Semi-detached house in Centro, Lagos Cidade, Lagos
Semi-detached house in Centro, Lagos Cidade, Lagos — image 2Semi-detached house in Centro, Lagos Cidade, Lagos — image 3Semi-detached house in Centro, Lagos Cidade, Lagos — image 4Semi-detached house in Centro, Lagos Cidade, Lagos — image 5
Grade B+villamid-range

Semi-detached house in Centro, Lagos Cidade, Lagos

Lagos · Western Algarve ·

€750,000

Asking Price (EUR)

4.6%

True Net Yield (Owner, all-in)

3.2%

True Net Yield (Managed, all-in)

7.1%

True Gross Yield

46%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €60,686/yr
Average Daily Rate: €360
+3.0% vs area baselinePortuguese-traditional style (+5%), No pool (-12%), Has view (+10%)
Payback Period: 15.4 years
5-yr Capital Value: €985,489
10-yr Capital Value: €1.2M
Brixfox Score: 70 / 100
Comparable Properties: 48
Data Confidence: 94%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€854,995

+14.0% over asking

Asking price€750,000
IMT — Property transfer tax (investment schedule)€45,000
IS — Stamp duty (0.8%)€6,000
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€11,250
Total acquisition costs€63,500
Renovation (est. €55/m² × 169 m²)
Light touch-ups — paint, fixtures, deep clean.		€9,295
(€5,070–€13,520)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€854,995

Gross yield (asking price)

8.1%

True gross yield (all-in)

7.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 2
Building: 169 m²
Style: portuguese-traditional
Condition: good
Energy Certificate: A
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional arched windows with wooden shuttersrooftop views of historic town and seaopen-plan living with modern kitchen islandexposed wooden staircase

Score Breakdown

ROI
17.78
Visual Appeal
12.8
Ownership Security
13
Location
10.44
Land & Space
5.38
Rental Demand
4.62
Payback Speed
3
STR Suitability
3

Description

Situated on a hill in a peaceful area of the historic centre of Lagos, this beautiful 3 bedroom townhouse is the perfect blend of original charm and modern luxury. Spanning three levels, you enter into a stylish hallway, leading to two spacious double bedrooms. These bedrooms share a modern Jack-and-Jill bathroom.

Location

📍 37.1029°N, 8.6755°W

· Lagos, Algarve, Portugal

View on B&P Real Estate Agency →Also on Idealista.pt
Idealista.pt
Lagos / Western Algarve

Semi-detached house in Centro, Lagos Cidade, Lagos

Inventory
3 Beds
Bathrooms
2 Baths
Built Area
169 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 5.4% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score70
GradeB+
Brixfox Intelligence
70B+Strong
Score Breakdown
ROI & Yield77%
Capital Growth74%
Risk Profile72%
Market Demand70%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+11.0%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$207K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.4%
$3,692/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
18.4 yr
Rental only

Property details

Energy: A
Condition: good

Description

Situated on a hill in a peaceful area of the historic centre of Lagos, this beautiful 3 bedroom townhouse is the perfect blend of original charm and modern luxury. Spanning three levels, you enter into a stylish hallway, leading to two spacious double bedrooms. These bedrooms share a modern Jack-and-Jill bathroom.

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$521/night
50% ($240)Brixfox estimate($521/night)200% ($959)
Occupancy
46%
10%Brixfox estimate(46%)100%

Short-Term Rental

Yearly income
$44,300
Airbnb data$521/night · 46% occupancy
Rental income
$521/night · 46% occ.
$87,936
Running costs (20%)
Utilities, cleaning, maintenance
-$17,587
Income tax (10%)
Indonesian rental income tax
-$24,622
Property tax
Annual property tax
-$1,427
Net income
5.4% ROI
$44,300

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$815,217
IMT (transfer tax, investment schedule)$48,913
Imposto de Selo (stamp duty)$6,522
Notary & registration$1,359
Legal / due diligence$12,228
Total acquisition costs$69,022
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$10,103
($5,511–$14,696)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$927,168

Gross yield (asking)

10.8%

True gross yield (all-in)

9.5%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$5.0M$3.8M$2.5M$1.3M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $750K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 15: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$912K
+22%
Rental Income
+$216K
Total Position
$1.1M
+51%
8.5%/yr
Year 10
Capital Value
$1.1M
+48%
Rental Income
+$467K
Total Position
$1.6M
+110%
7.7%/yr
Year 20
Capital Value
$1.6M
+119%
Rental Income
+$1.1M
Total Position
$2.7M
+265%
6.7%/yr
Year 30
Capital Value
$2.4M
+224%
Rental Income
+$1.9M
Total Position
$4.4M
+483%
6.1%/yr

Location

Lagos

Western Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.4% annual return
Occupancy
Average
46% average occupancy
Nightly Rate
Strong
$479 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $479 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 46% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.7%
$3,209/mo
40% occ.
6.4%
$4,318/mo
46% occ.
7.4%
$5,011/mo
current
56% occ.
9.0%
$6,120/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.