Detached house in Rua de Vale do Milho, Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro
Detached house in Rua de Vale do Milho, Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro — image 2Detached house in Rua de Vale do Milho, Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro — image 3Detached house in Rua de Vale do Milho, Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro — image 4Detached house in Rua de Vale do Milho, Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro — image 5
Grade Avillaluxury

Detached house in Rua de Vale do Milho, Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€3.8M

Asking Price (EUR)

Net yield — free account

True Net Yield (after-tax, all-in)

5.3%

True Gross Yield

54%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 3.6 months ago and is currently at 30% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.79, occupancy cap 68%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €224,035/yr
Average Daily Rate: 1136
+36.0% vs area baselineImage quality 9/10 (+6%), Modern/contemporary style (+12%), Has pool (0%), Has view (+10%), Luxury finish (+8%)
5-yr Capital Value: €4.4M
10-yr Capital Value: €5.1M
Brixfox Score: 75.2 / 100
Comparable Properties: 5
Data Confidence: 65%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€4.2M

+11.7% over asking

Asking price€3.8M
IMT — Property transfer tax (investment schedule)€285,000
IS — Stamp duty (0.8%)€30,400
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€57,000
Total acquisition costs€373,650
Renovation€0 — move-in ready
Furnishing & STR launch (5bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.
€71,000
All-in investment (incl. renovation & furnishing)€4.2M

Gross yield (asking price)

5.9%

True gross yield (all-in)

5.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 5
Bathrooms: 6
Building: 430
Land: 4260
Style: modern
Condition: new-build
Energy Certificate: A
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

expansive glass wallsmulti-level designinfinity-edge poolintegrated outdoor living spacesclean lines and minimalist aesthetic

Score Breakdown

ROI
12.59
Visual Appeal
15.6
Ownership Security
13
Location
10.56
Land & Space
12
Rental Demand
5.41
Payback Speed
2
STR Suitability
4

Description

A CONTEMPORARY MASTERPIECE WITH PANORAMIC SEA VIEWS An exceptional opportunity to acquire a striking luxury villa currently under construction in the highly sought-after Carvoeiro area, with completion set for 2026. Set on a generous 4,260 sqm private plot, this 430 sqm architectural statement seamlessly blends bold c

Location

📍 37.0940°N, 8.4720°W

Approximate location — mapped to the centre of Lagoa/Carvoeiro

· Lagoa/Carvoeiro, Algarve, Portugal

5-bedroom freehold villa in Lagoa/Carvoeiro — photo 1 of 5
Spy Manor Real Estate
5-bedroom freehold villa in Lagoa/Carvoeiro — photo 2 of 5
5-bedroom freehold villa in Lagoa/Carvoeiro — photo 3 of 5
5-bedroom freehold villa in Lagoa/Carvoeiro — photo 4 of 5
5-bedroom freehold villa in Lagoa/Carvoeiro — photo 5 of 5

Detached house in Rua de Vale do Milho, Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve · Ref BF-4821 Source verified · Spy Manor Real Estate · listed 2 Jun 2026
Asking price · Freehold
€3,800,000
Inquire — direct to agent
Ownership
Freehold
Bedrooms
5
Bathrooms
6
Built area
430 m²
Land
4260 m²
Gross yield
5.4%
Est. ADR
€1,136/night
Occupancy
54%
Brixfox Score 75 · AFinancial analysis ↓

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Property details

Energy: A
Condition: new-build

Description

A CONTEMPORARY MASTERPIECE WITH PANORAMIC SEA VIEWS An exceptional opportunity to acquire a striking luxury villa currently under construction in the highly sought-after Carvoeiro area, with completion set for 2026. Set on a generous 4,260 sqm private plot, this 430 sqm architectural statement seamlessly blends bold c

Financial analysis
· Brixfox Standard · Non-resident · Fully managed
Fully managed is the Brixfox Standard shown on every card: a full-service manager whose commission includes the OTA/channel listing (not the cleaning cost — changeovers are funded by guest cleaning fees; you bear the residual). Self-managed drops the commission but pays the OTA host fee directly — and your own time.
Net yieldNet operating income ÷ all-in investment. After local operating taxes; before home-country personal tax and financing costs. Modelled from observed market performance of comparable Airbnb listings.
Awaiting comparable data
Gross yield · all-in basis
Before tax in your home country and financing costs. Estimates, not financial advice.

Revenue assumptions

Derived from the comparable Airbnb listings below. The headline ADR is on the ASKING-price basis — the nightly rates nearby hosts list at, not yet corrected to booked rates (Portugal's calendar dataset is young), so treat it as an optimistic upper bound. Occupancy is annualised from the observed comp window. Comp cards below show raw asking prices.
Expected ADR
Asking-price basis
Expected occupancy
Projected annual revenue
ADR × occupancy × 365
Comp data observed in USD · converted at €0.92/$
Seasonal occupancy pattern
Peak Aug +50% · Low Dec -41%
J
F
M
A
M
J
J
A
S
O
N
D
Modelled monthly index (relative to the annual average) — replaced by measured per-market indices as calendar history matures.

Investment basis

The true all-in acquisition cost — asking price plus purchase costs, renovation and furnishing. Every yield on this page is computed against this total, not the asking price.
Adjust the figures to your deal — yields recalculate live.
Purchase price· asking
Acquisition costs· 9.8% of price, auto-calculated
€373,650
IMT (transfer tax, investment schedule)€285,000
Imposto de Selo (stamp duty)€30,400
Notary & registration€1,250
Legal fees€57,000
Renovation budget· Move-in ready. No renovation budgeted.
Furniture & STR launch· default ≈ €13,800/bedroom
All-in investment
€4,242,650
+11.6% over asking
The P&L needs a revenue basis from comparable listings — it appears once comp data is available.

Total return estimate

OptionalNet yield plus an appreciation assumption you choose. Appreciation is a forward-looking assumption, not data — which is why it defaults to 0% and is kept out of the yield figures above.
Annual appreciation assumption0%
0%5% · Lagoa/Carvoeiro 5-yr avg — historical, not a forecast8%
Indicative total return
/yr
+ 0% appreciation
Appreciation assumptions are illustrative only. Past regional price growth does not predict future performance; local supply, regulation and currency moves can materially change outcomes. Not financial advice.

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Where it sits — and the comps around it

The Airbnb listings behind the market evidence above, on the map.

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Villa Scorecard

Location
Good
Popular area with steady demand
Rental Yield
Weak
2.0% net yield on all-in cost
Occupancy
Average
54% average occupancy
Nightly Rate
Strong
€1,136 per night
Visual Appeal
Strong
9/10 visual appeal
Size & Space
Strong
4260 m² land area
AL Licence
Pending
Not verified — confirm AL registration before purchase
Tenure
Strong
Freehold ownership

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Risks & What-If

What if occupancy changes?

Brixfox Standard · Non-resident · Fully managed · net yield on all-in cost

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Data Sources & Methodology

ROI calculations use Brixfox Intelligence rental data from live Airbnb calendar tracking — the Algarve dataset has been live since March 2026, seasonality-adjusted to a full-year estimate with a conservative calibration while it matures. Operating costs are modelled per line (management, channel fees, cleaning, utilities, IMI, maintenance, insurance). After-tax yields deduct non-resident IRS on AL income under the simplified regime (~8.75% of gross); buyer-side IMT and stamp duty are included in the all-in cost basis. Market factors in Portugal may impact actual yields.