Detached house in Torralta, Lagos
Detached house in Torralta, Lagos — image 2Detached house in Torralta, Lagos — image 3Detached house in Torralta, Lagos — image 4Detached house in Torralta, Lagos — image 5
Grade Avillamid-range

Detached house in Torralta, Lagos

Lagos · Western Algarve ·

€999,950

Asking Price (EUR)

6.4%

True Net Yield (Owner, all-in)

4.5%

True Net Yield (Managed, all-in)

9.9%

True Gross Yield

48%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €112,156/yr
Average Daily Rate: €642
+15.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 11.1 years
5-yr Capital Value: €1.3M
10-yr Capital Value: €1.6M
Brixfox Score: 81 / 100
Comparable Properties: 5
Data Confidence: 69%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.1M

+13.4% over asking

Asking price€999,950
IMT — Property transfer tax (investment schedule)€59,997
IS — Stamp duty (0.8%)€8,000
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€14,999
Total acquisition costs€84,246
Renovation (est. €55/m² × 180 m²)
Light touch-ups — paint, fixtures, deep clean.		€9,900
(€5,400–€14,400)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€40,050
All-in investment (incl. renovation & furnishing)€1.1M

Gross yield (asking price)

11.2%

True gross yield (all-in)

9.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 3
Building: 180 m²
Land: 563 m²
Style: portuguese-traditional
Condition: good
Year Built: 2004
Energy Certificate: D
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

private swimming poolfireplacetiled roofoutdoor patio

Score Breakdown

ROI
21.6
Visual Appeal
12.2
Ownership Security
13
Location
10.44
Land & Space
12
Rental Demand
4.78
Payback Speed
4
STR Suitability
3

Description

Ideally positioned in one of the most sought-after residential areas of Porto de Mós, Lagos, this elegant villa enjoys a peaceful setting at the end of a quiet cul-de-sac, offering privacy and a relaxed lifestyle just moments from the coastline. Set on a fully enclosed 563 m² plot, the property combines comfort, funct

Location

📍 37.1028°N, 8.6731°W

· Lagos, Algarve, Portugal

View on B&P Real Estate Agency →Also on Idealista.pt
Idealista.pt
Lagos / Western Algarve

Detached house in Torralta, Lagos

Inventory
4 Beds
Bathrooms
3 Baths
Built Area
180 m²
Land Plot
563 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 7.6% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score81
GradeA
Brixfox Intelligence
81AExcellent
Score Breakdown
ROI & Yield89%
Capital Growth85%
Risk Profile82%
Market Demand81%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+13.1%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$276K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
7.6%
$6,864/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
13.2 yr
Rental only

Property details

Year built: 2004
Energy: D
Condition: good

Description

Ideally positioned in one of the most sought-after residential areas of Porto de Mós, Lagos, this elegant villa enjoys a peaceful setting at the end of a quiet cul-de-sac, offering privacy and a relaxed lifestyle just moments from the coastline. Set on a fully enclosed 563 m² plot, the property combines comfort, funct

Income Breakdown

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Nightly Rate (ADR)
$928/night
50% ($427)Brixfox estimate($928/night)200% ($1708)
Occupancy
48%
10%Brixfox estimate(48%)100%

Short-Term Rental

Yearly income
$82,364
Airbnb data$928/night · 48% occupancy
Rental income
$928/night · 48% occ.
$162,050
Running costs (20%)
Utilities, cleaning, maintenance
-$32,410
Income tax (10%)
Indonesian rental income tax
-$45,374
Property tax
Annual property tax
-$1,902
Net income
7.6% ROI
$82,364

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,086,902
IMT (transfer tax, investment schedule)$65,214
Imposto de Selo (stamp duty)$8,696
Notary & registration$1,359
Legal / due diligence$16,303
Total acquisition costs$91,572
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$10,761
($5,870–$15,652)
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$41,359
All-in investment$1,230,593

Gross yield (asking)

14.9%

True gross yield (all-in)

13.2%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$7.9M$5.9M$3.9M$2.0M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1000K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 12: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.2M
+22%
Rental Income
+$402K
Total Position
$1.6M
+62%
10.1%/yr
Year 10
Capital Value
$1.5M
+48%
Rental Income
+$869K
Total Position
$2.3M
+135%
8.9%/yr
Year 20
Capital Value
$2.2M
+119%
Rental Income
+$2.0M
Total Position
$4.2M
+323%
7.5%/yr
Year 30
Capital Value
$3.2M
+224%
Rental Income
+$3.6M
Total Position
$6.8M
+585%
6.6%/yr

Location

Lagos

Western Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
7.6% annual return
Occupancy
Average
48% average occupancy
Nightly Rate
Strong
$854 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Strong
563 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $854 — positioned in the top tier
Generous 563 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 48% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
6.4%
$5,769/mo
40% occ.
8.6%
$7,745/mo
48% occ.
10.3%
$9,294/mo
current
58% occ.
12.4%
$11,270/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.