Semi-detached house in Rua Mariano Gago, Urbanizacao Vilabranca, lote 1, e, Torralta, Lagos
Semi-detached house in Rua Mariano Gago, Urbanizacao Vilabranca, lote 1, e, Torralta, Lagos — image 2Semi-detached house in Rua Mariano Gago, Urbanizacao Vilabranca, lote 1, e, Torralta, Lagos — image 3Semi-detached house in Rua Mariano Gago, Urbanizacao Vilabranca, lote 1, e, Torralta, Lagos — image 4Semi-detached house in Rua Mariano Gago, Urbanizacao Vilabranca, lote 1, e, Torralta, Lagos — image 5
Grade B+villamid-range

Semi-detached house in Rua Mariano Gago, Urbanizacao Vilabranca, lote 1, e, Torralta, Lagos

Lagos · Western Algarve ·

€795,000

Asking Price (EUR)

5.2%

True Net Yield (Owner, all-in)

3.6%

True Net Yield (Managed, all-in)

8.0%

True Gross Yield

46%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €71,406/yr
Average Daily Rate: €423
+15.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), Has pool (0%)
Payback Period: 13.9 years
5-yr Capital Value: €1.0M
10-yr Capital Value: €1.3M
Brixfox Score: 70.3 / 100
Comparable Properties: 30
Data Confidence: 93%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€896,935

+12.8% over asking

Asking price€795,000
IMT — Property transfer tax (investment schedule)€47,700
IS — Stamp duty (0.8%)€6,360
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€11,925
Total acquisition costs€67,235
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€34,700
All-in investment (incl. renovation & furnishing)€896,935

Gross yield (asking price)

9.0%

True gross yield (all-in)

8.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 138 m²
Style: modern
Condition: excellent
Year Built: 2022
Energy Certificate: A
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

communal pool area with sun loungersprivate patio with artificial grassopen-plan living and dining areamodern galley kitchen

Score Breakdown

ROI
18.84
Visual Appeal
12.6
Ownership Security
13
Location
10.44
Land & Space
4.76
Rental Demand
4.62
Payback Speed
3
STR Suitability
3

Description

This beautifully presented, contemporary 3-bedroom, 2.5-bathroom townhouse offers modern luxury in one of Lagos’ most sought-after locations — just a short walk from several stunning beaches, including Porto de Mós, Dona Ana, and Camilo, as well as the vibrant Old Town. Designed for effortless indoor–outdoor living, t

Location

📍 37.1028°N, 8.6731°W

· Lagos, Algarve, Portugal

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Idealista.pt
Lagos / Western Algarve

Semi-detached house in Rua Mariano Gago, Urbanizacao Vilabranca, lote 1, e, Torralta, Lagos

Inventory
3 Beds
Bathrooms
3 Baths
Built Area
138 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 6.0% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score70
GradeB+
Brixfox Intelligence
70B+Strong
Score Breakdown
ROI & Yield77%
Capital Growth74%
Risk Profile72%
Market Demand70%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+11.6%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$220K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
6.0%
$4,345/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
16.6 yr
Rental only

Property details

Year built: 2022
Energy: A
Condition: excellent

Description

This beautifully presented, contemporary 3-bedroom, 2.5-bathroom townhouse offers modern luxury in one of Lagos’ most sought-after locations — just a short walk from several stunning beaches, including Porto de Mós, Dona Ana, and Camilo, as well as the vibrant Old Town. Designed for effortless indoor–outdoor living, t

Income Breakdown

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Nightly Rate (ADR)
$612/night
50% ($281)Brixfox estimate($612/night)200% ($1125)
Occupancy
46%
10%Brixfox estimate(46%)100%

Short-Term Rental

Yearly income
$52,140
Airbnb data$612/night · 46% occupancy
Rental income
$612/night · 46% occ.
$103,177
Running costs (20%)
Utilities, cleaning, maintenance
-$20,635
Income tax (10%)
Indonesian rental income tax
-$28,890
Property tax
Annual property tax
-$1,512
Net income
6.0% ROI
$52,140

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$864,130
IMT (transfer tax, investment schedule)$51,848
Imposto de Selo (stamp duty)$6,913
Notary & registration$1,359
Legal / due diligence$12,962
Total acquisition costs$73,082
RenovationMove-in ready
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$35,543
All-in investment$972,755

Gross yield (asking)

11.9%

True gross yield (all-in)

10.6%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$5.6M$4.2M$2.8M$1.4M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $795K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 14: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$967K
+22%
Rental Income
+$255K
Total Position
$1.2M
+54%
9.0%/yr
Year 10
Capital Value
$1.2M
+48%
Rental Income
+$550K
Total Position
$1.7M
+117%
8.1%/yr
Year 20
Capital Value
$1.7M
+119%
Rental Income
+$1.3M
Total Position
$3.0M
+281%
6.9%/yr
Year 30
Capital Value
$2.6M
+224%
Rental Income
+$2.3M
Total Position
$4.9M
+511%
6.2%/yr

Location

Lagos

Western Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.0% annual return
Occupancy
Average
46% average occupancy
Nightly Rate
Strong
$563 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $563 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 46% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
5.2%
$3,780/mo
40% occ.
7.1%
$5,082/mo
46% occ.
8.2%
$5,892/mo
current
56% occ.
10.0%
$7,194/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.