Semi-detached house in Monte Branco, São Bartolomeu de Messines
Semi-detached house in Monte Branco, São Bartolomeu de Messines — image 2Semi-detached house in Monte Branco, São Bartolomeu de Messines — image 3Semi-detached house in Monte Branco, São Bartolomeu de Messines — image 4Semi-detached house in Monte Branco, São Bartolomeu de Messines — image 5
Grade B+villamid-range

Semi-detached house in Monte Branco, São Bartolomeu de Messines

Silves · Central Algarve ·

€559,000

Asking Price (EUR)

4.1%

True Net Yield (Owner, all-in)

2.8%

True Net Yield (Managed, all-in)

6.3%

True Gross Yield

44%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €41,177/yr
Average Daily Rate: €257
Payback Period: 17.4 years
5-yr Capital Value: €755,541
10-yr Capital Value: €919,232
Brixfox Score: 69.6 / 100
Comparable Properties: 4
Data Confidence: 56%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€652,282

+16.7% over asking

Asking price€559,000
IMT — Property transfer tax (investment schedule)€32,550
IS — Stamp duty (0.8%)€4,472
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€8,385
Total acquisition costs€46,657
Renovation (est. €55/m² × 165 m²)
Light touch-ups — paint, fixtures, deep clean.		€9,075
(€4,950–€13,200)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€37,550
All-in investment (incl. renovation & furnishing)€652,282

Gross yield (asking price)

7.4%

True gross yield (all-in)

6.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 3
Building: 165 m²
Land: 7480 m²
Style: portuguese-traditional
Condition: good
Year Built: 1951
Energy Certificate: F
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

vibrant blue exterior painttraditional terracotta roof tilesrural setting

Score Breakdown

ROI
16.59
Visual Appeal
11.4
Ownership Security
13
Location
7.2
Land & Space
12
Rental Demand
4.39
Payback Speed
2
STR Suitability
3

Description

Discover the perfect blend of comfort, nature, and privacy with this beautifully renovated countryside property, ideally located in the peaceful area of Monte Branco, between Paderne and São Bartolomeu de Messines. Fully modernised to a high standard, this charming home offers spacious living areas, extensive land, and

Location

📍 37.1890°N, 8.4390°W

· Silves, Algarve, Portugal

View on Idealista.pt
Idealista.pt
Silves / Central Algarve

Semi-detached house in Monte Branco, São Bartolomeu de Messines

Inventory
4 Beds
Bathrooms
3 Baths
Built Area
165 m²
Land Plot
7480 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 4.9% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score70
GradeB+
Brixfox Intelligence
70B+Strong
Score Breakdown
ROI & Yield77%
Capital Growth74%
Risk Profile72%
Market Demand70%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+8.7%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$105K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
4.9%
$2,489/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
11 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
20.3 yr
Rental only

Property details

Year built: 1951
Energy: F
Condition: good

Description

Discover the perfect blend of comfort, nature, and privacy with this beautifully renovated countryside property, ideally located in the peaceful area of Monte Branco, between Paderne and São Bartolomeu de Messines. Fully modernised to a high standard, this charming home offers spacious living areas, extensive land, and

Income Breakdown

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Nightly Rate (ADR)
$371/night
50% ($171)Brixfox estimate($371/night)200% ($683)
Occupancy
44%
10%Brixfox estimate(44%)100%

Short-Term Rental

Yearly income
$29,874
Airbnb data$371/night · 44% occupancy
Rental income
$371/night · 44% occ.
$59,495
Running costs (20%)
Utilities, cleaning, maintenance
-$11,899
Income tax (10%)
Indonesian rental income tax
-$16,658
Property tax
Annual property tax
-$1,063
Net income
4.9% ROI
$29,874

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$607,609
IMT (transfer tax, investment schedule)$35,380
Imposto de Selo (stamp duty)$4,861
Notary & registration$1,359
Legal / due diligence$9,114
Total acquisition costs$50,714
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$9,864
($5,380–$14,348)
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$38,641
All-in investment$706,828

Gross yield (asking)

9.8%

True gross yield (all-in)

8.4%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Silves.

$3.6M$2.7M$1.8M$897K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $559K
Capital appreciation
Property value growing at +4%/yr based on Silves market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 17: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$680K
+22%
Rental Income
+$146K
Total Position
$826K
+48%
8.1%/yr
Year 10
Capital Value
$827K
+48%
Rental Income
+$315K
Total Position
$1.1M
+104%
7.4%/yr
Year 20
Capital Value
$1.2M
+119%
Rental Income
+$739K
Total Position
$2.0M
+251%
6.5%/yr
Year 30
Capital Value
$1.8M
+224%
Rental Income
+$1.3M
Total Position
$3.1M
+458%
5.9%/yr

Location

Silves

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.9% annual return
Occupancy
Weak
44% average occupancy
Nightly Rate
Strong
$341 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Strong
7480 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $341 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Generous 7480 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.9% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.5%
$2,281/mo
40% occ.
6.1%
$3,071/mo
44% occ.
6.7%
$3,382/mo
current
54% occ.
8.2%
$4,172/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.