T1 flat in Rua Volta da Polonia, 3219, Zona Central, Vilamoura, Quarteira
T1 flat in Rua Volta da Polonia, 3219, Zona Central, Vilamoura, Quarteira — image 2T1 flat in Rua Volta da Polonia, 3219, Zona Central, Vilamoura, Quarteira — image 3T1 flat in Rua Volta da Polonia, 3219, Zona Central, Vilamoura, Quarteira — image 4T1 flat in Rua Volta da Polonia, 3219, Zona Central, Vilamoura, Quarteira — image 5
Grade Bapartmentluxury

T1 flat in Rua Volta da Polonia, 3219, Zona Central, Vilamoura, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€630,000

Asking Price (EUR)

3.3%

True Net Yield (Owner, all-in)

2.2%

True Net Yield (Managed, all-in)

4.5%

True Gross Yield

44%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.2 months ago and is currently at 19% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.76, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €32,245/yr
Average Daily Rate: €200
+33.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), Has pool (0%), Has view (+10%), Luxury finish (+8%)
Payback Period: 45.1 years
5-yr Capital Value: €730,343
10-yr Capital Value: €846,667
Brixfox Score: 58.4 / 100
Comparable Properties: 90
Data Confidence: 96%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€717,570

+13.9% over asking

Asking price€630,000
IMT — Property transfer tax (investment schedule)€38,230
IS — Stamp duty (0.8%)€5,040
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€9,450
Total acquisition costs€53,970
Renovation€0 — move-in ready
Furnishing & STR launch (1bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€33,600
All-in investment (incl. renovation & furnishing)€717,570

Gross yield (asking price)

5.1%

True gross yield (all-in)

4.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 1
Bathrooms: 1
Building: 98 m²
Style: contemporary
Condition: new-build
Energy Certificate: A+
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

modern architecturegolf course proximityocean viewsextensive green spaces

Score Breakdown

ROI
8.77
Visual Appeal
14.8
Ownership Security
13
Location
8.4
Land & Space
3.96
Rental Demand
4.42
Payback Speed
1
STR Suitability
4

Description

Excellent central location in Vilamoura, a few minutes from the beach, the Marina, the golf courses, and surrounded by nature. Living here allows you to enjoy Vilamoura's sunshine all year round, with education, healthcare, and all essential services available. Zestia combines a sophisticated lifestyle with a high-pot

Location

📍 37.0849°N, 8.1145°W

· Loulé/Vilamoura, Algarve, Portugal

View on VAP Real Estate →Also on Idealista.pt
T1 flat in Rua Volta da Polonia, 3219, Zona Central, Vilamoura, Quarteira
Idealista.pt
Source verified

T1 flat in Rua Volta da Polonia, 3219, Zona Central, Vilamoura, Quarteira

Loulé/Vilamoura · Golden Triangle · Freehold · Ref BF-4173
Ownership
Freehold
Bedrooms
1
Bathrooms
1
Built area
98 m²
True net yield
2.2%
≈ $2,634/mo net after costs & tax
Brixfox Score 58 · B

Property details

Energy: A+
Condition: new-build

Description

Excellent central location in Vilamoura, a few minutes from the beach, the Marina, the golf courses, and surrounded by nature. Living here allows you to enjoy Vilamoura's sunshine all year round, with education, healthcare, and all essential services available. Zestia combines a sophisticated lifestyle with a high-pot

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

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Nightly Rate (ADR)
$287/night
50% ($132)Brixfox estimate($287/night)200% ($529)
Occupancy
44%
10%Brixfox estimate(44%)100%

Short-Term Rental

Yearly income
$22,333
Airbnb data$287/night · 44% occupancy
Rental income
$287/night · 44% occ.
$42,948
Running costs (20%)
Utilities, cleaning, maintenance
-$8,590
Income tax (10%)
Indonesian rental income tax
-$12,025
Property tax
Annual property tax
-$0
Net income
3.3% ROI
$22,333

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

Airbnb Comp Analysis

No nearby Airbnb listings found

Investment Returns

After-tax net yield · all-in cost basis

Approx. location

Net Yield · Fully-Managed · After Tax

2.2%

on all-in cost of $760,912

Scenario
Pre-tax
After-tax
Owner-managed
4.2%
3.7%
Fully-managed
2.7%
2.2%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

5.6%

Annual Revenue

$42,948

Income Tax / yr

$3,758

Payback

45 yrs

True All-In Cost
Asking price$684,783
IMT — transfer tax (non-resident 7.5%)$51,359
Stamp duty (0.8%)$5,478
Notary + registry$2,174
Legal$8,423
Furnishing + STR launch$8,696
All-in cost$760,912

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$3.5M$2.6M$1.7M$868K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $630K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 23: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$766K
+22%
Rental Income
+$109K
Total Position
$876K
+39%
6.8%/yr
Year 10
Capital Value
$933K
+48%
Rental Income
+$236K
Total Position
$1.2M
+85%
6.4%/yr
Year 20
Capital Value
$1.4M
+119%
Rental Income
+$552K
Total Position
$1.9M
+207%
5.8%/yr
Year 30
Capital Value
$2.0M
+224%
Rental Income
+$977K
Total Position
$3.0M
+379%
5.4%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.3% annual return
Occupancy
Weak
44% average occupancy
Nightly Rate
Strong
$264 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $264 — positioned in the top tier
Stunning visuals with 9/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.3% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
3.2%
$1,836/mo
40% occ.
4.3%
$2,448/mo
44% occ.
4.7%
$2,706/mo
current
54% occ.
5.8%
$3,318/mo

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Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.

Asking price · Freehold
$684,783
2.2%
Net yield
View original listing
Source verified · Idealista.pt · listed 2 Jun 2026
Estimates, not financial advice. Yields modelled from real Airbnb data.