T3 flat in Avenida Júlio Cristovão Mealha, São Clemente, Loulé
T3 flat in Avenida Júlio Cristovão Mealha, São Clemente, Loulé — image 2T3 flat in Avenida Júlio Cristovão Mealha, São Clemente, Loulé — image 3T3 flat in Avenida Júlio Cristovão Mealha, São Clemente, Loulé — image 4T3 flat in Avenida Júlio Cristovão Mealha, São Clemente, Loulé — image 5
Grade Capartmentmid-range

T3 flat in Avenida Júlio Cristovão Mealha, São Clemente, Loulé

Loulé/Vilamoura · Golden Triangle ·

€470,000

Asking Price (EUR)

0.6%

True Net Yield (Owner, all-in)

0.0%

True Net Yield (Managed, all-in)

1.6%

True Gross Yield

15%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.2 months ago and is currently at 19% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.76, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €8,721/yr
Average Daily Rate: €161
Payback Period: 99.0 years
5-yr Capital Value: €544,859
10-yr Capital Value: €631,641
Brixfox Score: 42.1 / 100
Comparable Properties: 5
Data Confidence: 75%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€545,940

+16.2% over asking

Asking price€470,000
IMT — Property transfer tax (investment schedule)€25,430
IS — Stamp duty (0.8%)€3,760
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€7,050
Total acquisition costs€37,490
Renovation (est. €55/m² × 150 m²)
Light touch-ups — paint, fixtures, deep clean.		€8,250
(€4,500–€12,000)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€30,200
All-in investment (incl. renovation & furnishing)€545,940

Gross yield (asking price)

1.9%

True gross yield (all-in)

1.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 2
Building: 150 m²
Style: contemporary
Condition: good
Year Built: 2009
Energy Certificate: B

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

vertical glass facademultiple balconies with modern railings

Score Breakdown

ROI
0
Visual Appeal
10.2
Ownership Security
13
Location
8.4
Land & Space
5
Rental Demand
1.48
Payback Speed
0
STR Suitability
4

Description

More than an apartment, this exclusive smart 3-bedroom apartment in Loulé, redefines the concept of contemporary living, offering a sophisticated, intuitive, and absolutely distinctive lifestyle. LOCATION THAT BALANCED EVERYTHING Located on the top floor, 5th Floor, in one of the most prestigious areas of Loulé, this p

Location

📍 37.1316°N, 8.0078°W

· Loulé/Vilamoura, Algarve, Portugal

View on RE/MAX Smart II →Also on Idealista.pt
T3 flat in Avenida Júlio Cristovão Mealha, São Clemente, Loulé
Idealista.pt
Source verified

T3 flat in Avenida Júlio Cristovão Mealha, São Clemente, Loulé

Loulé/Vilamoura · Golden Triangle · Freehold · Ref BF-3715
Ownership
Freehold
Bedrooms
3
Bathrooms
2
Built area
150 m²
True net yield
0.0%
≈ $361/mo net after costs & tax
Brixfox Score 42 · C

Property details

Year built: 2009
Energy: B
Condition: good

Description

More than an apartment, this exclusive smart 3-bedroom apartment in Loulé, redefines the concept of contemporary living, offering a sophisticated, intuitive, and absolutely distinctive lifestyle. LOCATION THAT BALANCED EVERYTHING Located on the top floor, 5th Floor, in one of the most prestigious areas of Loulé, this p

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$232/night
50% ($107)Brixfox estimate($232/night)200% ($427)
Occupancy
15%
10%Brixfox estimate(15%)100%

Short-Term Rental

Yearly income
$6,040
Airbnb data$232/night · 15% occupancy
Rental income
$232/night · 15% occ.
$11,616
Running costs (20%)
Utilities, cleaning, maintenance
-$2,323
Income tax (10%)
Indonesian rental income tax
-$3,253
Property tax
Annual property tax
-$0
Net income
1.2% ROI
$6,040

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

Airbnb Comp Analysis

No nearby Airbnb listings found

Investment Returns

After-tax net yield · all-in cost basis

Approx. location

Net Yield · Fully-Managed · After Tax

0.0%

on all-in cost of $570,425

Scenario
Pre-tax
After-tax
Owner-managed
0.8%
0.6%
Fully-managed
0.1%
0.0%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

2.0%

Annual Revenue

$11,616

Income Tax / yr

$1,016

Payback

—

True All-In Cost
Asking price$510,870
IMT — transfer tax (non-resident 7.5%)$38,315
Stamp duty (0.8%)$4,087
Notary + registry$2,174
Legal$6,284
Furnishing + STR launch$8,696
All-in cost$570,425

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$2.1M$1.5M$1.0M$514K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 302x ReturnToday: $470K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
2x return
Year 15: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$572K
+22%
Rental Income
+$30K
Total Position
$601K
+28%
5.1%/yr
Year 10
Capital Value
$696K
+48%
Rental Income
+$64K
Total Position
$759K
+62%
4.9%/yr
Year 20
Capital Value
$1.0M
+119%
Rental Income
+$149K
Total Position
$1.2M
+151%
4.7%/yr
Year 30
Capital Value
$1.5M
+224%
Rental Income
+$264K
Total Position
$1.8M
+281%
4.6%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
1.2% annual return
Occupancy
Weak
15% average occupancy
Nightly Rate
Strong
$214 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $214 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 1.2% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
3.5%
$1,483/mo
40% occ.
4.6%
$1,978/mo
15% occ.
1.7%
$732/mo
current
25% occ.
2.9%
$1,226/mo

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Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.

Asking price · Freehold
$510,870
0.0%
Net yield
View original listing
Source verified · Idealista.pt · listed 2 Jun 2026
Estimates, not financial advice. Yields modelled from real Airbnb data.