Semi-detached house in Rua Infante Dom Henrique, 45 UrbanizaoVitorsVillage, Ferragudo, Lagoa (Algarve)
Semi-detached house in Rua Infante Dom Henrique, 45 UrbanizaoVitorsVillage, Ferragudo, Lagoa (Algarve) — image 2Semi-detached house in Rua Infante Dom Henrique, 45 UrbanizaoVitorsVillage, Ferragudo, Lagoa (Algarve) — image 3Semi-detached house in Rua Infante Dom Henrique, 45 UrbanizaoVitorsVillage, Ferragudo, Lagoa (Algarve) — image 4Semi-detached house in Rua Infante Dom Henrique, 45 UrbanizaoVitorsVillage, Ferragudo, Lagoa (Algarve) — image 5
Grade Avillamid-range

Semi-detached house in Rua Infante Dom Henrique, 45 UrbanizaoVitorsVillage, Ferragudo, Lagoa (Algarve)

Lagoa/Carvoeiro · Central Algarve ·

€650,000

Asking Price (EUR)

7.8%

True Net Yield (Owner, all-in)

5.4%

True Net Yield (Managed, all-in)

12.0%

True Gross Yield

52%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €91,009/yr
Average Daily Rate: €480
+10.0% vs area baselineModern/contemporary style (+12%), No pool (-12%), Has view (+10%)
Payback Period: 8.8 years
5-yr Capital Value: €854,090
10-yr Capital Value: €1.0M
Brixfox Score: 76.4 / 100
Comparable Properties: 7
Data Confidence: 64%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€759,250

+16.8% over asking

Asking price€650,000
IMT — Property transfer tax (investment schedule)€39,000
IS — Stamp duty (0.8%)€5,200
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€9,750
Total acquisition costs€55,200
Renovation (est. €55/m² × 300 m²)
Light touch-ups — paint, fixtures, deep clean.		€16,500
(€9,000–€24,000)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€37,550
All-in investment (incl. renovation & furnishing)€759,250

Gross yield (asking price)

14.0%

True gross yield (all-in)

12.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 5
Building: 300 m²
Style: contemporary
Condition: good
Energy Certificate: F
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

bold color blocking exteriormulti-level terraces

Score Breakdown

ROI
24.64
Visual Appeal
12.2
Ownership Security
13
Location
8.4
Land & Space
6
Rental Demand
5.2
Payback Speed
4
STR Suitability
3

Description

I present to you this fantastic 4-story villa with a terrace and private pool, located in the prestigious Vitor’s Village urbanization, on Rua Infante Dom Henrique, in the heart of Ferragudo. With approximately 300m² of total area, this property stands out for its generous spaces, excellent sun exposure, and privilege

Location

📍 37.1263°N, 8.5204°W

· Lagoa/Carvoeiro, Algarve, Portugal

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Idealista.pt
Lagoa/Carvoeiro / Central Algarve

Semi-detached house in Rua Infante Dom Henrique, 45 UrbanizaoVitorsVillage, Ferragudo, Lagoa (Algarve)

Inventory
4 Beds
Bathrooms
5 Baths
Built Area
300 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 9.6% net return annually.

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The Investment

Brixfox Score76
GradeA
Brixfox Intelligence
76AExcellent
Score Breakdown
ROI & Yield84%
Capital Growth80%
Risk Profile77%
Market Demand76%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+15.1%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$180K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
9.6%
$5,666/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
7 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
10.4 yr
Rental only

Property details

Energy: F
Condition: good

Description

I present to you this fantastic 4-story villa with a terrace and private pool, located in the prestigious Vitor’s Village urbanization, on Rua Infante Dom Henrique, in the heart of Ferragudo. With approximately 300m² of total area, this property stands out for its generous spaces, excellent sun exposure, and privilege

Income Breakdown

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Nightly Rate (ADR)
$702/night
50% ($323)Brixfox estimate($702/night)200% ($1291)
Occupancy
52%
10%Brixfox estimate(52%)100%

Short-Term Rental

Yearly income
$67,995
Airbnb data$702/night · 52% occupancy
Rental income
$702/night · 52% occ.
$133,138
Running costs (20%)
Utilities, cleaning, maintenance
-$26,628
Income tax (10%)
Indonesian rental income tax
-$37,279
Property tax
Annual property tax
-$1,236
Net income
9.6% ROI
$67,995

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$706,522
IMT (transfer tax, investment schedule)$42,391
Imposto de Selo (stamp duty)$5,652
Notary & registration$1,359
Legal / due diligence$10,598
Total acquisition costs$60,000
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$17,935
($9,783–$26,087)
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$38,641
All-in investment$823,098

Gross yield (asking)

18.8%

True gross yield (all-in)

16.2%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$5.8M$4.4M$2.9M$1.5M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $650K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 10: rental income alone has repaid the full purchase price.
2x return
Year 7: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$791K
+22%
Rental Income
+$332K
Total Position
$1.1M
+73%
11.6%/yr
Year 10
Capital Value
$962K
+48%
Rental Income
+$717K
Total Position
$1.7M
+158%
10.0%/yr
Year 20
Capital Value
$1.4M
+119%
Rental Income
+$1.7M
Total Position
$3.1M
+378%
8.1%/yr
Year 30
Capital Value
$2.1M
+224%
Rental Income
+$3.0M
Total Position
$5.1M
+682%
7.1%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
9.6% annual return
Occupancy
Average
52% average occupancy
Nightly Rate
Strong
$646 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 9.6% — outperforms most villas in this market
Premium nightly rate of $646 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 52% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

32% occ.
7.9%
$4,675/mo
42% occ.
10.5%
$6,169/mo
52% occ.
13.0%
$7,663/mo
current
62% occ.
15.6%
$9,158/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.