T2 flat in Rua Volta da Polonia, 3219, Zona Central, Vilamoura, Quarteira
T2 flat in Rua Volta da Polonia, 3219, Zona Central, Vilamoura, Quarteira — image 2T2 flat in Rua Volta da Polonia, 3219, Zona Central, Vilamoura, Quarteira — image 3T2 flat in Rua Volta da Polonia, 3219, Zona Central, Vilamoura, Quarteira — image 4T2 flat in Rua Volta da Polonia, 3219, Zona Central, Vilamoura, Quarteira — image 5
Grade C+apartmentluxury

T2 flat in Rua Volta da Polonia, 3219, Zona Central, Vilamoura, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€1.1M

Asking Price (EUR)

1.9%

True Net Yield (Owner, all-in)

1.2%

True Net Yield (Managed, all-in)

2.8%

True Gross Yield

35%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.2 months ago and is currently at 19% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.76, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €35,528/yr
Average Daily Rate: 276
+21.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), No pool (-12%), Has view (+10%), Luxury finish (+8%)
Payback Period: 84.2 years
5-yr Capital Value: €1.3M
10-yr Capital Value: €1.5M
Brixfox Score: 53.2 / 100
Comparable Properties: 94
Data Confidence: 95%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.3M

+13.5% over asking

Asking price€1.1M
IMT — Property transfer tax (investment schedule)€83,250
IS — Stamp duty (0.8%)€8,880
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€16,650
Total acquisition costs€110,030
Renovation€0 — move-in ready
Furnishing & STR launch (2bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.
€39,950
All-in investment (incl. renovation & furnishing)€1.3M

Gross yield (asking price)

3.2%

True gross yield (all-in)

2.8%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 2
Building: 165
Style: contemporary
Condition: new-build
Energy Certificate: A+
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large sliding glass doors to patiomodern geometric wall artminimalist coffee tableintegrated wooden door frame

Score Breakdown

ROI
4.76
Visual Appeal
14.2
Ownership Security
13
Location
8.4
Land & Space
5.3
Rental Demand
3.53
Payback Speed
0
STR Suitability
4

Description

Excellent central location in Vilamoura, just minutes from the beach, the Marina, the golf courses, and surrounded by nature. Living here allows you to enjoy the Vilamoura sun all year round, with education, healthcare, and all essential services at your disposal. Zestia combines a sophisticated lifestyle with a high-

Location

📍 37.0849°N, 8.1145°W

· Loulé/Vilamoura, Algarve, Portugal

T2 flat in Rua Volta da Polonia, 3219, Zona Central, Vilamoura, Quarteira
Idealista.pt
Source verified

T2 flat in Rua Volta da Polonia, 3219, Zona Central, Vilamoura, Quarteira

Loulé/Vilamoura · Golden Triangle · Freehold · Ref BF-3262
Ownership
Freehold
Bedrooms
2
Bathrooms
2
Built area
165 m²
True net yield
1.2%
$2,657/mo net after costs & tax
Brixfox Score 53 · C+

Property details

Energy: A+
Condition: new-build

Description

Excellent central location in Vilamoura, just minutes from the beach, the Marina, the golf courses, and surrounded by nature. Living here allows you to enjoy the Vilamoura sun all year round, with education, healthcare, and all essential services at your disposal. Zestia combines a sophisticated lifestyle with a high-

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$397/night
50% ($183)Brixfox estimate($397/night)200% ($730)
Occupancy
35%
10%Brixfox estimate(35%)100%

Short-Term Rental

Yearly income
$24,606
Airbnb data$397/night · 35% occupancy
Rental income
$397/night · 35% occ.
$47,320
Running costs (20%)
Utilities, cleaning, maintenance
-$9,464
Income tax (10%)
Indonesian rental income tax
-$13,249
Property tax
Annual property tax
-$0
Net income
2.0% ROI
$24,606

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

Airbnb Comp Analysis

No nearby Airbnb listings found

Investment Returns

After-tax net yield · all-in cost basis

Approx. location

Net Yield · Fully-Managed · After Tax

1.2%

on all-in cost of $1,330,902

Scenario
Pre-tax
After-tax
Owner-managed
2.4%
2.1%
Fully-managed
1.5%
1.2%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

3.6%

Annual Revenue

$47,320

Income Tax / yr

$4,140

Payback

84 yrs

True All-In Cost
Asking price$1,206,522
IMT — transfer tax (non-resident 7.5%)$90,489
Stamp duty (0.8%)$9,652
Notary + registry$2,174
Legal$13,370
Furnishing + STR launch$8,696
All-in cost$1,330,902

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$5.4M$4.0M$2.7M$1.3M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 302x ReturnToday: $1.1M
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
2x return
Year 14: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.4M
+22%
Rental Income
+$120K
Total Position
$1.5M
+32%
5.8%/yr
Year 10
Capital Value
$1.6M
+48%
Rental Income
+$260K
Total Position
$1.9M
+71%
5.5%/yr
Year 20
Capital Value
$2.4M
+119%
Rental Income
+$608K
Total Position
$3.0M
+174%
5.2%/yr
Year 30
Capital Value
$3.6M
+224%
Rental Income
+$1.1M
Total Position
$4.7M
+321%
4.9%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
2.0% annual return
Occupancy
Weak
35% average occupancy
Nightly Rate
Strong
$365 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $365 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 2.0% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
2.5%
$2,535/mo
40% occ.
3.4%
$3,380/mo
35% occ.
3.0%
$2,981/mo
current
45% occ.
3.8%
$3,826/mo

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Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.

Asking price · Freehold
$1,206,522
1.2%
Net yield
View original listing
Source verified · Idealista.pt · listed 2 Jun 2026
Estimates, not financial advice. Yields modelled from real Airbnb data.