House in Ferrel, Luz
House in Ferrel, Luz — image 2House in Ferrel, Luz — image 3House in Ferrel, Luz — image 4House in Ferrel, Luz — image 5
Grade B+villaluxury

House in Ferrel, Luz

Lagos · Western Algarve ·

€3.0M

Asking Price (EUR)

3.0%

True Net Yield (Owner, all-in)

2.0%

True Net Yield (Managed, all-in)

4.6%

True Gross Yield

64%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €153,107/yr
Average Daily Rate: €656
Payback Period: 24.4 years
5-yr Capital Value: €3.9M
10-yr Capital Value: €4.8M
Brixfox Score: 66.9 / 100
Comparable Properties: 7
Data Confidence: 72%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€3.4M

+12.2% over asking

Asking price€3.0M
IMT — Property transfer tax (investment schedule)€224,775
IS — Stamp duty (0.8%)€23,976
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€44,955
Total acquisition costs€294,956
Renovation€0 — move-in ready
Furnishing & STR launch (5bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€71,000
All-in investment (incl. renovation & furnishing)€3.4M

Gross yield (asking price)

5.1%

True gross yield (all-in)

4.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 5
Bathrooms: 6
Building: 782 m²
Land: 1754 m²
Style: portuguese-traditional
Condition: excellent
Year Built: 2005
Energy Certificate: A
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

multi-level pool and terracegrand marble staircasesolar panels

Score Breakdown

ROI
14.08
Visual Appeal
10
Ownership Security
13
Location
8.4
Land & Space
10.99
Rental Demand
6.4
Payback Speed
1
STR Suitability
3

Description

Extraordinary villa with five bedrooms, garage and swimming pool, refurbished and in excellent condition, is located in a very quiet residential area, with sea views, very close to the center of Lagos, in the Algarve. The property, with excellent materials, seeks to provide a harmony between luxury, comfort and privac

Location

📍 37.1083°N, 8.7074°W

· Lagos, Algarve, Portugal

View on LUXIMOS Christie’s International Real Estate →Also on Idealista.pt
Idealista.pt
Lagos / Western Algarve

House in Ferrel, Luz

Inventory
5 Beds
Bathrooms
6 Baths
Built Area
782 m²
Land Plot
1754 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 3.4% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score67
GradeB+
Brixfox Intelligence
67B+Strong
Score Breakdown
ROI & Yield74%
Capital Growth70%
Risk Profile69%
Market Demand67%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+8.9%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$828K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.4%
$9,139/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
29.7 yr
Rental only

Property details

Year built: 2005
Energy: A
Condition: excellent

Description

Extraordinary villa with five bedrooms, garage and swimming pool, refurbished and in excellent condition, is located in a very quiet residential area, with sea views, very close to the center of Lagos, in the Algarve. The property, with excellent materials, seeks to provide a harmony between luxury, comfort and privac

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$950/night
50% ($437)Brixfox estimate($950/night)200% ($1748)
Occupancy
64%
10%Brixfox estimate(64%)100%

Short-Term Rental

Yearly income
$109,664
Airbnb data$950/night · 64% occupancy
Rental income
$950/night · 64% occ.
$221,855
Running costs (20%)
Utilities, cleaning, maintenance
-$44,371
Income tax (10%)
Indonesian rental income tax
-$62,120
Property tax
Annual property tax
-$5,701
Net income
3.4% ROI
$109,664

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$3,257,609
IMT (transfer tax, investment schedule)$244,321
Imposto de Selo (stamp duty)$26,061
Notary & registration$1,359
Legal / due diligence$48,864
Total acquisition costs$320,604
RenovationMove-in ready
Furnishing & STR launch
5bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$75,000
All-in investment$3,653,213

Gross yield (asking)

6.8%

True gross yield (all-in)

6.1%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$16.7M$12.5M$8.3M$4.2M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $3.0M
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 22: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$3.6M
+22%
Rental Income
+$536K
Total Position
$4.2M
+40%
6.9%/yr
Year 10
Capital Value
$4.4M
+48%
Rental Income
+$1.2M
Total Position
$5.6M
+87%
6.4%/yr
Year 20
Capital Value
$6.6M
+119%
Rental Income
+$2.7M
Total Position
$9.3M
+210%
5.8%/yr
Year 30
Capital Value
$9.7M
+224%
Rental Income
+$4.8M
Total Position
$14.5M
+384%
5.4%/yr

Location

Lagos

Western Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.4% annual return
Occupancy
Good
64% average occupancy
Nightly Rate
Strong
$874 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Strong
1754 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $874 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Generous 1754 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.4% is near the market average — model your cashflow carefully

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

44% occ.
3.1%
$8,421/mo
54% occ.
3.8%
$10,444/mo
64% occ.
4.6%
$12,467/mo
current
74% occ.
5.3%
$14,489/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.