Duplex in Rua Doutor Fonseca de Almeida, 9, Cidade de Lagoa, Lagoa e Carvoeiro
Duplex in Rua Doutor Fonseca de Almeida, 9, Cidade de Lagoa, Lagoa e Carvoeiro — image 2Duplex in Rua Doutor Fonseca de Almeida, 9, Cidade de Lagoa, Lagoa e Carvoeiro — image 3Duplex in Rua Doutor Fonseca de Almeida, 9, Cidade de Lagoa, Lagoa e Carvoeiro — image 4Duplex in Rua Doutor Fonseca de Almeida, 9, Cidade de Lagoa, Lagoa e Carvoeiro — image 5
Grade Bapartmentmid-range

Duplex in Rua Doutor Fonseca de Almeida, 9, Cidade de Lagoa, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€275,000

Asking Price (EUR)

4.2%

True Net Yield (Owner, all-in)

2.6%

True Net Yield (Managed, all-in)

5.8%

True Gross Yield

25%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.2 months ago and is currently at 19% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.76, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €18,763/yr
Average Daily Rate: €207
Payback Period: 38.5 years
5-yr Capital Value: €318,800
10-yr Capital Value: €369,577
Brixfox Score: 55.1 / 100
Comparable Properties: 5
Data Confidence: 65%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€322,512

+17.3% over asking

Asking price€275,000
IMT — Property transfer tax (investment schedule)€10,247
IS — Stamp duty (0.8%)€2,200
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€4,125
Total acquisition costs€17,822
Renovation (est. €55/m² × 88 m²)
Light touch-ups — paint, fixtures, deep clean.		€4,840
(€2,640–€7,040)
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€24,850
All-in investment (incl. renovation & furnishing)€322,512

Gross yield (asking price)

6.8%

True gross yield (all-in)

5.8%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 2
Building: 88 m²
Style: contemporary
Condition: good
Energy Certificate: E

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

patterned kitchen backsplash tilesgeometric pendant light fixtureafrican-inspired wall art

Score Breakdown

ROI
10.1
Visual Appeal
10.2
Ownership Security
13
Location
10.56
Land & Space
3.76
Rental Demand
2.49
Payback Speed
1
STR Suitability
4

Description

Located in the center of Lagoa, this T2 duplex is in good condition and fully equipped. On the lower floor, you will find a kitchen with direct access to a balcony with a barbecue, a spacious and bright living room, with a private balcony, and a guest bathroom. The upper floor has two bedrooms and a full bathroom. The

Location

📍 37.1345°N, 8.4551°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on Idealista.pt
Duplex in Rua Doutor Fonseca de Almeida, 9, Cidade de Lagoa, Lagoa e Carvoeiro
Idealista.pt
Source verified

Duplex in Rua Doutor Fonseca de Almeida, 9, Cidade de Lagoa, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve · Freehold · Ref BF-4966
Ownership
Freehold
Bedrooms
2
Bathrooms
2
Built area
88 m²
True net yield
2.6%
≈ $1,501/mo net after costs & tax
Brixfox Score 55 · B

Property details

Energy: E
Condition: good

Description

Located in the center of Lagoa, this T2 duplex is in good condition and fully equipped. On the lower floor, you will find a kitchen with direct access to a balcony with a barbecue, a spacious and bright living room, with a private balcony, and a guest bathroom. The upper floor has two bedrooms and a full bathroom. The

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$297/night
50% ($137)Brixfox estimate($297/night)200% ($547)
Occupancy
25%
10%Brixfox estimate(25%)100%

Short-Term Rental

Yearly income
$12,995
Airbnb data$297/night · 25% occupancy
Rental income
$297/night · 25% occ.
$24,991
Running costs (20%)
Utilities, cleaning, maintenance
-$4,998
Income tax (10%)
Indonesian rental income tax
-$6,998
Property tax
Annual property tax
-$0
Net income
4.3% ROI
$12,995

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

Airbnb Comp Analysis

No nearby Airbnb listings found

Investment Returns

After-tax net yield · all-in cost basis

Approx. location

Net Yield · Fully-Managed · After Tax

2.6%

on all-in cost of $338,603

Scenario
Pre-tax
After-tax
Owner-managed
5.3%
4.7%
Fully-managed
3.3%
2.6%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

7.4%

Annual Revenue

$24,991

Income Tax / yr

$2,187

Payback

38 yrs

True All-In Cost
Asking price$298,913
IMT — transfer tax (non-resident 7.5%)$22,418
Stamp duty (0.8%)$2,391
Notary + registry$2,174
Legal$4,011
Furnishing + STR launch$8,696
All-in cost$338,603

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$1.7M$1.3M$840K$420K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $275K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 18: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$335K
+22%
Rental Income
+$63K
Total Position
$398K
+45%
7.7%/yr
Year 10
Capital Value
$407K
+48%
Rental Income
+$137K
Total Position
$544K
+98%
7.1%/yr
Year 20
Capital Value
$603K
+119%
Rental Income
+$321K
Total Position
$924K
+236%
6.2%/yr
Year 30
Capital Value
$892K
+224%
Rental Income
+$569K
Total Position
$1.5M
+431%
5.7%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.3% annual return
Occupancy
Weak
25% average occupancy
Nightly Rate
Strong
$274 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $274 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.3% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
7.6%
$1,899/mo
40% occ.
10.2%
$2,532/mo
25% occ.
6.3%
$1,574/mo
current
35% occ.
8.9%
$2,208/mo

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Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.

Asking price · Freehold
$298,913
2.6%
Net yield
View original listing
Source verified · Idealista.pt · listed 2 Jun 2026
Estimates, not financial advice. Yields modelled from real Airbnb data.