House in Rua de Moçambique Nn, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro
House in Rua de Moçambique Nn, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 2House in Rua de Moçambique Nn, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 3House in Rua de Moçambique Nn, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 4House in Rua de Moçambique Nn, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 5
Grade Bvillamid-range

House in Rua de Moçambique Nn, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€435,000

Asking Price (EUR)

5.2%

True Net Yield (Owner, all-in)

3.4%

True Net Yield (Managed, all-in)

7.2%

True Gross Yield

46%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.2 months ago and is currently at 19% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.76, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €36,286/yr
Average Daily Rate: €215
Payback Period: 29.7 years
5-yr Capital Value: €504,284
10-yr Capital Value: €584,604
Brixfox Score: 63.8 / 100
Comparable Properties: 51
Data Confidence: 92%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€505,635

+16.2% over asking

Asking price€435,000
IMT — Property transfer tax (investment schedule)€22,630
IS — Stamp duty (0.8%)€3,480
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€6,525
Total acquisition costs€33,885
Renovation (est. €55/m² × 180 m²)
Light touch-ups — paint, fixtures, deep clean.		€9,900
(€5,400–€14,400)
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€26,850
All-in investment (incl. renovation & furnishing)€505,635

Gross yield (asking price)

8.3%

True gross yield (all-in)

7.2%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 3
Building: 180 m²
Style: contemporary
Condition: good
Year Built: 2005
Energy Certificate: C

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

multi-level balconiesglass block accents

Score Breakdown

ROI
12.8
Visual Appeal
11.2
Ownership Security
13
Location
10.56
Land & Space
5.6
Rental Demand
4.62
Payback Speed
2
STR Suitability
4

Description

Ideally located just a short stroll from the vibrant village of Carvoeiro, this delightful 2-bedroom townhouse is set over two levels and boasts beautiful sea views from the rooftop terrace. The property welcomes you into a bright and generously sized living room, seamlessly connected to a fully-fitted galley kitchen.

Location

📍 37.0940°N, 8.4720°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on Fine & Country →Also on Idealista.pt
House in Rua de Moçambique Nn, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro
Idealista.pt
Source verified

House in Rua de Moçambique Nn, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve · Freehold · Ref BF-8910
Ownership
Freehold
Bedrooms
2
Bathrooms
3
Built area
180 m²
True net yield
3.4%
≈ $2,901/mo net after costs & tax
Brixfox Score 64 · B

Property details

Year built: 2005
Energy: C
Condition: good

Description

Ideally located just a short stroll from the vibrant village of Carvoeiro, this delightful 2-bedroom townhouse is set over two levels and boasts beautiful sea views from the rooftop terrace. The property welcomes you into a bright and generously sized living room, seamlessly connected to a fully-fitted galley kitchen.

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$310/night
50% ($142)Brixfox estimate($310/night)200% ($570)
Occupancy
46%
10%Brixfox estimate(46%)100%

Short-Term Rental

Yearly income
$25,132
Airbnb data$310/night · 46% occupancy
Rental income
$310/night · 46% occ.
$48,330
Running costs (20%)
Utilities, cleaning, maintenance
-$9,666
Income tax (10%)
Indonesian rental income tax
-$13,533
Property tax
Annual property tax
-$0
Net income
5.3% ROI
$25,132

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

Airbnb Comp Analysis

No nearby Airbnb listings found

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

3.4%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
6.4%
5.6%
Fully-managed
4.1%
3.4%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

8.8%

Annual Revenue

$48,330

Income Tax / yr

$4,229

Payback

30 yrs

True All-In Cost
Asking price$472,826
IMT — transfer tax (non-resident 7.5%)$35,462
Stamp duty (0.8%)$3,783
Notary + registry$2,174
Legal$5,816
Furnishing + STR launch$27,174
All-in cost$547,235

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$2.9M$2.2M$1.4M$722K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $435K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 16: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$529K
+22%
Rental Income
+$123K
Total Position
$652K
+50%
8.4%/yr
Year 10
Capital Value
$644K
+48%
Rental Income
+$265K
Total Position
$909K
+109%
7.6%/yr
Year 20
Capital Value
$953K
+119%
Rental Income
+$621K
Total Position
$1.6M
+262%
6.6%/yr
Year 30
Capital Value
$1.4M
+224%
Rental Income
+$1.1M
Total Position
$2.5M
+477%
6.0%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

Loading Map...

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.3% annual return
Occupancy
Average
46% average occupancy
Nightly Rate
Strong
$285 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $285 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 46% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
5.0%
$1,978/mo
40% occ.
6.7%
$2,638/mo
46% occ.
7.7%
$3,045/mo
current
56% occ.
9.4%
$3,704/mo

Inquire — direct to the agent

Your message goes straight to the listing agent. No middleman, no markup.

Your inquiry will be sent directly to the listing agent.

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.

Asking price · Freehold
$472,826
3.4%
Net yield
View original listing
Source verified · Idealista.pt · listed 2 Jun 2026
Estimates, not financial advice. Yields modelled from real Airbnb data.