Detached house in Clube Albufeira, Albufeira e Olhos de Água
Detached house in Clube Albufeira, Albufeira e Olhos de Água — image 2Detached house in Clube Albufeira, Albufeira e Olhos de Água — image 3Detached house in Clube Albufeira, Albufeira e Olhos de Água — image 4Detached house in Clube Albufeira, Albufeira e Olhos de Água — image 5
Grade B+villamid-range

Detached house in Clube Albufeira, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€525,000

Asking Price (EUR)

5.4%

True Net Yield (Owner, all-in)

3.7%

True Net Yield (Managed, all-in)

8.3%

True Gross Yield

45%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €49,398/yr
Average Daily Rate: €302
+22.0% vs area baselineModern/contemporary style (+12%), Has pool (0%), Has view (+10%)
Payback Period: 13.7 years
5-yr Capital Value: €709,552
10-yr Capital Value: €863,278
Brixfox Score: 71.1 / 100
Comparable Properties: 87
Data Confidence: 86%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€597,505

+13.8% over asking

Asking price€525,000
IMT — Property transfer tax (investment schedule)€29,830
IS — Stamp duty (0.8%)€4,200
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€7,875
Total acquisition costs€43,155
Renovation€0 — move-in ready
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€29,350
All-in investment (incl. renovation & furnishing)€597,505

Gross yield (asking price)

9.4%

True gross yield (all-in)

8.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 3
Building: 178 m²
Style: contemporary
Condition: excellent
Energy Certificate: B-
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

communal swimming poolmodern kitchen with breakfast barspacious open-plan living and dining areadecorative stone wall accent

Score Breakdown

ROI
19.04
Visual Appeal
12.8
Ownership Security
13
Location
10.2
Land & Space
5.56
Rental Demand
4.48
Payback Speed
3
STR Suitability
3

Description

Two-bedroom terraced house with garage in Albufeira, Algarve Townhouse in a gated community, with two suites, located in the predominantly residential area of Albufeira. The house faces east/west, providing fantastic sun exposure with abundant natural light throughout. An excellent patio offers direct access to the ga

Location

📍 37.0890°N, 8.1870°W

· Albufeira, Algarve, Portugal

View on Garvetur →Also on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

Detached house in Clube Albufeira, Albufeira e Olhos de Água

Inventory
2 Beds
Bathrooms
3 Baths
Built Area
178 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 6.3% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score71
GradeB+
Brixfox Intelligence
71B+Strong
Score Breakdown
ROI & Yield78%
Capital Growth75%
Risk Profile72%
Market Demand71%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+11.3%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$129K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
6.3%
$3,010/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
15.8 yr
Rental only

Property details

Energy: B-
Condition: excellent

Description

Two-bedroom terraced house with garage in Albufeira, Algarve Townhouse in a gated community, with two suites, located in the predominantly residential area of Albufeira. The house faces east/west, providing fantastic sun exposure with abundant natural light throughout. An excellent patio offers direct access to the ga

Income Breakdown

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Nightly Rate (ADR)
$436/night
50% ($201)Brixfox estimate($436/night)200% ($803)
Occupancy
45%
10%Brixfox estimate(45%)100%

Short-Term Rental

Yearly income
$36,115
Airbnb data$436/night · 45% occupancy
Rental income
$436/night · 45% occ.
$71,373
Running costs (20%)
Utilities, cleaning, maintenance
-$14,275
Income tax (10%)
Indonesian rental income tax
-$19,984
Property tax
Annual property tax
-$999
Net income
6.3% ROI
$36,115

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$570,652
IMT (transfer tax, investment schedule)$32,424
Imposto de Selo (stamp duty)$4,565
Notary & registration$1,359
Legal / due diligence$8,560
Total acquisition costs$46,908
RenovationMove-in ready
Furnishing & STR launch
2bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$29,728
All-in investment$647,288

Gross yield (asking)

12.5%

True gross yield (all-in)

11.0%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$3.8M$2.8M$1.9M$944K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $525K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 14: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$639K
+22%
Rental Income
+$176K
Total Position
$815K
+55%
9.2%/yr
Year 10
Capital Value
$777K
+48%
Rental Income
+$381K
Total Position
$1.2M
+121%
8.2%/yr
Year 20
Capital Value
$1.2M
+119%
Rental Income
+$893K
Total Position
$2.0M
+289%
7.0%/yr
Year 30
Capital Value
$1.7M
+224%
Rental Income
+$1.6M
Total Position
$3.3M
+525%
6.3%/yr

Location

Albufeira

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.3% annual return
Occupancy
Weak
45% average occupancy
Nightly Rate
Strong
$401 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $401 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 45% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
5.7%
$2,704/mo
40% occ.
7.6%
$3,632/mo
45% occ.
8.6%
$4,080/mo
current
55% occ.
10.5%
$5,009/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.