Semi-detached house in Beco Ataíde Oliveira Nn, Montechoro, Albufeira e Olhos de Água
Semi-detached house in Beco Ataíde Oliveira Nn, Montechoro, Albufeira e Olhos de Água — image 2Semi-detached house in Beco Ataíde Oliveira Nn, Montechoro, Albufeira e Olhos de Água — image 3Semi-detached house in Beco Ataíde Oliveira Nn, Montechoro, Albufeira e Olhos de Água — image 4Semi-detached house in Beco Ataíde Oliveira Nn, Montechoro, Albufeira e Olhos de Água — image 5
Grade Bvillamid-range

Semi-detached house in Beco Ataíde Oliveira Nn, Montechoro, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€460,000

Asking Price (EUR)

4.3%

True Net Yield (Owner, all-in)

3.0%

True Net Yield (Managed, all-in)

6.6%

True Gross Yield

42%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €34,695/yr
Average Daily Rate: €224
-10.0% vs area baselineImage quality 6/10 (-3%), Portuguese-traditional style (+5%), No pool (-12%)
Payback Period: 16.6 years
5-yr Capital Value: €604,433
10-yr Capital Value: €735,385
Brixfox Score: 63.8 / 100
Comparable Properties: 96
Data Confidence: 89%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€527,930

+14.8% over asking

Asking price€460,000
IMT — Property transfer tax (investment schedule)€24,630
IS — Stamp duty (0.8%)€3,680
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€6,900
Total acquisition costs€36,460
Renovation (est. €55/m² × 84 m²)
Light touch-ups — paint, fixtures, deep clean.		€4,620
(€2,520–€6,720)
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€26,850
All-in investment (incl. renovation & furnishing)€527,930

Gross yield (asking price)

7.5%

True gross yield (all-in)

6.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 2
Building: 84 m²
Land: 142 m²
Style: portuguese-traditional
Condition: good
Year Built: 1996
Energy Certificate: E

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

tiled driveway/patiocovered outdoor living area

Score Breakdown

ROI
17.07
Visual Appeal
9.8
Ownership Security
13
Location
10.2
Land & Space
4.53
Rental Demand
4.24
Payback Speed
2
STR Suitability
3

Description

Semi-detached 2 bedroom villa, located in Albufeira, in the Montechoro area, close to all commerce and services and only 1.8 km from Praia da Oura (about 7 minutes). Inserted in a quiet and residential area, it offers comfort, privacy and quality of life. With orientation East-West, it is distributed over two floors:

Location

📍 37.0890°N, 8.1870°W

· Albufeira, Algarve, Portugal

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Albufeira / Central Algarve

Semi-detached house in Beco Ataíde Oliveira Nn, Montechoro, Albufeira e Olhos de Água

Inventory
2 Beds
Bathrooms
2 Baths
Built Area
84 m²
Land Plot
142 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 5.0% net return annually.

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The Investment

Brixfox Score64
GradeB
Brixfox Intelligence
64BStrong
Score Breakdown
ROI & Yield70%
Capital Growth67%
Risk Profile66%
Market Demand64%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

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Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+10.0%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$113K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.0%
$2,100/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
19.8 yr
Rental only

Property details

Year built: 1996
Energy: E
Condition: good

Description

Semi-detached 2 bedroom villa, located in Albufeira, in the Montechoro area, close to all commerce and services and only 1.8 km from Praia da Oura (about 7 minutes). Inserted in a quiet and residential area, it offers comfort, privacy and quality of life. With orientation East-West, it is distributed over two floors:

Income Breakdown

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Nightly Rate (ADR)
$324/night
50% ($149)Brixfox estimate($324/night)200% ($596)
Occupancy
42%
10%Brixfox estimate(42%)100%

Short-Term Rental

Yearly income
$25,195
Airbnb data$324/night · 42% occupancy
Rental income
$324/night · 42% occ.
$50,134
Running costs (20%)
Utilities, cleaning, maintenance
-$10,027
Income tax (10%)
Indonesian rental income tax
-$14,037
Property tax
Annual property tax
-$875
Net income
5.0% ROI
$25,195

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$500,000
IMT (transfer tax, investment schedule)$26,772
Imposto de Selo (stamp duty)$4,000
Notary & registration$1,359
Legal / due diligence$7,500
Total acquisition costs$39,630
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$5,022
($2,739–$7,304)
Furnishing & STR launch
2bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$27,011
All-in investment$571,663

Gross yield (asking)

10.0%

True gross yield (all-in)

8.8%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$3.0M$2.2M$1.5M$746K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $460K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 16: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$560K
+22%
Rental Income
+$123K
Total Position
$683K
+48%
8.2%/yr
Year 10
Capital Value
$681K
+48%
Rental Income
+$266K
Total Position
$947K
+106%
7.5%/yr
Year 20
Capital Value
$1.0M
+119%
Rental Income
+$623K
Total Position
$1.6M
+255%
6.5%/yr
Year 30
Capital Value
$1.5M
+224%
Rental Income
+$1.1M
Total Position
$2.6M
+464%
5.9%/yr

Location

Albufeira

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.0% annual return
Occupancy
Weak
42% average occupancy
Nightly Rate
Strong
$298 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Weak
142 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $298 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 42% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.8%
$1,998/mo
40% occ.
6.5%
$2,688/mo
42% occ.
6.8%
$2,851/mo
current
52% occ.
8.5%
$3,541/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.