House in Quinta da Palmeira, Albufeira, Albufeira e Olhos de Água
House in Quinta da Palmeira, Albufeira, Albufeira e Olhos de Água — image 2House in Quinta da Palmeira, Albufeira, Albufeira e Olhos de Água — image 3House in Quinta da Palmeira, Albufeira, Albufeira e Olhos de Água — image 4House in Quinta da Palmeira, Albufeira, Albufeira e Olhos de Água — image 5
Grade Avillamid-range

House in Quinta da Palmeira, Albufeira, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€590,000

Asking Price (EUR)

7.7%

True Net Yield (Owner, all-in)

5.3%

True Net Yield (Managed, all-in)

11.8%

True Gross Yield

42%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.6 months ago and is currently at 13% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €81,106/yr
Average Daily Rate: €531
Payback Period: 8.9 years
5-yr Capital Value: €775,251
10-yr Capital Value: €943,212
Brixfox Score: 76.9 / 100
Comparable Properties: 16
Data Confidence: 80%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€686,750

+16.4% over asking

Asking price€590,000
IMT — Property transfer tax (investment schedule)€35,030
IS — Stamp duty (0.8%)€4,720
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€8,850
Total acquisition costs€49,850
Renovation (est. €55/m² × 170 m²)
Light touch-ups — paint, fixtures, deep clean.		€9,350
(€5,100–€13,600)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€37,550
All-in investment (incl. renovation & furnishing)€686,750

Gross yield (asking price)

13.8%

True gross yield (all-in)

11.8%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 4
Building: 170 m²
Land: 300 m²
Style: portuguese-traditional
Condition: good
Year Built: 1991
Energy Certificate: D
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

built-in fireplacebreakfast bar with stoolsarched doorway

Score Breakdown

ROI
24.54
Visual Appeal
10.8
Ownership Security
13
Location
10.2
Land & Space
7.15
Rental Demand
4.19
Payback Speed
4
STR Suitability
3

Description

This 3+1 bedroom villa in Albufeira offers traditional charm combined with exceptional potential for modernisation, easily becoming a true dream home. With generous areas, great sun exposure and inviting outdoor spaces, it is ideal as a permanent residence or a profitable holiday rental investment. Key Features Living

Location

📍 37.0935°N, 8.2374°W

· Albufeira, Algarve, Portugal

View on VAP Real Estate →Also on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

House in Quinta da Palmeira, Albufeira, Albufeira e Olhos de Água

Inventory
4 Beds
Bathrooms
4 Baths
Built Area
170 m²
Land Plot
300 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 9.5% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score77
GradeA
Brixfox Intelligence
77AExcellent
Score Breakdown
ROI & Yield85%
Capital Growth81%
Risk Profile78%
Market Demand77%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+14.4%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$145K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
9.5%
$5,071/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
7 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
10.5 yr
Rental only

Property details

Year built: 1991
Energy: D
Condition: good

Description

This 3+1 bedroom villa in Albufeira offers traditional charm combined with exceptional potential for modernisation, easily becoming a true dream home. With generous areas, great sun exposure and inviting outdoor spaces, it is ideal as a permanent residence or a profitable holiday rental investment. Key Features Living

Income Breakdown

Adjust Forecast

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Nightly Rate (ADR)
$780/night
50% ($359)Brixfox estimate($780/night)200% ($1434)
Occupancy
42%
10%Brixfox estimate(42%)100%

Short-Term Rental

Yearly income
$60,851
Airbnb data$780/night · 42% occupancy
Rental income
$780/night · 42% occ.
$119,179
Running costs (20%)
Utilities, cleaning, maintenance
-$23,836
Income tax (10%)
Indonesian rental income tax
-$33,370
Property tax
Annual property tax
-$1,122
Net income
9.5% ROI
$60,851

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$641,304
IMT (transfer tax, investment schedule)$38,076
Imposto de Selo (stamp duty)$5,130
Notary & registration$1,359
Legal / due diligence$9,620
Total acquisition costs$54,185
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$10,163
($5,543–$14,783)
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$38,641
All-in investment$744,293

Gross yield (asking)

18.6%

True gross yield (all-in)

16.0%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$5.3M$3.9M$2.6M$1.3M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $590K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 10: rental income alone has repaid the full purchase price.
2x return
Year 7: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$718K
+22%
Rental Income
+$297K
Total Position
$1.0M
+72%
11.5%/yr
Year 10
Capital Value
$873K
+48%
Rental Income
+$642K
Total Position
$1.5M
+157%
9.9%/yr
Year 20
Capital Value
$1.3M
+119%
Rental Income
+$1.5M
Total Position
$2.8M
+374%
8.1%/yr
Year 30
Capital Value
$1.9M
+224%
Rental Income
+$2.7M
Total Position
$4.6M
+676%
7.1%/yr

Location

Albufeira

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
9.5% annual return
Occupancy
Weak
42% average occupancy
Nightly Rate
Strong
$717 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Average
300 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 9.5% — outperforms most villas in this market
Premium nightly rate of $717 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 42% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
9.1%
$4,886/mo
40% occ.
12.2%
$6,546/mo
42% occ.
12.8%
$6,858/mo
current
52% occ.
15.9%
$8,518/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.