Detached house, Sítio da Hortinha, Ferragudo, Lagoa (Algarve)
Detached house, Sítio da Hortinha, Ferragudo, Lagoa (Algarve) — image 2Detached house, Sítio da Hortinha, Ferragudo, Lagoa (Algarve) — image 3Detached house, Sítio da Hortinha, Ferragudo, Lagoa (Algarve) — image 4Detached house, Sítio da Hortinha, Ferragudo, Lagoa (Algarve) — image 5
Grade B+villamid-range

Detached house, Sítio da Hortinha, Ferragudo, Lagoa (Algarve)

Lagoa/Carvoeiro · Central Algarve ·

€250,000

Asking Price (EUR)

7.9%

True Net Yield (Owner, all-in)

5.5%

True Net Yield (Managed, all-in)

12.2%

True Gross Yield

65%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.4 months ago and is currently at 12% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.73, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €35,166/yr
Average Daily Rate: €149
Payback Period: 8.7 years
5-yr Capital Value: €328,496
10-yr Capital Value: €399,666
Brixfox Score: 70.5 / 100
Comparable Properties: 19
Data Confidence: 80%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€289,307

+15.7% over asking

Asking price€250,000
IMT — Property transfer tax (investment schedule)€8,497
IS — Stamp duty (0.8%)€2,000
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€3,750
Total acquisition costs€15,497
Renovation (est. €55/m² × 42 m²)
Light touch-ups — paint, fixtures, deep clean.		€2,310
(€1,260–€3,360)
Furnishing & STR launch (1bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€21,500
All-in investment (incl. renovation & furnishing)€289,307

Gross yield (asking price)

14.1%

True gross yield (all-in)

12.2%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 1
Bathrooms: 1
Building: 42 m²
Land: 42 m²
Style: portuguese-traditional
Condition: good
Year Built: 1952
Energy Certificate: Exempt
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AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

waterfront proximitytraditional facade

Score Breakdown

ROI
24.76
Visual Appeal
8.8
Ownership Security
13
Location
8.4
Land & Space
2.01
Rental Demand
6.49
Payback Speed
4
STR Suitability
3

Description

One-bedroom house for sale in the magnificent village of Ferragudo in themunicipality of Lagoa, a 5-minute walk from the beach.   Ideal for rental income or owner-occupancy. Close to all daily amenitiessuch as supermarkets, pharmacy, restaurants, etc. 10 minutes from the city ofPortimão.   Typical house, renovated and

Location

📍 37.1237°N, 8.5111°W

· Lagoa/Carvoeiro, Algarve, Portugal

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Idealista.pt
Lagoa/Carvoeiro / Central Algarve

Detached house, Sítio da Hortinha, Ferragudo, Lagoa (Algarve)

Inventory
1 Beds
Bathrooms
1 Baths
Built Area
42 m²
Land Plot
42 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 9.8% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score71
GradeB+
Brixfox Intelligence
71B+Strong
Score Breakdown
ROI & Yield78%
Capital Growth75%
Risk Profile72%
Market Demand71%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+15.3%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$69K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
9.8%
$2,214/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
7 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
10.2 yr
Rental only

Property details

Year built: 1952
Energy: Exempt
Condition: good

Description

One-bedroom house for sale in the magnificent village of Ferragudo in themunicipality of Lagoa, a 5-minute walk from the beach.   Ideal for rental income or owner-occupancy. Close to all daily amenitiessuch as supermarkets, pharmacy, restaurants, etc. 10 minutes from the city ofPortimão.   Typical house, renovated and

Income Breakdown

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Nightly Rate (ADR)
$220/night
50% ($101)Brixfox estimate($220/night)200% ($404)
Occupancy
65%
10%Brixfox estimate(65%)100%

Short-Term Rental

Yearly income
$26,570
Airbnb data$220/night · 65% occupancy
Rental income
$220/night · 65% occ.
$52,010
Running costs (20%)
Utilities, cleaning, maintenance
-$10,402
Income tax (10%)
Indonesian rental income tax
-$14,563
Property tax
Annual property tax
-$476
Net income
9.8% ROI
$26,570

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$271,739
IMT (transfer tax, investment schedule)$9,236
Imposto de Selo (stamp duty)$2,174
Notary & registration$1,359
Legal / due diligence$4,076
Total acquisition costs$16,845
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$2,511
($1,370–$3,652)
Furnishing & STR launch
1bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$21,196
All-in investment$312,290

Gross yield (asking)

19.1%

True gross yield (all-in)

16.7%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$2.3M$1.7M$1.1M$567K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $250K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 10: rental income alone has repaid the full purchase price.
2x return
Year 7: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$304K
+22%
Rental Income
+$130K
Total Position
$434K
+74%
11.7%/yr
Year 10
Capital Value
$370K
+48%
Rental Income
+$280K
Total Position
$650K
+160%
10.0%/yr
Year 20
Capital Value
$548K
+119%
Rental Income
+$657K
Total Position
$1.2M
+382%
8.2%/yr
Year 30
Capital Value
$811K
+224%
Rental Income
+$1.2M
Total Position
$2.0M
+690%
7.1%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
9.8% annual return
Occupancy
Good
65% average occupancy
Nightly Rate
Strong
$202 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Weak
42 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 9.8% — outperforms most villas in this market
Premium nightly rate of $202 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Visual appeal is below average — photos may not compete well on Airbnb listings

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

45% occ.
9.1%
$2,059/mo
55% occ.
11.2%
$2,526/mo
65% occ.
13.2%
$2,994/mo
current
75% occ.
15.3%
$3,462/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.