Detached house in Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro
Detached house in Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro — image 2Detached house in Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro — image 3Detached house in Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro — image 4Detached house in Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro — image 5
Grade Bvillamid-range

Detached house in Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€1.3M

Asking Price (EUR)

2.6%

True Net Yield (Owner, all-in)

1.8%

True Net Yield (Managed, all-in)

4.0%

True Gross Yield

46%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 18% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €59,147/yr
Average Daily Rate: €353
Payback Period: 27.1 years
5-yr Capital Value: €1.7M
10-yr Capital Value: €2.1M
Brixfox Score: 60.6 / 100
Comparable Properties: 22
Data Confidence: 90%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.5M

+14.2% over asking

Asking price€1.3M
IMT — Property transfer tax (investment schedule)€96,188
IS — Stamp duty (0.8%)€10,260
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€19,238
Total acquisition costs€126,936
Renovation (est. €55/m² × 375 m²)
Light touch-ups — paint, fixtures, deep clean.		€20,625
(€11,250–€30,000)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€34,700
All-in investment (incl. renovation & furnishing)€1.5M

Gross yield (asking price)

4.6%

True gross yield (all-in)

4.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Building: 375 m²
Style: portuguese-traditional
Condition: good
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

turreted facadetraditional Portuguese tile staircaseextensive outdoor living space with poolcobblestone driveway

Score Breakdown

ROI
13.45
Visual Appeal
10
Ownership Security
13
Location
10.56
Land & Space
6
Rental Demand
4.59
Payback Speed
0
STR Suitability
3

Description

What if every day could feel like a holiday? This elegant Mediterranean-inspired villa, located in Val d’el Rei, Carvoeiro, welcomes you into a peaceful setting bathed in natural light, offering charm, comfort, and an immediate sense of well-being. From the very first moment, you feel the harmony of a home designed for

Location

📍 37.0940°N, 8.4720°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on Idealista.pt
Idealista.pt
Lagoa/Carvoeiro / Central Algarve

Detached house in Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro

Inventory
3 Beds
Bathrooms
0 Baths
Built Area
375 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 3.0% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score61
GradeB
Brixfox Intelligence
61BStrong
Score Breakdown
ROI & Yield67%
Capital Growth64%
Risk Profile63%
Market Demand61%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+8.5%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$354K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.0%
$3,498/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
11 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
33.2 yr
Rental only

Property details

Condition: good

Description

What if every day could feel like a holiday? This elegant Mediterranean-inspired villa, located in Val d’el Rei, Carvoeiro, welcomes you into a peaceful setting bathed in natural light, offering charm, comfort, and an immediate sense of well-being. From the very first moment, you feel the harmony of a home designed for

Income Breakdown

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Nightly Rate (ADR)
$510/night
50% ($235)Brixfox estimate($510/night)200% ($939)
Occupancy
46%
10%Brixfox estimate(46%)100%

Short-Term Rental

Yearly income
$41,978
Airbnb data$510/night · 46% occupancy
Rental income
$510/night · 46% occ.
$85,417
Running costs (20%)
Utilities, cleaning, maintenance
-$17,083
Income tax (10%)
Indonesian rental income tax
-$23,917
Property tax
Annual property tax
-$2,440
Net income
3.0% ROI
$41,978

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,394,022
IMT (transfer tax, investment schedule)$104,552
Imposto de Selo (stamp duty)$11,152
Notary & registration$1,359
Legal / due diligence$20,911
Total acquisition costs$137,974
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$22,418
($12,228–$32,609)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$35,543
All-in investment$1,589,958

Gross yield (asking)

6.1%

True gross yield (all-in)

5.4%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$6.9M$5.2M$3.4M$1.7M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.3M
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 24: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.6M
+22%
Rental Income
+$205K
Total Position
$1.8M
+38%
6.6%/yr
Year 10
Capital Value
$1.9M
+48%
Rental Income
+$443K
Total Position
$2.3M
+83%
6.2%/yr
Year 20
Capital Value
$2.8M
+119%
Rental Income
+$1.0M
Total Position
$3.8M
+200%
5.6%/yr
Year 30
Capital Value
$4.2M
+224%
Rental Income
+$1.8M
Total Position
$6.0M
+368%
5.3%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.0% annual return
Occupancy
Average
46% average occupancy
Nightly Rate
Strong
$470 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $470 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.0% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
2.6%
$3,057/mo
40% occ.
3.6%
$4,144/mo
46% occ.
4.1%
$4,779/mo
current
56% occ.
5.0%
$5,866/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.