua Teófilo Braga, Montechoro, Albufeira, Albufeira e Olhos de Água — image 5
Grade Aapartmentmid-range

T4 flat in Rua Teófilo Braga, Montechoro, Albufeira, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€387,000

Asking Price (EUR)

15.2%

True Net Yield (Owner, all-in)

10.5%

True Net Yield (Managed, all-in)

23.4%

True Gross Yield

49%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.9 months ago and is currently at 16% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €105,440/yr
Average Daily Rate: €591
+10.0% vs area baselineModern/contemporary style (+12%), No pool (-12%), Has view (+10%)
Payback Period: 4.6 years
5-yr Capital Value: €508,512
10-yr Capital Value: €618,683
Brixfox Score: 78.1 / 100
Comparable Properties: 13
Data Confidence: 86%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€451,491

+16.7% over asking

Asking price€387,000
IMT — Property transfer tax (investment schedule)€18,790
IS — Stamp duty (0.8%)€3,096
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€5,805
Total acquisition costs€28,941
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€35,550
All-in investment (incl. renovation & furnishing)€451,491

Gross yield (asking price)

27.3%

True gross yield (all-in)

23.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 2
Building: 191 m²
Style: contemporary
Condition: excellent
Year Built: 1987
Energy Certificate: D
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

colorful dining chairslarge sliding glass doors

Score Breakdown

ROI
25
Visual Appeal
11.2
Ownership Security
13
Location
10.2
Land & Space
5.82
Rental Demand
4.89
Payback Speed
5
STR Suitability
3

Description

Apartment located in Montechoro with sea views, on an elevated ground floor. Property of good dimensions completely renovated in 2022, consisting of four bedrooms, three of which have a balcony, living room with a good area, two bathrooms, storage room and equipped kitchen. Close to all amenities and services for you

Location

📍 37.1014°N, 8.2240°W

· Albufeira, Algarve, Portugal

View on Arcada Vilamoura →Also on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

T4 flat in Rua Teófilo Braga, Montechoro, Albufeira, Albufeira e Olhos de Água

Inventory
4 Beds
Bathrooms
2 Baths
Built Area
191 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 18.8% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score78
GradeA
Brixfox Intelligence
78AExcellent
Score Breakdown
ROI & Yield86%
Capital Growth82%
Risk Profile79%
Market Demand78%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+23.7%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$95K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
18.8%
$6,583/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
5 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
5.3 yr
Rental only

Property details

Year built: 1987
Energy: D
Condition: excellent

Description

Apartment located in Montechoro with sea views, on an elevated ground floor. Property of good dimensions completely renovated in 2022, consisting of four bedrooms, three of which have a balcony, living room with a good area, two bathrooms, storage room and equipped kitchen. Close to all amenities and services for you

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$859/night
50% ($395)Brixfox estimate($859/night)200% ($1581)
Occupancy
49%
10%Brixfox estimate(49%)100%

Short-Term Rental

Yearly income
$78,996
Airbnb data$859/night · 49% occupancy
Rental income
$859/night · 49% occ.
$153,330
Running costs (20%)
Utilities, cleaning, maintenance
-$30,666
Income tax (10%)
Indonesian rental income tax
-$42,933
Property tax
Annual property tax
-$736
Net income
18.8% ROI
$78,996

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$420,652
IMT (transfer tax, investment schedule)$20,424
Imposto de Selo (stamp duty)$3,365
Notary & registration$1,359
Legal / due diligence$6,310
Total acquisition costs$31,458
RenovationMove-in ready
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$38,641
All-in investment$490,751

Gross yield (asking)

36.5%

True gross yield (all-in)

31.2%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$5.4M$4.1M$2.7M$1.4M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $387K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 6: rental income alone has repaid the full purchase price.
2x return
Year 5: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$471K
+22%
Rental Income
+$386K
Total Position
$857K
+121%
17.2%/yr
Year 10
Capital Value
$573K
+48%
Rental Income
+$833K
Total Position
$1.4M
+263%
13.8%/yr
Year 20
Capital Value
$848K
+119%
Rental Income
+$2.0M
Total Position
$2.8M
+624%
10.4%/yr
Year 30
Capital Value
$1.3M
+224%
Rental Income
+$3.5M
Total Position
$4.7M
+1118%
8.7%/yr

Location

Albufeira

Central Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
18.8% annual return
Occupancy
Average
49% average occupancy
Nightly Rate
Strong
$791 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 18.8% — outperforms most villas in this market
Premium nightly rate of $791 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 49% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
15.5%
$5,427/mo
40% occ.
20.7%
$7,257/mo
49% occ.
25.3%
$8,883/mo
current
59% occ.
30.6%
$10,712/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.