Duplex in Centro de Guia, Guia
Duplex in Centro de Guia, Guia — image 2Duplex in Centro de Guia, Guia — image 3Duplex in Centro de Guia, Guia — image 4Duplex in Centro de Guia, Guia — image 5
Grade B+apartmentmid-range

Duplex in Centro de Guia, Guia

Albufeira · Central Algarve ·

€465,000

Asking Price (EUR)

5.9%

True Net Yield (Owner, all-in)

4.1%

True Net Yield (Managed, all-in)

9.1%

True Gross Yield

58%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €49,075/yr
Average Daily Rate: €232
+10.0% vs area baselineModern/contemporary style (+12%), No pool (-12%), Has view (+10%)
Payback Period: 11.7 years
5-yr Capital Value: €611,003
10-yr Capital Value: €743,379
Brixfox Score: 72.8 / 100
Comparable Properties: 7
Data Confidence: 70%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€541,690

+16.5% over asking

Asking price€465,000
IMT — Property transfer tax (investment schedule)€25,030
IS — Stamp duty (0.8%)€3,720
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€6,975
Total acquisition costs€36,975
Renovation (est. €55/m² × 173 m²)
Light touch-ups — paint, fixtures, deep clean.		€9,515
(€5,190–€13,840)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€30,200
All-in investment (incl. renovation & furnishing)€541,690

Gross yield (asking price)

10.6%

True gross yield (all-in)

9.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 4
Building: 173 m²
Style: contemporary
Condition: good
Year Built: 2008
Energy Certificate: C
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

spacious balconyoutdoor lounge areapanoramic views

Score Breakdown

ROI
20.97
Visual Appeal
12.2
Ownership Security
13
Location
8.4
Land & Space
5.46
Rental Demand
5.79
Payback Speed
4
STR Suitability
3

Description

Charming duplex apartment with 3 suites and plenty of comfort and elegance, set in a private condominium in the picturesque village of Guia, Albufeira, Algarve. Situated on the second floor of a private and very well-kept condominium, the apartment offers a serene and inviting atmosphere, perfect for those looking for

Location

📍 37.1259°N, 8.2988°W

· Albufeira, Algarve, Portugal

View on LUXIMOS Christie’s International Real Estate →Also on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

Duplex in Centro de Guia, Guia

Inventory
3 Beds
Bathrooms
4 Baths
Built Area
173 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 7.2% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score73
GradeB+
Brixfox Intelligence
73B+Strong
Score Breakdown
ROI & Yield80%
Capital Growth77%
Risk Profile74%
Market Demand73%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

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Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+12.1%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$114K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
7.2%
$3,043/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
13.8 yr
Rental only

Property details

Year built: 2008
Energy: C
Condition: good

Description

Charming duplex apartment with 3 suites and plenty of comfort and elegance, set in a private condominium in the picturesque village of Guia, Albufeira, Algarve. Situated on the second floor of a private and very well-kept condominium, the apartment offers a serene and inviting atmosphere, perfect for those looking for

Income Breakdown

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Nightly Rate (ADR)
$340/night
50% ($156)Brixfox estimate($340/night)200% ($626)
Occupancy
58%
10%Brixfox estimate(58%)100%

Short-Term Rental

Yearly income
$36,515
Airbnb data$340/night · 58% occupancy
Rental income
$340/night · 58% occ.
$71,923
Running costs (20%)
Utilities, cleaning, maintenance
-$14,385
Income tax (10%)
Indonesian rental income tax
-$20,138
Property tax
Annual property tax
-$885
Net income
7.2% ROI
$36,515

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$505,435
IMT (transfer tax, investment schedule)$27,207
Imposto de Selo (stamp duty)$4,043
Notary & registration$1,359
Legal / due diligence$7,582
Total acquisition costs$40,190
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$10,342
($5,641–$15,043)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$588,793

Gross yield (asking)

14.2%

True gross yield (all-in)

12.2%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$3.6M$2.7M$1.8M$893K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $465K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 12: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$566K
+22%
Rental Income
+$178K
Total Position
$744K
+60%
9.9%/yr
Year 10
Capital Value
$688K
+48%
Rental Income
+$385K
Total Position
$1.1M
+131%
8.7%/yr
Year 20
Capital Value
$1.0M
+119%
Rental Income
+$903K
Total Position
$1.9M
+313%
7.4%/yr
Year 30
Capital Value
$1.5M
+224%
Rental Income
+$1.6M
Total Position
$3.1M
+568%
6.5%/yr

Location

Albufeira

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
7.2% annual return
Occupancy
Average
58% average occupancy
Nightly Rate
Strong
$313 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $313 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 58% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

38% occ.
6.3%
$2,674/mo
48% occ.
8.1%
$3,398/mo
58% occ.
9.8%
$4,122/mo
current
68% occ.
11.5%
$4,846/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.