Detached house in
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Grade B+villaluxury

Detached house in

Lagoa/Carvoeiro · Central Algarve ·

€1.3M

Asking Price (EUR)

3.3%

True Net Yield (Owner, all-in)

2.3%

True Net Yield (Managed, all-in)

5.1%

True Gross Yield

35%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 18% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €74,021/yr
Average Daily Rate: €573
+26.0% vs area baselineImage quality 8/10 (+3%), Portuguese-traditional style (+5%), Has pool (0%), Has view (+10%), Luxury finish (+8%)
Payback Period: 23.6 years
5-yr Capital Value: €1.8M
10-yr Capital Value: €2.2M
Brixfox Score: 71.6 / 100
Comparable Properties: 10
Data Confidence: 62%
Search Radius: 4 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.5M

+16.1% over asking

Asking price€1.3M
IMT — Property transfer tax (investment schedule)€93,750
IS — Stamp duty (0.8%)€10,000
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€18,750
Total acquisition costs€123,750
Renovation (est. €55/m² × 283 m²)
Light touch-ups — paint, fixtures, deep clean.		€15,565
(€8,490–€22,640)
Furnishing & STR launch (4bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€62,150
All-in investment (incl. renovation & furnishing)€1.5M

Gross yield (asking price)

5.9%

True gross yield (all-in)

5.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 4
Building: 283 m²
Land: 7004 m²
Style: portuguese-traditional
Condition: good
Year Built: 1995
Energy Certificate: Not indicated
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

curved architecturemultiple terraceslarge private plottraditional Portuguese cobblestone driveway

Score Breakdown

ROI
14.31
Visual Appeal
14.2
Ownership Security
13
Location
10.56
Land & Space
12
Rental Demand
3.54
Payback Speed
1
STR Suitability
3

Description

Discover this magnificent Algarve-style villa, perfectly cared for, located in the heart of an exceptional environment. Situated at the end of a cul-de-sac, with no traffic, this property offers absolute calm and rare privacy, being only 5 minutes from the famous Marinha beach (1,500 m as the crow flies). Main feature

Location

📍 37.0940°N, 8.4720°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on Algarve Propriétés →Also on Idealista.pt
Idealista.pt
Lagoa/Carvoeiro / Central Algarve

Detached house in

Inventory
4 Beds
Bathrooms
4 Baths
Built Area
283 m²
Land Plot
7004 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 3.9% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score72
GradeB+
Brixfox Intelligence
72B+Strong
Score Breakdown
ROI & Yield79%
Capital Growth76%
Risk Profile73%
Market Demand72%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.4%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$345K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.9%
$4,435/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
25.5 yr
Rental only

Property details

Year built: 1995
Energy: Not indicated
Condition: good

Description

Discover this magnificent Algarve-style villa, perfectly cared for, located in the heart of an exceptional environment. Situated at the end of a cul-de-sac, with no traffic, this property offers absolute calm and rare privacy, being only 5 minutes from the famous Marinha beach (1,500 m as the crow flies). Main feature

Income Breakdown

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Nightly Rate (ADR)
$828/night
50% ($381)Brixfox estimate($828/night)200% ($1523)
Occupancy
35%
10%Brixfox estimate(35%)100%

Short-Term Rental

Yearly income
$53,220
Airbnb data$828/night · 35% occupancy
Rental income
$828/night · 35% occ.
$106,918
Running costs (20%)
Utilities, cleaning, maintenance
-$21,384
Income tax (10%)
Indonesian rental income tax
-$29,937
Property tax
Annual property tax
-$2,378
Net income
3.9% ROI
$53,220

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,358,696
IMT (transfer tax, investment schedule)$101,902
Imposto de Selo (stamp duty)$10,870
Notary & registration$1,359
Legal / due diligence$20,380
Total acquisition costs$134,511
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$16,918
($9,228–$24,609)
Furnishing & STR launch
4bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$65,380
All-in investment$1,575,505

Gross yield (asking)

7.9%

True gross yield (all-in)

6.8%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$7.3M$5.5M$3.7M$1.8M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.3M
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 20: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.5M
+22%
Rental Income
+$260K
Total Position
$1.8M
+42%
7.3%/yr
Year 10
Capital Value
$1.9M
+48%
Rental Income
+$561K
Total Position
$2.4M
+93%
6.8%/yr
Year 20
Capital Value
$2.7M
+119%
Rental Income
+$1.3M
Total Position
$4.1M
+224%
6.1%/yr
Year 30
Capital Value
$4.1M
+224%
Rental Income
+$2.3M
Total Position
$6.4M
+411%
5.6%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.9% annual return
Occupancy
Weak
35% average occupancy
Nightly Rate
Strong
$762 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Strong
7004 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $762 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Generous 7004 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.9% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.5%
$5,090/mo
40% occ.
6.1%
$6,853/mo
35% occ.
5.3%
$6,038/mo
current
45% occ.
6.9%
$7,801/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.