Detached house in Estação de Silves - Cerro de São Miguel, Silves
Detached house in Estação de Silves - Cerro de São Miguel, Silves — image 2Detached house in Estação de Silves - Cerro de São Miguel, Silves — image 3Detached house in Estação de Silves - Cerro de São Miguel, Silves — image 4Detached house in Estação de Silves - Cerro de São Miguel, Silves — image 5
Grade B+villamid-range

Detached house in Estação de Silves - Cerro de São Miguel, Silves

Silves · Central Algarve ·

€730,000

Asking Price (EUR)

3.0%

True Net Yield (Owner, all-in)

2.1%

True Net Yield (Managed, all-in)

4.6%

True Gross Yield

34%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.8 months ago and is currently at 15% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €37,850/yr
Average Daily Rate: €301
+18.0% vs area baselineImage quality 8/10 (+3%), Portuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 23.9 years
5-yr Capital Value: €959,209
10-yr Capital Value: €1.2M
Brixfox Score: 68.1 / 100
Comparable Properties: 7
Data Confidence: 61%
Search Radius: 4 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€826,540

+13.2% over asking

Asking price€730,000
IMT — Property transfer tax (investment schedule)€43,800
IS — Stamp duty (0.8%)€5,840
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€10,950
Total acquisition costs€61,840
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€34,700
All-in investment (incl. renovation & furnishing)€826,540

Gross yield (asking price)

5.2%

True gross yield (all-in)

4.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 166 m²
Land: 900 m²
Style: portuguese-traditional
Condition: excellent
Year Built: 2003
Energy Certificate: B-
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

exposed wooden beamstiled headboardfireplacepatterned bathroom tilesoutdoor swimming pool

Score Breakdown

ROI
14.22
Visual Appeal
14.2
Ownership Security
13
Location
7.2
Land & Space
12
Rental Demand
3.44
Payback Speed
1
STR Suitability
3

Description

For sale, 3 bedroom villa in Lagoa, Algarve Single storey, detached villa for sale on the outskirts of Lagoa, 3 bedrooms, 3 bathrooms, private pool, on fully fenced plot of 900m2 with mature garden. Villa The property sits on a fully fenced plot of 900m2 surrounded by mature gardens and trees, with a gated (automatic

Location

📍 37.1570°N, 8.4342°W

· Silves, Algarve, Portugal

View on Sampson Property →Also on Idealista.pt
Idealista.pt
Silves / Central Algarve

Detached house in Estação de Silves - Cerro de São Miguel, Silves

Inventory
3 Beds
Bathrooms
3 Baths
Built Area
166 m²
Land Plot
900 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 3.4% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score68
GradeB+
Brixfox Intelligence
68B+Strong
Score Breakdown
ROI & Yield75%
Capital Growth71%
Risk Profile70%
Market Demand68%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+7.2%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$137K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.4%
$2,275/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
13 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
29.1 yr
Rental only

Property details

Year built: 2003
Energy: B-
Condition: excellent

Description

For sale, 3 bedroom villa in Lagoa, Algarve Single storey, detached villa for sale on the outskirts of Lagoa, 3 bedrooms, 3 bathrooms, private pool, on fully fenced plot of 900m2 with mature garden. Villa The property sits on a fully fenced plot of 900m2 surrounded by mature gardens and trees, with a gated (automatic

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$439/night
50% ($202)Brixfox estimate($439/night)200% ($808)
Occupancy
34%
10%Brixfox estimate(34%)100%

Short-Term Rental

Yearly income
$27,295
Airbnb data$439/night · 34% occupancy
Rental income
$439/night · 34% occ.
$55,161
Running costs (20%)
Utilities, cleaning, maintenance
-$11,032
Income tax (10%)
Indonesian rental income tax
-$15,445
Property tax
Annual property tax
-$1,389
Net income
3.4% ROI
$27,295

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$793,478
IMT (transfer tax, investment schedule)$47,609
Imposto de Selo (stamp duty)$6,348
Notary & registration$1,359
Legal / due diligence$11,902
Total acquisition costs$67,217
RenovationMove-in ready
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$35,543
All-in investment$896,239

Gross yield (asking)

7.0%

True gross yield (all-in)

6.2%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Silves.

$4.1M$3.1M$2.0M$1.0M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $730K
Capital appreciation
Property value growing at +4%/yr based on Silves market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 22: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$888K
+22%
Rental Income
+$133K
Total Position
$1.0M
+40%
7.0%/yr
Year 10
Capital Value
$1.1M
+48%
Rental Income
+$288K
Total Position
$1.4M
+87%
6.5%/yr
Year 20
Capital Value
$1.6M
+119%
Rental Income
+$675K
Total Position
$2.3M
+212%
5.8%/yr
Year 30
Capital Value
$2.4M
+224%
Rental Income
+$1.2M
Total Position
$3.6M
+388%
5.4%/yr

Location

Silves

Central Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.4% annual return
Occupancy
Weak
34% average occupancy
Nightly Rate
Strong
$404 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Strong
900 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $404 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Generous 900 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.4% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.1%
$2,688/mo
40% occ.
5.5%
$3,623/mo
34% occ.
4.7%
$3,102/mo
current
44% occ.
6.1%
$4,037/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.