House in Centro de Carvoeiro, Lagoa e Carvoeiro
House in Centro de Carvoeiro, Lagoa e Carvoeiro — image 2House in Centro de Carvoeiro, Lagoa e Carvoeiro — image 3House in Centro de Carvoeiro, Lagoa e Carvoeiro — image 4House in Centro de Carvoeiro, Lagoa e Carvoeiro — image 5
Grade B+villamid-range

House in Centro de Carvoeiro, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€425,000

Asking Price (EUR)

5.5%

True Net Yield (Owner, all-in)

3.8%

True Net Yield (Managed, all-in)

8.5%

True Gross Yield

50%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.4 months ago and is currently at 12% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €41,181/yr
Average Daily Rate: €225
Payback Period: 12.6 years
5-yr Capital Value: €558,444
10-yr Capital Value: €679,432
Brixfox Score: 72.4 / 100
Comparable Properties: 75
Data Confidence: 93%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€487,205

+14.6% over asking

Asking price€425,000
IMT — Property transfer tax (investment schedule)€21,830
IS — Stamp duty (0.8%)€3,400
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€6,375
Total acquisition costs€32,855
Renovation€0 — move-in ready
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€29,350
All-in investment (incl. renovation & furnishing)€487,205

Gross yield (asking price)

9.7%

True gross yield (all-in)

8.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 2
Building: 535 m²
Land: 382 m²
Style: contemporary
Condition: excellent
Energy Certificate: Not indicated
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

private garden areasbalconies with glass railingsaccess to communal pool area

Score Breakdown

ROI
19.98
Visual Appeal
10.8
Ownership Security
13
Location
10.56
Land & Space
7.06
Rental Demand
5.02
Payback Speed
3
STR Suitability
3

Description

This exclusive, small-scale residential complex is located in popular Carvoeiro, central Algarve, offering a selection of spacious semi-detached 2 and 2 +1 bedroom houses. The development, which has already been completed, has a range of communal facilities, including 24-hour reception and security, bar, swimming poo

Location

📍 37.0991°N, 8.4704°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on Ideal Homes Portugal →Also on Idealista.pt
Idealista.pt
Lagoa/Carvoeiro / Central Algarve

House in Centro de Carvoeiro, Lagoa e Carvoeiro

Inventory
2 Beds
Bathrooms
2 Baths
Built Area
535 m²
Land Plot
382 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 6.7% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score72
GradeB+
Brixfox Intelligence
72B+Strong
Score Breakdown
ROI & Yield79%
Capital Growth76%
Risk Profile73%
Market Demand72%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

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Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+12.2%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$117K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
6.7%
$2,571/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
15.0 yr
Rental only

Property details

Energy: Not indicated
Condition: excellent

Description

This exclusive, small-scale residential complex is located in popular Carvoeiro, central Algarve, offering a selection of spacious semi-detached 2 and 2 +1 bedroom houses. The development, which has already been completed, has a range of communal facilities, including 24-hour reception and security, bar, swimming poo

Income Breakdown

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Nightly Rate (ADR)
$332/night
50% ($153)Brixfox estimate($332/night)200% ($611)
Occupancy
50%
10%Brixfox estimate(50%)100%

Short-Term Rental

Yearly income
$30,847
Airbnb data$332/night · 50% occupancy
Rental income
$332/night · 50% occ.
$60,876
Running costs (20%)
Utilities, cleaning, maintenance
-$12,175
Income tax (10%)
Indonesian rental income tax
-$17,045
Property tax
Annual property tax
-$808
Net income
6.7% ROI
$30,847

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$461,957
IMT (transfer tax, investment schedule)$23,728
Imposto de Selo (stamp duty)$3,696
Notary & registration$1,359
Legal / due diligence$6,929
Total acquisition costs$35,712
RenovationMove-in ready
Furnishing & STR launch
2bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$29,728
All-in investment$527,397

Gross yield (asking)

13.2%

True gross yield (all-in)

11.5%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$3.1M$2.4M$1.6M$784K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $425K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 13: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$517K
+22%
Rental Income
+$151K
Total Position
$668K
+57%
9.5%/yr
Year 10
Capital Value
$629K
+48%
Rental Income
+$325K
Total Position
$954K
+125%
8.4%/yr
Year 20
Capital Value
$931K
+119%
Rental Income
+$763K
Total Position
$1.7M
+299%
7.2%/yr
Year 30
Capital Value
$1.4M
+224%
Rental Income
+$1.4M
Total Position
$2.7M
+542%
6.4%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.7% annual return
Occupancy
Average
50% average occupancy
Nightly Rate
Strong
$306 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Good
382 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $306 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 50% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
5.4%
$2,069/mo
40% occ.
7.2%
$2,776/mo
50% occ.
9.0%
$3,484/mo
current
60% occ.
10.9%
$4,191/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.