Duplex in Quinta da Palmeira, Albufeira, Albufeira e Olhos de Água
Duplex in Quinta da Palmeira, Albufeira, Albufeira e Olhos de Água — image 2Duplex in Quinta da Palmeira, Albufeira, Albufeira e Olhos de Água — image 3Duplex in Quinta da Palmeira, Albufeira, Albufeira e Olhos de Água — image 4Duplex in Quinta da Palmeira, Albufeira, Albufeira e Olhos de Água — image 5
Grade Aapartmentmid-range

Duplex in Quinta da Palmeira, Albufeira, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€389,900

Asking Price (EUR)

10.4%

True Net Yield (Owner, all-in)

7.2%

True Net Yield (Managed, all-in)

16.0%

True Gross Yield

51%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.9 months ago and is currently at 15% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €72,754/yr
Average Daily Rate: €394
+10.0% vs area baselineModern/contemporary style (+12%), No pool (-12%), Has view (+10%)
Payback Period: 6.7 years
5-yr Capital Value: €512,323
10-yr Capital Value: €623,319
Brixfox Score: 77 / 100
Comparable Properties: 58
Data Confidence: 92%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€454,565

+16.6% over asking

Asking price€389,900
IMT — Property transfer tax (investment schedule)€19,022
IS — Stamp duty (0.8%)€3,119
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€5,849
Total acquisition costs€29,240
Renovation (est. €55/m² × 95 m²)
Light touch-ups — paint, fixtures, deep clean.		€5,225
(€2,850–€7,600)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€30,200
All-in investment (incl. renovation & furnishing)€454,565

Gross yield (asking price)

18.7%

True gross yield (all-in)

16.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 2
Building: 95 m²
Style: contemporary
Condition: good
Year Built: 1995
Energy Certificate: In process
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

macrame wall hangingbalcony with green view

Score Breakdown

ROI
25
Visual Appeal
11.8
Ownership Security
13
Location
10.2
Land & Space
3.9
Rental Demand
5.06
Payback Speed
5
STR Suitability
3

Description

T3 duplex in one of the most practical areas of Albufeira, where it is possible to do everything on foot. Schools, activities and commerce are nearby, with supermarkets such as Continente and Pingo Doce less than 5 minutes away on foot. It is also conveniently close to the beach, on a light and easy path to take in 15

Location

📍 37.0960°N, 8.2404°W

· Albufeira, Algarve, Portugal

View on ERA Albufeira Centro →Also on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

Duplex in Quinta da Palmeira, Albufeira, Albufeira e Olhos de Água

Inventory
3 Beds
Bathrooms
2 Baths
Built Area
95 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 12.8% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score77
GradeA
Brixfox Intelligence
77AExcellent
Score Breakdown
ROI & Yield85%
Capital Growth81%
Risk Profile78%
Market Demand77%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+17.8%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$96K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
12.8%
$4,530/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
6 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
7.8 yr
Rental only

Property details

Year built: 1995
Energy: In process
Condition: good

Description

T3 duplex in one of the most practical areas of Albufeira, where it is possible to do everything on foot. Schools, activities and commerce are nearby, with supermarkets such as Continente and Pingo Doce less than 5 minutes away on foot. It is also conveniently close to the beach, on a light and easy path to take in 15

Income Breakdown

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Nightly Rate (ADR)
$574/night
50% ($264)Brixfox estimate($574/night)200% ($1055)
Occupancy
51%
10%Brixfox estimate(51%)100%

Short-Term Rental

Yearly income
$54,359
Airbnb data$574/night · 51% occupancy
Rental income
$574/night · 51% occ.
$105,963
Running costs (20%)
Utilities, cleaning, maintenance
-$21,193
Income tax (10%)
Indonesian rental income tax
-$29,670
Property tax
Annual property tax
-$742
Net income
12.8% ROI
$54,359

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$423,804
IMT (transfer tax, investment schedule)$20,676
Imposto de Selo (stamp duty)$3,390
Notary & registration$1,359
Legal / due diligence$6,358
Total acquisition costs$31,783
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$5,679
($3,098–$8,261)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$494,092

Gross yield (asking)

25.0%

True gross yield (all-in)

21.4%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$4.2M$3.1M$2.1M$1.0M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $390K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 8: rental income alone has repaid the full purchase price.
2x return
Year 6: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$474K
+22%
Rental Income
+$266K
Total Position
$740K
+90%
13.7%/yr
Year 10
Capital Value
$577K
+48%
Rental Income
+$573K
Total Position
$1.2M
+195%
11.4%/yr
Year 20
Capital Value
$854K
+119%
Rental Income
+$1.3M
Total Position
$2.2M
+464%
9.0%/yr
Year 30
Capital Value
$1.3M
+224%
Rental Income
+$2.4M
Total Position
$3.6M
+835%
7.7%/yr

Location

Albufeira

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
12.8% annual return
Occupancy
Average
51% average occupancy
Nightly Rate
Strong
$528 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 12.8% — outperforms most villas in this market
Premium nightly rate of $528 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 51% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

31% occ.
10.4%
$3,677/mo
41% occ.
13.9%
$4,898/mo
51% occ.
17.3%
$6,119/mo
current
61% occ.
20.8%
$7,341/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.