Detached house in Rua Primeiro de Maio, Ferragudo
Detached house in Rua Primeiro de Maio, Ferragudo — image 2Detached house in Rua Primeiro de Maio, Ferragudo — image 3Detached house in Rua Primeiro de Maio, Ferragudo — image 4Detached house in Rua Primeiro de Maio, Ferragudo — image 5
Grade Bvillamid-range

Detached house in Rua Primeiro de Maio, Ferragudo

Lagoa/Carvoeiro · Central Algarve ·

€390,000

Asking Price (EUR)

3.0%

True Net Yield (Owner, all-in)

2.1%

True Net Yield (Managed, all-in)

4.6%

True Gross Yield

50%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €20,788/yr
Average Daily Rate: €113
Payback Period: 23.4 years
5-yr Capital Value: €512,454
10-yr Capital Value: €623,479
Brixfox Score: 59.6 / 100
Comparable Properties: 85
Data Confidence: 82%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€447,405

+14.7% over asking

Asking price€390,000
IMT — Property transfer tax (investment schedule)€19,030
IS — Stamp duty (0.8%)€3,120
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€5,850
Total acquisition costs€29,250
Renovation (est. €55/m² × 121 m²)
Light touch-ups — paint, fixtures, deep clean.		€6,655
(€3,630–€9,680)
Furnishing & STR launch (1bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€21,500
All-in investment (incl. renovation & furnishing)€447,405

Gross yield (asking price)

5.3%

True gross yield (all-in)

4.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 1
Bathrooms: 1
Building: 121 m²
Land: 179 m²
Style: portuguese-traditional
Condition: good
Year Built: 1983
Energy Certificate: E
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

cobblestone streetstraditional Algarve architecturewaterfront proximity

Score Breakdown

ROI
14.34
Visual Appeal
10
Ownership Security
13
Location
8.4
Land & Space
4.84
Rental Demand
5.02
Payback Speed
1
STR Suitability
3

Description

Charming one-bedroom villa located in the heart of Ferragudo, spread over three floors. On the ground floor, there is a cosy living room with a balcony, perfect for enjoying the views over the Arade River and the city of Portimão, as well as staircase access to a large basement with natural light. There is also a priva

Location

📍 37.1240°N, 8.5180°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on ERA Lagoa →Also on Idealista.pt
Idealista.pt
Lagoa/Carvoeiro / Central Algarve

Detached house in Rua Primeiro de Maio, Ferragudo

Inventory
1 Beds
Bathrooms
1 Baths
Built Area
121 m²
Land Plot
179 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 3.5% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score60
GradeB
Brixfox Intelligence
60BStrong
Score Breakdown
ROI & Yield66%
Capital Growth63%
Risk Profile62%
Market Demand60%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.0%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$108K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.5%
$1,240/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
28.5 yr
Rental only

Property details

Year built: 1983
Energy: E
Condition: good

Description

Charming one-bedroom villa located in the heart of Ferragudo, spread over three floors. On the ground floor, there is a cosy living room with a balcony, perfect for enjoying the views over the Arade River and the city of Portimão, as well as staircase access to a large basement with natural light. There is also a priva

Income Breakdown

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Nightly Rate (ADR)
$164/night
50% ($75)Brixfox estimate($164/night)200% ($302)
Occupancy
50%
10%Brixfox estimate(50%)100%

Short-Term Rental

Yearly income
$14,877
Airbnb data$164/night · 50% occupancy
Rental income
$164/night · 50% occ.
$30,036
Running costs (20%)
Utilities, cleaning, maintenance
-$6,007
Income tax (10%)
Indonesian rental income tax
-$8,410
Property tax
Annual property tax
-$742
Net income
3.5% ROI
$14,877

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$423,913
IMT (transfer tax, investment schedule)$20,685
Imposto de Selo (stamp duty)$3,391
Notary & registration$1,359
Legal / due diligence$6,359
Total acquisition costs$31,793
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$7,234
($3,946–$10,522)
Furnishing & STR launch
1bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$21,196
All-in investment$484,136

Gross yield (asking)

7.1%

True gross yield (all-in)

6.2%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$2.2M$1.7M$1.1M$551K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $390K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 21: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$474K
+22%
Rental Income
+$73K
Total Position
$547K
+40%
7.0%/yr
Year 10
Capital Value
$577K
+48%
Rental Income
+$157K
Total Position
$734K
+88%
6.5%/yr
Year 20
Capital Value
$855K
+119%
Rental Income
+$368K
Total Position
$1.2M
+213%
5.9%/yr
Year 30
Capital Value
$1.3M
+224%
Rental Income
+$651K
Total Position
$1.9M
+391%
5.4%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.5% annual return
Occupancy
Average
50% average occupancy
Nightly Rate
Good
$151 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Average
179 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.5% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
2.8%
$992/mo
40% occ.
3.8%
$1,341/mo
50% occ.
4.8%
$1,690/mo
current
60% occ.
5.8%
$2,039/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.