Detached house, Em1173, Paderne, Albufeira
Detached house, Em1173, Paderne, Albufeira — image 2Detached house, Em1173, Paderne, Albufeira — image 3Detached house, Em1173, Paderne, Albufeira — image 4Detached house, Em1173, Paderne, Albufeira — image 5
Grade C+villabudget

Detached house, Em1173, Paderne, Albufeira

Albufeira · Central Algarve ·

€270,000

Asking Price (EUR)

0.9%

True Net Yield (Owner, all-in)

0.6%

True Net Yield (Managed, all-in)

1.4%

True Gross Yield

34%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €5,356/yr
Average Daily Rate: €43
-41.0% vs area baselineImage quality 3/10 (-12%), Dated style (-15%), No pool (-12%), Has view (+10%), Budget finish (-12%)
Payback Period: 62.1 years
5-yr Capital Value: €354,776
10-yr Capital Value: €431,639
Brixfox Score: 53.7 / 100
Comparable Properties: 10
Data Confidence: 60%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€371,907

+37.7% over asking

Asking price€270,000
IMT — Property transfer tax (investment schedule)€9,897
IS — Stamp duty (0.8%)€2,160
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€4,050
Total acquisition costs€17,357
Renovation (est. €900/m² × 73 m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		€65,700
(€51,100–€80,300)
Furnishing & STR launch (2bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€18,850
All-in investment (incl. renovation & furnishing)€371,907

Gross yield (asking price)

2.0%

True gross yield (all-in)

1.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Building: 73 m²
Land: 10000 m²
Style: dated
Condition: needs-renovation
Year Built: 1951
Energy Certificate: F
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
9.32
Visual Appeal
4.6
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
3.38
Payback Speed
0
STR Suitability
3

Description

Identificação do imóvel: ZMPT578491 Smallholding with 1 Hectare of Land | Paderne - Algarve Discover this charming countryside property located in Paderne, one of the most authentic villages in the municipality of Albufeira. Perfect for those seeking peace, a connection with nature, and excellent sun exposure all day

Location

📍 37.2021°N, 8.1964°W

· Albufeira, Algarve, Portugal

View on ZOME Albufeira →Also on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

Detached house, Em1173, Paderne, Albufeira

Inventory
2 Beds
Bathrooms
0 Baths
Built Area
73 m²
Land Plot
10000 m²
Tenure
Freehold
Yield Curve Status

Grade C+ investment — short-term rental yields 1.2% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score54
GradeC+
Brixfox Intelligence
54C+Moderate
Score Breakdown
ROI & Yield59%
Capital Growth57%
Risk Profile56%
Market Demand54%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+6.1%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$66K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
1.2%
$297/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
14 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
82.3 yr
Rental only

Property details

Year built: 1951
Energy: F
Condition: needs-renovation

Description

Identificação do imóvel: ZMPT578491 Smallholding with 1 Hectare of Land | Paderne - Algarve Discover this charming countryside property located in Paderne, one of the most authentic villages in the municipality of Albufeira. Perfect for those seeking peace, a connection with nature, and excellent sun exposure all day

Income Breakdown

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Nightly Rate (ADR)
$64/night
50% ($29)Brixfox estimate($64/night)200% ($117)
Occupancy
34%
10%Brixfox estimate(34%)100%

Short-Term Rental

Yearly income
$3,567
Airbnb data$64/night · 34% occupancy
Rental income
$64/night · 34% occ.
$7,848
Running costs (20%)
Utilities, cleaning, maintenance
-$1,570
Income tax (10%)
Indonesian rental income tax
-$2,197
Property tax
Annual property tax
-$514
Net income
1.2% ROI
$3,567

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$293,478
IMT (transfer tax, investment schedule)$10,758
Imposto de Selo (stamp duty)$2,348
Notary & registration$1,359
Legal / due diligence$4,402
Total acquisition costs$18,866
Renovation (~$978/m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		$71,413
($55,543–$87,283)
Furnishing & STR launch
2bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$18,315
All-in investment$402,073

Gross yield (asking)

2.7%

True gross yield (all-in)

2.0%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$1.2M$890K$593K$297K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 302x ReturnToday: $270K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
2x return
Year 15: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$328K
+22%
Rental Income
+$17K
Total Position
$346K
+28%
5.1%/yr
Year 10
Capital Value
$400K
+48%
Rental Income
+$38K
Total Position
$437K
+62%
4.9%/yr
Year 20
Capital Value
$592K
+119%
Rental Income
+$88K
Total Position
$680K
+152%
4.7%/yr
Year 30
Capital Value
$876K
+224%
Rental Income
+$156K
Total Position
$1.0M
+282%
4.6%/yr

Location

Albufeira

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
1.2% annual return
Occupancy
Weak
34% average occupancy
Nightly Rate
Weak
$59 per night
Visual Appeal
Weak
2/10 instagrammability
Size & Space
Strong
10000 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Generous 10000 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 1.2% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
1.5%
$363/mo
40% occ.
2.0%
$499/mo
34% occ.
1.7%
$415/mo
current
44% occ.
2.3%
$550/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.