House in Paderne, Albufeira
House in Paderne, Albufeira — image 2House in Paderne, Albufeira — image 3House in Paderne, Albufeira — image 4House in Paderne, Albufeira — image 5
Grade Bvillamid-range

House in Paderne, Albufeira

Albufeira · Central Algarve ·

€485,000

Asking Price (EUR)

1.7%

True Net Yield (Owner, all-in)

1.2%

True Net Yield (Managed, all-in)

2.6%

True Gross Yield

45%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €14,646/yr
Average Daily Rate: €88
-7.0% vs area baselinePortuguese-traditional style (+5%), No pool (-12%)
Payback Period: 40.8 years
5-yr Capital Value: €637,283
10-yr Capital Value: €775,352
Brixfox Score: 57.4 / 100
Comparable Properties: 8
Data Confidence: 56%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€564,870

+16.5% over asking

Asking price€485,000
IMT — Property transfer tax (investment schedule)€26,630
IS — Stamp duty (0.8%)€3,880
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€7,275
Total acquisition costs€39,035
Renovation (est. €55/m² × 157 m²)
Light touch-ups — paint, fixtures, deep clean.		€8,635
(€4,710–€12,560)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€564,870

Gross yield (asking price)

3.0%

True gross yield (all-in)

2.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 157 m²
Style: portuguese-traditional
Condition: good
Year Built: 2007
Energy Certificate: B-

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

bougainvillea facadecobblestone drivewayprivate garden with artificial turf

Score Breakdown

ROI
10.49
Visual Appeal
12.8
Ownership Security
13
Location
8.4
Land & Space
5.14
Rental Demand
4.54
Payback Speed
0
STR Suitability
3

Description

Charming Three-Bedroom Semi-Detached Villa with Garage and Communal Pool Delightful three-bedroom semi-detached villa set within a beautifully maintained, gated condominium. Surrounded by beautifully landscaped gardens and benefiting from a large communal swimming pool, the property is ideal for those seeking a tranqu

Location

📍 37.1736°N, 8.1905°W

· Albufeira, Algarve, Portugal

View on Cerro Novo Lda →Also on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

House in Paderne, Albufeira

Inventory
3 Beds
Bathrooms
3 Baths
Built Area
157 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 1.9% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score57
GradeB
Brixfox Intelligence
57BStrong
Score Breakdown
ROI & Yield63%
Capital Growth60%
Risk Profile59%
Market Demand57%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+6.9%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$119K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
1.9%
$853/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
13 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
51.5 yr
Rental only

Property details

Year built: 2007
Energy: B-
Condition: good

Description

Charming Three-Bedroom Semi-Detached Villa with Garage and Communal Pool Delightful three-bedroom semi-detached villa set within a beautifully maintained, gated condominium. Surrounded by beautifully landscaped gardens and benefiting from a large communal swimming pool, the property is ideal for those seeking a tranqu

Income Breakdown

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Nightly Rate (ADR)
$130/night
50% ($60)Brixfox estimate($130/night)200% ($238)
Occupancy
45%
10%Brixfox estimate(45%)100%

Short-Term Rental

Yearly income
$10,240
Airbnb data$130/night · 45% occupancy
Rental income
$130/night · 45% occ.
$21,466
Running costs (20%)
Utilities, cleaning, maintenance
-$4,293
Income tax (10%)
Indonesian rental income tax
-$6,011
Property tax
Annual property tax
-$923
Net income
1.9% ROI
$10,240

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$527,174
IMT (transfer tax, investment schedule)$28,946
Imposto de Selo (stamp duty)$4,217
Notary & registration$1,359
Legal / due diligence$7,908
Total acquisition costs$42,429
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$9,386
($5,120–$13,652)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$611,815

Gross yield (asking)

4.1%

True gross yield (all-in)

3.5%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$2.3M$1.7M$1.2M$581K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 302x ReturnToday: $485K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
2x return
Year 14: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$590K
+22%
Rental Income
+$50K
Total Position
$640K
+32%
5.7%/yr
Year 10
Capital Value
$718K
+48%
Rental Income
+$108K
Total Position
$826K
+70%
5.5%/yr
Year 20
Capital Value
$1.1M
+119%
Rental Income
+$253K
Total Position
$1.3M
+171%
5.1%/yr
Year 30
Capital Value
$1.6M
+224%
Rental Income
+$448K
Total Position
$2.0M
+317%
4.9%/yr

Location

Albufeira

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
1.9% annual return
Occupancy
Average
45% average occupancy
Nightly Rate
Average
$119 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 1.9% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
1.7%
$750/mo
40% occ.
2.3%
$1,026/mo
45% occ.
2.7%
$1,175/mo
current
55% occ.
3.3%
$1,451/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.