Semi-detached house, Vale Navio, Vale Navio, Albufeira, Albufeira e Olhos de Água
Semi-detached house, Vale Navio, Vale Navio, Albufeira, Albufeira e Olhos de Água — image 2Semi-detached house, Vale Navio, Vale Navio, Albufeira, Albufeira e Olhos de Água — image 3Semi-detached house, Vale Navio, Vale Navio, Albufeira, Albufeira e Olhos de Água — image 4Semi-detached house, Vale Navio, Vale Navio, Albufeira, Albufeira e Olhos de Água — image 5
Grade B+villamid-range

Semi-detached house, Vale Navio, Vale Navio, Albufeira, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€795,000

Asking Price (EUR)

6.2%

True Net Yield (Owner, all-in)

4.3%

True Net Yield (Managed, all-in)

9.5%

True Gross Yield

39%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 18% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €85,628/yr
Average Daily Rate: €600
+25.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), Has pool (0%), Has view (+10%)
Payback Period: 11.6 years
5-yr Capital Value: €1.0M
10-yr Capital Value: €1.3M
Brixfox Score: 74.8 / 100
Comparable Properties: 4
Data Confidence: 63%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€902,285

+13.5% over asking

Asking price€795,000
IMT — Property transfer tax (investment schedule)€47,700
IS — Stamp duty (0.8%)€6,360
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€11,925
Total acquisition costs€67,235
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€40,050
All-in investment (incl. renovation & furnishing)€902,285

Gross yield (asking price)

10.8%

True gross yield (all-in)

9.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 4
Building: 328 m²
Style: contemporary
Condition: excellent
Year Built: 2020
Energy Certificate: A
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

terraced architectureprivate plunge pools/jacuzzismodern white facades with traditional tile roofs

Score Breakdown

ROI
21.04
Visual Appeal
13.6
Ownership Security
13
Location
10.2
Land & Space
6
Rental Demand
3.91
Payback Speed
4
STR Suitability
3

Description

Contemporary villa located in Branqueira, a quiet and highly sought-after residential area, just a few minutes from Albufeira, beaches, services and main access roads. This property stands out for its modern design, excellent sun exposure and the harmonious connection between indoor and outdoor spaces, offering comfort

Location

📍 37.1076°N, 8.2060°W

· Albufeira, Algarve, Portugal

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Idealista.pt
Albufeira / Central Algarve

Semi-detached house, Vale Navio, Vale Navio, Albufeira, Albufeira e Olhos de Água

Inventory
4 Beds
Bathrooms
4 Baths
Built Area
328 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 7.3% net return annually.

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The Investment

Brixfox Score75
GradeB+
Brixfox Intelligence
75B+Strong
Score Breakdown
ROI & Yield83%
Capital Growth79%
Risk Profile76%
Market Demand75%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+12.2%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$196K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
7.3%
$5,233/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
13.8 yr
Rental only

Property details

Year built: 2020
Energy: A
Condition: excellent

Description

Contemporary villa located in Branqueira, a quiet and highly sought-after residential area, just a few minutes from Albufeira, beaches, services and main access roads. This property stands out for its modern design, excellent sun exposure and the harmonious connection between indoor and outdoor spaces, offering comfort

Income Breakdown

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Nightly Rate (ADR)
$866/night
50% ($398)Brixfox estimate($866/night)200% ($1594)
Occupancy
39%
10%Brixfox estimate(39%)100%

Short-Term Rental

Yearly income
$62,795
Airbnb data$866/night · 39% occupancy
Rental income
$866/night · 39% occ.
$123,668
Running costs (20%)
Utilities, cleaning, maintenance
-$24,734
Income tax (10%)
Indonesian rental income tax
-$34,627
Property tax
Annual property tax
-$1,512
Net income
7.3% ROI
$62,795

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$864,130
IMT (transfer tax, investment schedule)$51,848
Imposto de Selo (stamp duty)$6,913
Notary & registration$1,359
Legal / due diligence$12,962
Total acquisition costs$73,082
RenovationMove-in ready
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$41,359
All-in investment$978,571

Gross yield (asking)

14.3%

True gross yield (all-in)

12.6%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$6.1M$4.6M$3.1M$1.5M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $795K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 12: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$967K
+22%
Rental Income
+$307K
Total Position
$1.3M
+60%
9.9%/yr
Year 10
Capital Value
$1.2M
+48%
Rental Income
+$662K
Total Position
$1.8M
+131%
8.7%/yr
Year 20
Capital Value
$1.7M
+119%
Rental Income
+$1.6M
Total Position
$3.3M
+314%
7.4%/yr
Year 30
Capital Value
$2.6M
+224%
Rental Income
+$2.7M
Total Position
$5.3M
+570%
6.5%/yr

Location

Albufeira

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
7.3% annual return
Occupancy
Weak
39% average occupancy
Nightly Rate
Strong
$797 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $797 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 39% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
7.5%
$5,406/mo
40% occ.
10.1%
$7,251/mo
current
39% occ.
9.8%
$7,088/mo
current
49% occ.
12.4%
$8,932/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.