Detached house in Rua Sebastião Murtinheira, Pedra Alçada, Lagos
Detached house in Rua Sebastião Murtinheira, Pedra Alçada, Lagos — image 2Detached house in Rua Sebastião Murtinheira, Pedra Alçada, Lagos — image 3Detached house in Rua Sebastião Murtinheira, Pedra Alçada, Lagos — image 4Detached house in Rua Sebastião Murtinheira, Pedra Alçada, Lagos — image 5
Grade B+villamid-range

Detached house in Rua Sebastião Murtinheira, Pedra Alçada, Lagos

Lagos · Western Algarve ·

€1.1M

Asking Price (EUR)

5.4%

True Net Yield (Owner, all-in)

3.7%

True Net Yield (Managed, all-in)

8.3%

True Gross Yield

46%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €103,647/yr
Average Daily Rate: €622
+15.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 13.1 years
5-yr Capital Value: €1.4M
10-yr Capital Value: €1.8M
Brixfox Score: 71 / 100
Comparable Properties: 4
Data Confidence: 67%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.2M

+13.4% over asking

Asking price€1.1M
IMT — Property transfer tax (investment schedule)€66,000
IS — Stamp duty (0.8%)€8,800
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€16,500
Total acquisition costs€92,550
Renovation (est. €55/m² × 164 m²)
Light touch-ups — paint, fixtures, deep clean.		€9,020
(€4,920–€13,120)
Furnishing & STR launch (5bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€45,400
All-in investment (incl. renovation & furnishing)€1.2M

Gross yield (asking price)

9.4%

True gross yield (all-in)

8.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 5
Bathrooms: 3
Building: 164 m²
Style: portuguese-traditional
Condition: good
Year Built: 1986
Energy Certificate: C
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large covered terrace with traditional wooden ceilingprivate swimming poolfireplace in living roompanoramic views of the surrounding landscape and distant sea

Score Breakdown

ROI
19.53
Visual Appeal
12.2
Ownership Security
13
Location
10.44
Land & Space
5.28
Rental Demand
4.56
Payback Speed
3
STR Suitability
3

Description

Traditional Villa with Views Located in a peaceful and privileged area just minutes from the vibrant town of Lagos and its beautiful beaches, this traditional-style detached villa offers space, privacy, and fantastic mountain and ocean views — all within easy reach of local amenities. The main house features a bright

Location

📍 37.1028°N, 8.6731°W

· Lagos, Algarve, Portugal

View on Fastighetsbyrån Lagos, Algarve →Also on Idealista.pt
Idealista.pt
Lagos / Western Algarve

Detached house in Rua Sebastião Murtinheira, Pedra Alçada, Lagos

Inventory
5 Beds
Bathrooms
3 Baths
Built Area
164 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 6.4% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score71
GradeB+
Brixfox Intelligence
71B+Strong
Score Breakdown
ROI & Yield78%
Capital Growth75%
Risk Profile72%
Market Demand71%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+12.0%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$304K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
6.4%
$6,404/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
15.6 yr
Rental only

Property details

Year built: 1986
Energy: C
Condition: good

Description

Traditional Villa with Views Located in a peaceful and privileged area just minutes from the vibrant town of Lagos and its beautiful beaches, this traditional-style detached villa offers space, privacy, and fantastic mountain and ocean views — all within easy reach of local amenities. The main house features a bright

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$911/night
50% ($419)Brixfox estimate($911/night)200% ($1677)
Occupancy
46%
10%Brixfox estimate(46%)100%

Short-Term Rental

Yearly income
$76,846
Airbnb data$911/night · 46% occupancy
Rental income
$911/night · 46% occ.
$151,805
Running costs (20%)
Utilities, cleaning, maintenance
-$30,361
Income tax (10%)
Indonesian rental income tax
-$42,506
Property tax
Annual property tax
-$2,092
Net income
6.4% ROI
$76,846

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,195,652
IMT (transfer tax, investment schedule)$71,739
Imposto de Selo (stamp duty)$9,565
Notary & registration$1,359
Legal / due diligence$17,935
Total acquisition costs$100,598
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$9,804
($5,348–$14,261)
Furnishing & STR launch
5bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$47,174
All-in investment$1,353,228

Gross yield (asking)

12.7%

True gross yield (all-in)

11.2%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$8.0M$6.0M$4.0M$2.0M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.1M
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 13: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.3M
+22%
Rental Income
+$375K
Total Position
$1.7M
+56%
9.3%/yr
Year 10
Capital Value
$1.6M
+48%
Rental Income
+$810K
Total Position
$2.4M
+122%
8.3%/yr
Year 20
Capital Value
$2.4M
+119%
Rental Income
+$1.9M
Total Position
$4.3M
+292%
7.1%/yr
Year 30
Capital Value
$3.6M
+224%
Rental Income
+$3.4M
Total Position
$6.9M
+530%
6.3%/yr

Location

Lagos

Western Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.4% annual return
Occupancy
Average
46% average occupancy
Nightly Rate
Strong
$838 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $838 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 46% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
5.7%
$5,646/mo
40% occ.
7.6%
$7,587/mo
46% occ.
8.7%
$8,681/mo
current
56% occ.
10.7%
$10,621/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.