House in Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro
House in Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro — image 2House in Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro — image 3House in Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro — image 4House in Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro — image 5
Grade B+villamid-range

House in Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€120,000

Asking Price (EUR)

12.8%

True Net Yield (Owner, all-in)

8.8%

True Net Yield (Managed, all-in)

19.6%

True Gross Yield

46%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.6 months ago and is currently at 13% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €30,935/yr
Average Daily Rate: €183
Payback Period: 4.8 years
5-yr Capital Value: €157,678
10-yr Capital Value: €191,840
Brixfox Score: 72.8 / 100
Comparable Properties: 49
Data Confidence: 90%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€157,466

+31.2% over asking

Asking price€120,000
IMT — Property transfer tax (investment schedule)€1,381
IS — Stamp duty (0.8%)€960
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€1,800
Total acquisition costs€5,391
Renovation (est. €55/m² × 95 m²)
Light touch-ups — paint, fixtures, deep clean.		€5,225
(€2,850–€7,600)
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€26,850
All-in investment (incl. renovation & furnishing)€157,466

Gross yield (asking price)

25.8%

True gross yield (all-in)

19.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 3
Building: 95 m²
Land: 15 m²
Style: portuguese-traditional
Condition: good
Year Built: 1990
Energy Certificate: Not indicated
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

private garden with sea viewoutdoor dining areatraditional Portuguese tile accents

Score Breakdown

ROI
25
Visual Appeal
11.2
Ownership Security
13
Location
10.56
Land & Space
0.45
Rental Demand
4.62
Payback Speed
5
STR Suitability
3

Description

Fabulous Seaview Two Bedroom Townhouse QUARTER SHARE - Rocha Brava, Carvoeiro Set in the ever popular Rocha Brava resort, this rarely available townhouse quarter share benefits from a quiet location with stunning sea views, a garden and access to all the benefits offered by Rocha Brava. Entering the property, your fi

Location

📍 37.0882°N, 8.4498°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on Algarve Sales and Rentals →Also on Idealista.pt
Idealista.pt
Lagoa/Carvoeiro / Central Algarve

House in Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro

Inventory
2 Beds
Bathrooms
3 Baths
Built Area
95 m²
Land Plot
15 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 18.0% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score73
GradeB+
Brixfox Intelligence
73B+Strong
Score Breakdown
ROI & Yield80%
Capital Growth77%
Risk Profile74%
Market Demand73%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+23.5%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$33K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
18.0%
$1,953/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
5 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
5.6 yr
Rental only

Property details

Year built: 1990
Energy: Not indicated
Condition: good

Description

Fabulous Seaview Two Bedroom Townhouse QUARTER SHARE - Rocha Brava, Carvoeiro Set in the ever popular Rocha Brava resort, this rarely available townhouse quarter share benefits from a quiet location with stunning sea views, a garden and access to all the benefits offered by Rocha Brava. Entering the property, your fi

Income Breakdown

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Nightly Rate (ADR)
$270/night
50% ($124)Brixfox estimate($270/night)200% ($496)
Occupancy
46%
10%Brixfox estimate(46%)100%

Short-Term Rental

Yearly income
$23,433
Airbnb data$270/night · 46% occupancy
Rental income
$270/night · 46% occ.
$45,503
Running costs (20%)
Utilities, cleaning, maintenance
-$9,101
Income tax (10%)
Indonesian rental income tax
-$12,741
Property tax
Annual property tax
-$228
Net income
18.0% ROI
$23,433

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$130,435
IMT (transfer tax, investment schedule)$1,501
Imposto de Selo (stamp duty)$1,043
Notary & registration$1,359
Legal / due diligence$1,957
Total acquisition costs$5,860
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$5,679
($3,098–$8,261)
Furnishing & STR launch
2bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$27,011
All-in investment$168,985

Gross yield (asking)

34.9%

True gross yield (all-in)

26.9%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$1.6M$1.2M$814K$407K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $120K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 6: rental income alone has repaid the full purchase price.
2x return
Year 5: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$146K
+22%
Rental Income
+$114K
Total Position
$260K
+117%
16.8%/yr
Year 10
Capital Value
$178K
+48%
Rental Income
+$247K
Total Position
$425K
+254%
13.5%/yr
Year 20
Capital Value
$263K
+119%
Rental Income
+$579K
Total Position
$842K
+602%
10.2%/yr
Year 30
Capital Value
$389K
+224%
Rental Income
+$1.0M
Total Position
$1.4M
+1079%
8.6%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
18.0% annual return
Occupancy
Average
46% average occupancy
Nightly Rate
Strong
$248 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
15 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 18.0% — outperforms most villas in this market
Premium nightly rate of $248 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 46% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
15.7%
$1,704/mo
40% occ.
21.0%
$2,278/mo
46% occ.
24.2%
$2,635/mo
current
56% occ.
29.5%
$3,210/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.