Detached house in Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro
Detached house in Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro — image 2Detached house in Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro — image 3Detached house in Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro — image 4Detached house in Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro — image 5
Grade Avillamid-range

Detached house in Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€1.8M

Asking Price (EUR)

5.8%

True Net Yield (Owner, all-in)

4.0%

True Net Yield (Managed, all-in)

9.0%

True Gross Yield

47%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €183,547/yr
Average Daily Rate: €1070
Payback Period: 12.2 years
5-yr Capital Value: €2.4M
10-yr Capital Value: €2.9M
Brixfox Score: 80.3 / 100
Comparable Properties: 6
Data Confidence: 71%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€2.0M

+14.3% over asking

Asking price€1.8M
IMT — Property transfer tax (investment schedule)€134,250
IS — Stamp duty (0.8%)€14,320
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€26,850
Total acquisition costs€176,670
Renovation (est. €55/m² × 425 m²)
Light touch-ups — paint, fixtures, deep clean.		€23,375
(€12,750–€34,000)
Furnishing & STR launch (7bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€56,100
All-in investment (incl. renovation & furnishing)€2.0M

Gross yield (asking price)

10.3%

True gross yield (all-in)

9.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 7
Bathrooms: 7
Building: 425 m²
Land: 5319 m²
Style: portuguese-traditional
Condition: good
Energy Certificate: B
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large private pool with sun loungersspacious outdoor living areas with multiple seating optionsterraced garden with mature landscapingenclosed sunroom/conservatorytraditional terracotta tiling

Score Breakdown

ROI
20.41
Visual Appeal
13.6
Ownership Security
13
Location
10.56
Land & Space
12
Rental Demand
4.7
Payback Speed
3
STR Suitability
3

Description

Rustic Hilltop Villa with Panoramic Views, set on 5,000 m² across two plots, this unique 5-bedroom villa blends rustic charm with modern living. Originally a historic windmill, it’s been tastefully expanded into a spacious, character-rich home. Beautiful landscaped gardens surround a pool, BBQ, and leisure areas offeri

Location

📍 37.1004°N, 8.4569°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on Idealista.pt
Idealista.pt
Lagoa/Carvoeiro / Central Algarve

Detached house in Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro

Inventory
7 Beds
Bathrooms
7 Baths
Built Area
425 m²
Land Plot
5319 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 6.9% net return annually.

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The Investment

Brixfox Score80
GradeA
Brixfox Intelligence
80AExcellent
Score Breakdown
ROI & Yield88%
Capital Growth84%
Risk Profile81%
Market Demand80%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+12.4%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$495K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
6.9%
$11,218/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
14.5 yr
Rental only

Property details

Energy: B
Condition: good

Description

Rustic Hilltop Villa with Panoramic Views, set on 5,000 m² across two plots, this unique 5-bedroom villa blends rustic charm with modern living. Originally a historic windmill, it’s been tastefully expanded into a spacious, character-rich home. Beautiful landscaped gardens surround a pool, BBQ, and leisure areas offeri

Income Breakdown

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Nightly Rate (ADR)
$1,547/night
50% ($712)Brixfox estimate($1,547/night)200% ($2846)
Occupancy
47%
10%Brixfox estimate(47%)100%

Short-Term Rental

Yearly income
$134,619
Airbnb data$1,547/night · 47% occupancy
Rental income
$1,547/night · 47% occ.
$265,430
Running costs (20%)
Utilities, cleaning, maintenance
-$53,086
Income tax (10%)
Indonesian rental income tax
-$74,321
Property tax
Annual property tax
-$3,405
Net income
6.9% ROI
$134,619

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,945,652
IMT (transfer tax, investment schedule)$145,924
Imposto de Selo (stamp duty)$15,565
Notary & registration$1,359
Legal / due diligence$29,185
Total acquisition costs$192,033
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$25,408
($13,859–$36,957)
Furnishing & STR launch
7bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$58,804
All-in investment$2,221,897

Gross yield (asking)

13.6%

True gross yield (all-in)

11.9%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$13.5M$10.1M$6.7M$3.4M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.8M
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 13: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$2.2M
+22%
Rental Income
+$658K
Total Position
$2.8M
+58%
9.6%/yr
Year 10
Capital Value
$2.6M
+48%
Rental Income
+$1.4M
Total Position
$4.1M
+127%
8.6%/yr
Year 20
Capital Value
$3.9M
+119%
Rental Income
+$3.3M
Total Position
$7.2M
+305%
7.2%/yr
Year 30
Capital Value
$5.8M
+224%
Rental Income
+$5.9M
Total Position
$11.7M
+554%
6.5%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.9% annual return
Occupancy
Average
47% average occupancy
Nightly Rate
Strong
$1423 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Strong
5319 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $1423 — positioned in the top tier
Generous 5319 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 47% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
5.9%
$9,596/mo
40% occ.
7.9%
$12,890/mo
47% occ.
9.4%
$15,198/mo
current
57% occ.
11.4%
$18,491/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.