Detached house in N125, Vale de Lousas - Fontes da Matosa, Alcantarilha
Detached house in N125, Vale de Lousas - Fontes da Matosa, Alcantarilha — image 2Detached house in N125, Vale de Lousas - Fontes da Matosa, Alcantarilha — image 3Detached house in N125, Vale de Lousas - Fontes da Matosa, Alcantarilha — image 4Detached house in N125, Vale de Lousas - Fontes da Matosa, Alcantarilha — image 5
Grade A+villamid-range

Detached house in N125, Vale de Lousas - Fontes da Matosa, Alcantarilha

Silves · Central Algarve ·

€780,000

Asking Price (EUR)

8.9%

True Net Yield (Owner, all-in)

6.2%

True Net Yield (Managed, all-in)

13.7%

True Gross Yield

67%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €123,237/yr
Average Daily Rate: €506
+12.0% vs area baselineImage quality 6/10 (-3%), Portuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 7.0 years
5-yr Capital Value: €1.0M
10-yr Capital Value: €1.2M
Brixfox Score: 85.4 / 100
Comparable Properties: 8
Data Confidence: 60%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€897,040

+15.0% over asking

Asking price€780,000
IMT — Property transfer tax (investment schedule)€46,800
IS — Stamp duty (0.8%)€6,240
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€11,700
Total acquisition costs€65,990
Renovation (est. €55/m² × 200 m²)
Light touch-ups — paint, fixtures, deep clean.		€11,000
(€6,000–€16,000)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€40,050
All-in investment (incl. renovation & furnishing)€897,040

Gross yield (asking price)

15.8%

True gross yield (all-in)

13.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 4
Building: 200 m²
Land: 4200 m²
Style: portuguese-traditional
Condition: good
Year Built: 1992
Energy Certificate: C
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large private plottraditional white washed architecturemature gardens

Score Breakdown

ROI
25
Visual Appeal
11.4
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
7.6
Payback Speed
5
STR Suitability
3

Description

Located in a quiet area and in the countryside, this charming two-storey villa, set on a plot of 4,200 m² fully fenced with wall, borehole and several green areas and an exquisite private pool consists of 4 bedrooms, including two suites, a large living room, with a cozy fireplace, practical and well-equipped kitchen,

Location

📍 37.1890°N, 8.4390°W

· Silves, Algarve, Portugal

View on Idealista.pt
Idealista.pt
Silves / Central Algarve

Detached house in N125, Vale de Lousas - Fontes da Matosa, Alcantarilha

Inventory
4 Beds
Bathrooms
4 Baths
Built Area
200 m²
Land Plot
4200 m²
Tenure
Freehold
Yield Curve Status

Grade A+ investment — short-term rental yields 12.3% net return annually.

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The Investment

Brixfox Score85
GradeA+
Brixfox Intelligence
85A+Excellent
Score Breakdown
ROI & Yield94%
Capital Growth89%
Risk Profile86%
Market Demand85%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+16.0%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$146K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
12.3%
$8,664/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
6 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
8.2 yr
Rental only

Property details

Year built: 1992
Energy: C
Condition: good

Description

Located in a quiet area and in the countryside, this charming two-storey villa, set on a plot of 4,200 m² fully fenced with wall, borehole and several green areas and an exquisite private pool consists of 4 bedrooms, including two suites, a large living room, with a cozy fireplace, practical and well-equipped kitchen,

Income Breakdown

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Nightly Rate (ADR)
$731/night
50% ($336)Brixfox estimate($731/night)200% ($1345)
Occupancy
76%
10%Brixfox estimate(76%)100%

Short-Term Rental

Yearly income
$103,966
Airbnb data$731/night · 76% occupancy
Rental income
$731/night · 76% occ.
$202,788
Running costs (20%)
Utilities, cleaning, maintenance
-$40,558
Income tax (10%)
Indonesian rental income tax
-$56,781
Property tax
Annual property tax
-$1,484
Net income
12.3% ROI
$103,966

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$847,826
IMT (transfer tax, investment schedule)$50,870
Imposto de Selo (stamp duty)$6,783
Notary & registration$1,359
Legal / due diligence$12,717
Total acquisition costs$71,728
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$11,957
($6,522–$17,391)
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$41,359
All-in investment$972,870

Gross yield (asking)

23.9%

True gross yield (all-in)

20.8%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Silves.

$8.1M$6.1M$4.1M$2.0M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $780K
Capital appreciation
Property value growing at +4%/yr based on Silves market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 8: rental income alone has repaid the full purchase price.
2x return
Year 6: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$949K
+22%
Rental Income
+$508K
Total Position
$1.5M
+87%
13.3%/yr
Year 10
Capital Value
$1.2M
+48%
Rental Income
+$1.1M
Total Position
$2.3M
+189%
11.2%/yr
Year 20
Capital Value
$1.7M
+119%
Rental Income
+$2.6M
Total Position
$4.3M
+449%
8.9%/yr
Year 30
Capital Value
$2.5M
+224%
Rental Income
+$4.6M
Total Position
$7.1M
+808%
7.6%/yr

Location

Silves

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
12.3% annual return
Occupancy
Strong
76% average occupancy
Nightly Rate
Strong
$672 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Strong
4200 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 12.3% — outperforms most villas in this market
Strong occupancy at 76% — consistent booking demand
Premium nightly rate of $672 — positioned in the top tier

Watch Out

Secondary location — rental demand may be lower than premium areas
STR zoning not confirmed — verify before purchasing for short-term rental use

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

56% occ.
12.2%
$8,593/mo
66% occ.
14.4%
$10,149/mo
76% occ.
16.6%
$11,705/mo
current
86% occ.
18.8%
$13,262/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.