Detached house in Rua dos Moínhos, Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro
Detached house in Rua dos Moínhos, Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro — image 2Detached house in Rua dos Moínhos, Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro — image 3Detached house in Rua dos Moínhos, Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro — image 4Detached house in Rua dos Moínhos, Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro — image 5
Grade B+villamid-range

Detached house in Rua dos Moínhos, Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€2.1M

Asking Price (EUR)

4.3%

True Net Yield (Owner, all-in)

3.0%

True Net Yield (Managed, all-in)

6.6%

True Gross Yield

46%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.6 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €157,925/yr
Average Daily Rate: €933
+5.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%)
Payback Period: 16.4 years
5-yr Capital Value: €2.8M
10-yr Capital Value: €3.4M
Brixfox Score: 74.6 / 100
Comparable Properties: 6
Data Confidence: 70%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€2.4M

+13.4% over asking

Asking price€2.1M
IMT — Property transfer tax (investment schedule)€157,500
IS — Stamp duty (0.8%)€16,800
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€31,500
Total acquisition costs€207,050
Renovation (est. €55/m² × 448 m²)
Light touch-ups — paint, fixtures, deep clean.		€24,640
(€13,440–€35,840)
Furnishing & STR launch (6bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€50,750
All-in investment (incl. renovation & furnishing)€2.4M

Gross yield (asking price)

7.5%

True gross yield (all-in)

6.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 6
Bathrooms: 5
Building: 448 m²
Land: 4035 m²
Style: portuguese-traditional
Condition: good
Year Built: 1988
Energy Certificate: C
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large swimming pool with lane markerstraditional white stucco architecture with arched loggiatiled pool deck

Score Breakdown

ROI
17.18
Visual Appeal
12.2
Ownership Security
13
Location
10.56
Land & Space
12
Rental Demand
4.64
Payback Speed
2
STR Suitability
3

Description

A truly rare opportunity in the heart of the Algarve. This magnificent villa combines space, elegance, and a prime location, situated in a tranquil area just a few minutes' walk from the center of Carvoeiro. With panoramic and absolutely unobstructed sea views, the landscape stretches to Ponta da Piedade in Lagos, and

Location

📍 37.0957°N, 8.4595°W

· Lagoa/Carvoeiro, Algarve, Portugal

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Lagoa/Carvoeiro / Central Algarve

Detached house in Rua dos Moínhos, Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro

Inventory
6 Beds
Bathrooms
5 Baths
Built Area
448 m²
Land Plot
4035 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 5.1% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score75
GradeB+
Brixfox Intelligence
75B+Strong
Score Breakdown
ROI & Yield83%
Capital Growth79%
Risk Profile76%
Market Demand75%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+10.6%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$580K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.1%
$9,706/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
19.6 yr
Rental only

Property details

Year built: 1988
Energy: C
Condition: good

Description

A truly rare opportunity in the heart of the Algarve. This magnificent villa combines space, elegance, and a prime location, situated in a tranquil area just a few minutes' walk from the center of Carvoeiro. With panoramic and absolutely unobstructed sea views, the landscape stretches to Ponta da Piedade in Lagos, and

Income Breakdown

Adjust Forecast

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Nightly Rate (ADR)
$1,369/night
50% ($630)Brixfox estimate($1,369/night)200% ($2518)
Occupancy
46%
10%Brixfox estimate(46%)100%

Short-Term Rental

Yearly income
$116,476
Airbnb data$1,369/night · 46% occupancy
Rental income
$1,369/night · 46% occ.
$231,674
Running costs (20%)
Utilities, cleaning, maintenance
-$46,335
Income tax (10%)
Indonesian rental income tax
-$64,869
Property tax
Annual property tax
-$3,995
Net income
5.1% ROI
$116,476

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$2,282,609
IMT (transfer tax, investment schedule)$171,196
Imposto de Selo (stamp duty)$18,261
Notary & registration$1,359
Legal / due diligence$34,239
Total acquisition costs$225,054
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$26,783
($14,609–$38,957)
Furnishing & STR launch
6bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$52,989
All-in investment$2,587,435

Gross yield (asking)

10.1%

True gross yield (all-in)

9.0%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$13.7M$10.3M$6.8M$3.4M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $2.1M
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 16: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$2.6M
+22%
Rental Income
+$569K
Total Position
$3.1M
+49%
8.3%/yr
Year 10
Capital Value
$3.1M
+48%
Rental Income
+$1.2M
Total Position
$4.3M
+107%
7.5%/yr
Year 20
Capital Value
$4.6M
+119%
Rental Income
+$2.9M
Total Position
$7.5M
+256%
6.6%/yr
Year 30
Capital Value
$6.8M
+224%
Rental Income
+$5.1M
Total Position
$11.9M
+467%
6.0%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.1% annual return
Occupancy
Average
46% average occupancy
Nightly Rate
Strong
$1259 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Strong
4035 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $1259 — positioned in the top tier
Generous 4035 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 46% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.4%
$8,409/mo
40% occ.
6.0%
$11,322/mo
46% occ.
6.9%
$13,181/mo
current
56% occ.
8.5%
$16,095/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.