Detached house in Ferragudo
Detached house in Ferragudo — image 2Detached house in Ferragudo — image 3Detached house in Ferragudo — image 4Detached house in Ferragudo — image 5
Grade B+villaluxury

Detached house in Ferragudo

Lagoa/Carvoeiro · Central Algarve ·

€790,000

Asking Price (EUR)

3.3%

True Net Yield (Owner, all-in)

2.3%

True Net Yield (Managed, all-in)

5.0%

True Gross Yield

50%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €45,226/yr
Average Daily Rate: €249
Payback Period: 21.8 years
5-yr Capital Value: €1.0M
10-yr Capital Value: €1.3M
Brixfox Score: 68.2 / 100
Comparable Properties: 83
Data Confidence: 86%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€901,270

+14.1% over asking

Asking price€790,000
IMT — Property transfer tax (investment schedule)€47,400
IS — Stamp duty (0.8%)€6,320
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€11,850
Total acquisition costs€66,820
Renovation€0 — move-in ready
Furnishing & STR launch (2bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€44,450
All-in investment (incl. renovation & furnishing)€901,270

Gross yield (asking price)

5.7%

True gross yield (all-in)

5.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 3
Building: 215 m²
Land: 335 m²
Style: contemporary
Condition: excellent
Energy Certificate: B-
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

rooftop terrace with outdoor kitchen and water viewsmultiple outdoor living areas including pool deck and garden loungemodern architectural design with clean lines and contrasting colorslandscaped gardens with palm trees and accent lighting

Score Breakdown

ROI
14.82
Visual Appeal
15.6
Ownership Security
13
Location
8.4
Land & Space
7.44
Rental Demand
4.99
Payback Speed
1
STR Suitability
3

Description

Ferragudo - Elegant 2+1 bedroom house with river view, swimming pool and exclusive rooftop In a very quiet and soughtafter area of Ferragudo, just a few minutes' walk from the village, this elegant 2+1 bedroom house offers privileged views over the Rio Arade and a spectacular rooftop from which to fully enjoy the pano

Location

📍 37.1240°N, 8.5180°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on ORO ALGARVE | LUXURY REAL ESTATE →Also on Idealista.pt
Idealista.pt
Lagoa/Carvoeiro / Central Algarve

Detached house in Ferragudo

Inventory
2 Beds
Bathrooms
3 Baths
Built Area
215 m²
Land Plot
335 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 3.8% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score68
GradeB+
Brixfox Intelligence
68B+Strong
Score Breakdown
ROI & Yield75%
Capital Growth71%
Risk Profile70%
Market Demand68%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.3%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$218K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.8%
$2,706/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
26.4 yr
Rental only

Property details

Energy: B-
Condition: excellent

Description

Ferragudo - Elegant 2+1 bedroom house with river view, swimming pool and exclusive rooftop In a very quiet and soughtafter area of Ferragudo, just a few minutes' walk from the village, this elegant 2+1 bedroom house offers privileged views over the Rio Arade and a spectacular rooftop from which to fully enjoy the pano

Income Breakdown

Adjust Forecast

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Nightly Rate (ADR)
$359/night
50% ($165)Brixfox estimate($359/night)200% ($661)
Occupancy
50%
10%Brixfox estimate(50%)100%

Short-Term Rental

Yearly income
$32,478
Airbnb data$359/night · 50% occupancy
Rental income
$359/night · 50% occ.
$65,347
Running costs (20%)
Utilities, cleaning, maintenance
-$13,069
Income tax (10%)
Indonesian rental income tax
-$18,297
Property tax
Annual property tax
-$1,503
Net income
3.8% ROI
$32,478

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$858,696
IMT (transfer tax, investment schedule)$51,522
Imposto de Selo (stamp duty)$6,870
Notary & registration$1,359
Legal / due diligence$12,880
Total acquisition costs$72,630
RenovationMove-in ready
Furnishing & STR launch
2bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$46,141
All-in investment$977,467

Gross yield (asking)

7.6%

True gross yield (all-in)

6.7%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$4.6M$3.4M$2.3M$1.1M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $790K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 20: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$961K
+22%
Rental Income
+$159K
Total Position
$1.1M
+42%
7.2%/yr
Year 10
Capital Value
$1.2M
+48%
Rental Income
+$343K
Total Position
$1.5M
+91%
6.7%/yr
Year 20
Capital Value
$1.7M
+119%
Rental Income
+$803K
Total Position
$2.5M
+221%
6.0%/yr
Year 30
Capital Value
$2.6M
+224%
Rental Income
+$1.4M
Total Position
$4.0M
+404%
5.5%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.8% annual return
Occupancy
Average
50% average occupancy
Nightly Rate
Strong
$330 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Good
335 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $330 — positioned in the top tier
Stunning visuals with 9/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.8% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
3.0%
$2,169/mo
40% occ.
4.1%
$2,933/mo
50% occ.
5.2%
$3,687/mo
current
60% occ.
6.2%
$4,451/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.