Detached house in Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro
Detached house in Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro — image 2Detached house in Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro — image 3Detached house in Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro — image 4Detached house in Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro — image 5
Grade B+villamid-range

Detached house in Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€1.5M

Asking Price (EUR)

2.8%

True Net Yield (Owner, all-in)

2.0%

True Net Yield (Managed, all-in)

4.4%

True Gross Yield

46%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 18% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €73,572/yr
Average Daily Rate: €440
Payback Period: 25.1 years
5-yr Capital Value: €1.9M
10-yr Capital Value: €2.4M
Brixfox Score: 67 / 100
Comparable Properties: 8
Data Confidence: 79%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.7M

+13.7% over asking

Asking price€1.5M
IMT — Property transfer tax (investment schedule)€111,000
IS — Stamp duty (0.8%)€11,840
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€22,200
Total acquisition costs€146,290
Renovation (est. €55/m² × 293 m²)
Light touch-ups — paint, fixtures, deep clean.		€16,115
(€8,790–€23,440)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€40,050
All-in investment (incl. renovation & furnishing)€1.7M

Gross yield (asking price)

5.0%

True gross yield (all-in)

4.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 3
Building: 293 m²
Land: 3000 m²
Style: portuguese-traditional
Condition: good
Year Built: 1999
Energy Certificate: F
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

ocean-viewprivate-poollandscaped-garden

Score Breakdown

ROI
13.9
Visual Appeal
10
Ownership Security
13
Location
10.56
Land & Space
12
Rental Demand
4.58
Payback Speed
0
STR Suitability
3

Description

Nestled in a serene residential area, where tranquility and the natural surroundings take center stage. Set on a generous 3,000 m² plot, this property offers privacy, abundant outdoor space, and a rare setting in one of the most sought-after areas of the Algarve. With a total area of 293 m² — distributed between 256 m

Location

📍 37.0940°N, 8.4720°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on Casa da Portela →Also on Idealista.pt
Idealista.pt
Lagoa/Carvoeiro / Central Algarve

Detached house in Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro

Inventory
4 Beds
Bathrooms
3 Baths
Built Area
293 m²
Land Plot
3000 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 3.3% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score67
GradeB+
Brixfox Intelligence
67B+Strong
Score Breakdown
ROI & Yield74%
Capital Growth70%
Risk Profile69%
Market Demand67%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+8.8%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$409K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.3%
$4,370/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
30.7 yr
Rental only

Property details

Year built: 1999
Energy: F
Condition: good

Description

Nestled in a serene residential area, where tranquility and the natural surroundings take center stage. Set on a generous 3,000 m² plot, this property offers privacy, abundant outdoor space, and a rare setting in one of the most sought-after areas of the Algarve. With a total area of 293 m² — distributed between 256 m

Income Breakdown

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Nightly Rate (ADR)
$636/night
50% ($292)Brixfox estimate($636/night)200% ($1169)
Occupancy
46%
10%Brixfox estimate(46%)100%

Short-Term Rental

Yearly income
$52,443
Airbnb data$636/night · 46% occupancy
Rental income
$636/night · 46% occ.
$106,265
Running costs (20%)
Utilities, cleaning, maintenance
-$21,253
Income tax (10%)
Indonesian rental income tax
-$29,754
Property tax
Annual property tax
-$2,815
Net income
3.3% ROI
$52,443

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,608,696
IMT (transfer tax, investment schedule)$120,652
Imposto de Selo (stamp duty)$12,870
Notary & registration$1,359
Legal / due diligence$24,130
Total acquisition costs$159,011
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$17,516
($9,554–$25,478)
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$41,359
All-in investment$1,826,582

Gross yield (asking)

6.6%

True gross yield (all-in)

5.8%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$8.2M$6.1M$4.1M$2.0M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.5M
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 23: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.8M
+22%
Rental Income
+$256K
Total Position
$2.1M
+39%
6.8%/yr
Year 10
Capital Value
$2.2M
+48%
Rental Income
+$553K
Total Position
$2.7M
+85%
6.4%/yr
Year 20
Capital Value
$3.2M
+119%
Rental Income
+$1.3M
Total Position
$4.5M
+207%
5.8%/yr
Year 30
Capital Value
$4.8M
+224%
Rental Income
+$2.3M
Total Position
$7.1M
+379%
5.4%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.3% annual return
Occupancy
Average
46% average occupancy
Nightly Rate
Strong
$585 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Strong
3000 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $585 — positioned in the top tier
Generous 3000 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.3% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
2.9%
$3,825/mo
40% occ.
3.9%
$5,178/mo
46% occ.
4.4%
$5,964/mo
current
56% occ.
5.5%
$7,317/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.