Detached house in Centro de Carvoeiro, Lagoa e Carvoeiro
Detached house in Centro de Carvoeiro, Lagoa e Carvoeiro — image 2Detached house in Centro de Carvoeiro, Lagoa e Carvoeiro — image 3Detached house in Centro de Carvoeiro, Lagoa e Carvoeiro — image 4Detached house in Centro de Carvoeiro, Lagoa e Carvoeiro — image 5
Grade B+villamid-range

Detached house in Centro de Carvoeiro, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€690,000

Asking Price (EUR)

4.8%

True Net Yield (Owner, all-in)

3.3%

True Net Yield (Managed, all-in)

7.3%

True Gross Yield

39%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.3 months ago and is currently at 11% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.73, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €58,649/yr
Average Daily Rate: €415
Payback Period: 14.3 years
5-yr Capital Value: €906,650
10-yr Capital Value: €1.1M
Brixfox Score: 73.1 / 100
Comparable Properties: 9
Data Confidence: 78%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€800,285

+16.0% over asking

Asking price€690,000
IMT — Property transfer tax (investment schedule)€41,400
IS — Stamp duty (0.8%)€5,520
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€10,350
Total acquisition costs€58,520
Renovation (est. €55/m² × 213 m²)
Light touch-ups — paint, fixtures, deep clean.		€11,715
(€6,390–€17,040)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€40,050
All-in investment (incl. renovation & furnishing)€800,285

Gross yield (asking price)

8.5%

True gross yield (all-in)

7.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 2
Building: 213 m²
Land: 400 m²
Style: portuguese-traditional
Condition: good
Year Built: 2007
Energy Certificate: C
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional terracotta roof tilesarched entrywayprivate swimming pool

Score Breakdown

ROI
18.53
Visual Appeal
12.2
Ownership Security
13
Location
10.56
Land & Space
8.9
Rental Demand
3.87
Payback Speed
3
STR Suitability
3

Description

Discover this Charming Villa in the Quiet Residential Area of Boavista, Carvoeiro Just minutes from Carvoeiro town centre, the beach, and all essential amenities, this delightful property blends traditional charm with modern comfort — ideal for those seeking quality of life, space, and natural light in the heart of t

Location

📍 37.0966°N, 8.4671°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on Ana Vilar - Real Estate →Also on Idealista.pt
Idealista.pt
Lagoa/Carvoeiro / Central Algarve

Detached house in Centro de Carvoeiro, Lagoa e Carvoeiro

Inventory
4 Beds
Bathrooms
2 Baths
Built Area
213 m²
Land Plot
400 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 5.9% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score73
GradeB+
Brixfox Intelligence
73B+Strong
Score Breakdown
ROI & Yield80%
Capital Growth77%
Risk Profile74%
Market Demand73%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

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Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+11.4%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$191K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.9%
$3,665/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
17.1 yr
Rental only

Property details

Year built: 2007
Energy: C
Condition: good

Description

Discover this Charming Villa in the Quiet Residential Area of Boavista, Carvoeiro Just minutes from Carvoeiro town centre, the beach, and all essential amenities, this delightful property blends traditional charm with modern comfort — ideal for those seeking quality of life, space, and natural light in the heart of t

Income Breakdown

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Nightly Rate (ADR)
$616/night
50% ($283)Brixfox estimate($616/night)200% ($1134)
Occupancy
39%
10%Brixfox estimate(39%)100%

Short-Term Rental

Yearly income
$43,976
Airbnb data$616/night · 39% occupancy
Rental income
$616/night · 39% occ.
$87,092
Running costs (20%)
Utilities, cleaning, maintenance
-$17,418
Income tax (10%)
Indonesian rental income tax
-$24,386
Property tax
Annual property tax
-$1,312
Net income
5.9% ROI
$43,976

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$750,000
IMT (transfer tax, investment schedule)$45,000
Imposto de Selo (stamp duty)$6,000
Notary & registration$1,359
Legal / due diligence$11,250
Total acquisition costs$63,609
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$12,734
($6,946–$18,522)
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$41,359
All-in investment$867,701

Gross yield (asking)

11.6%

True gross yield (all-in)

10.0%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$4.8M$3.6M$2.4M$1.2M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $690K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 14: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$839K
+22%
Rental Income
+$215K
Total Position
$1.1M
+53%
8.8%/yr
Year 10
Capital Value
$1.0M
+48%
Rental Income
+$464K
Total Position
$1.5M
+115%
8.0%/yr
Year 20
Capital Value
$1.5M
+119%
Rental Income
+$1.1M
Total Position
$2.6M
+277%
6.9%/yr
Year 30
Capital Value
$2.2M
+224%
Rental Income
+$1.9M
Total Position
$4.2M
+503%
6.2%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.9% annual return
Occupancy
Weak
39% average occupancy
Nightly Rate
Strong
$567 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Good
400 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $567 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 39% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
6.1%
$3,826/mo
40% occ.
8.2%
$5,138/mo
39% occ.
8.0%
$4,971/mo
current
49% occ.
10.1%
$6,283/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.