T1 flat in Rua do Município, Nn, Centro da Cidade, Albufeira, Albufeira e Olhos de Água
T1 flat in Rua do Município, Nn, Centro da Cidade, Albufeira, Albufeira e Olhos de Água — image 2T1 flat in Rua do Município, Nn, Centro da Cidade, Albufeira, Albufeira e Olhos de Água — image 3T1 flat in Rua do Município, Nn, Centro da Cidade, Albufeira, Albufeira e Olhos de Água — image 4T1 flat in Rua do Município, Nn, Centro da Cidade, Albufeira, Albufeira e Olhos de Água — image 5
Grade B+apartmentmid-range

T1 flat in Rua do Município, Nn, Centro da Cidade, Albufeira, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€220,000

Asking Price (EUR)

6.6%

True Net Yield (Owner, all-in)

4.6%

True Net Yield (Managed, all-in)

10.1%

True Gross Yield

47%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.5 months ago and is currently at 12% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €26,111/yr
Average Daily Rate: 151
Payback Period: 10.3 years
5-yr Capital Value: €289,077
10-yr Capital Value: €351,706
Brixfox Score: 74.8 / 100
Comparable Properties: 85
Data Confidence: 94%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€257,347

+17.0% over asking

Asking price€220,000
IMT — Property transfer tax (investment schedule)€6,397
IS — Stamp duty (0.8%)€1,760
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€3,300
Total acquisition costs€12,707
Renovation (est. €55/m² × 48)
Light touch-ups — paint, fixtures, deep clean.
€2,640
(€1,440€3,840)
Furnishing & STR launch (1bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.
€22,000
All-in investment (incl. renovation & furnishing)€257,347

Gross yield (asking price)

11.9%

True gross yield (all-in)

10.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 1
Bathrooms: 1
Building: 48
Style: contemporary
Condition: good
Energy Certificate: D
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large multi-section pool with water slideextensive sunbathing terraceamphitheater-style seating areasolar panel array

Score Breakdown

ROI
22.72
Visual Appeal
14.2
Ownership Security
13
Location
10.2
Land & Space
2.96
Rental Demand
4.74
Payback Speed
4
STR Suitability
3

Description

Imagine waking up every morning with the tranquillity of those who live where others only dream of vacationing. A dip in the indoor pool on quieter days or outdoors when the Algarve sun shines. A workout at the gym without leaving home. A trip to the SPA to take care of your body and mind. This is not just a stay,

Location

📍 37.0920°N, 8.2380°W

· Albufeira, Algarve, Portugal

Idealista.pt
Albufeira / Central Algarve

T1 flat in Rua do Município, Nn, Centro da Cidade, Albufeira, Albufeira e Olhos de Água

Inventory
1 Beds
Bathrooms
1 Baths
Built Area
48 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 8.2% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score75
GradeB+
Brixfox Intelligence
75B+Strong
Score Breakdown
ROI & Yield83%
Capital Growth79%
Risk Profile76%
Market Demand75%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+13.1%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$54K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
8.2%
$1,636/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
12.2 yr
Rental only

Property details

Energy: D
Condition: good

Description

Imagine waking up every morning with the tranquillity of those who live where others only dream of vacationing. A dip in the indoor pool on quieter days or outdoors when the Algarve sun shines. A workout at the gym without leaving home. A trip to the SPA to take care of your body and mind. This is not just a stay,

Income Breakdown

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Nightly Rate (ADR)
$223/night
50% ($102)Brixfox estimate($223/night)200% ($410)
Occupancy
47%
10%Brixfox estimate(47%)100%

Short-Term Rental

Yearly income
$19,627
Airbnb data$223/night · 47% occupancy
Rental income
$223/night · 47% occ.
$38,549
Running costs (20%)
Utilities, cleaning, maintenance
-$7,710
Income tax (10%)
Indonesian rental income tax
-$10,794
Property tax
Annual property tax
-$418
Net income
8.2% ROI
$19,627

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$239,130
IMT (transfer tax, investment schedule)$6,953
Imposto de Selo (stamp duty)$1,913
Notary & registration$1,359
Legal / due diligence$3,587
Total acquisition costs$13,812
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.
$2,870
($1,565$4,174)
Furnishing & STR launch
1bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.
$23,913
All-in investment$279,725

Gross yield (asking)

16.1%

True gross yield (all-in)

13.8%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$1.8M$1.4M$904K$452K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $220K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 11: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$268K
+22%
Rental Income
+$96K
Total Position
$364K
+65%
10.6%/yr
Year 10
Capital Value
$326K
+48%
Rental Income
+$207K
Total Position
$533K
+142%
9.2%/yr
Year 20
Capital Value
$482K
+119%
Rental Income
+$485K
Total Position
$967K
+340%
7.7%/yr
Year 30
Capital Value
$714K
+224%
Rental Income
+$859K
Total Position
$1.6M
+615%
6.8%/yr

Location

Albufeira

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
8.2% annual return
Occupancy
Average
47% average occupancy
Nightly Rate
Strong
$205 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 8.2% — outperforms most villas in this market
Premium nightly rate of $205 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 47% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
7.0%
$1,388/mo
40% occ.
9.3%
$1,862/mo
47% occ.
11.1%
$2,214/mo
current
57% occ.
13.5%
$2,688/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.