Detached house in Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro
Detached house in Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 2Detached house in Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 3Detached house in Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 4Detached house in Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 5
Grade A+villaluxury

Detached house in Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€1.8M

Asking Price (EUR)

6.7%

True Net Yield (Owner, all-in)

4.6%

True Net Yield (Managed, all-in)

10.3%

True Gross Yield

67%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €209,925/yr
Average Daily Rate: €862
+36.0% vs area baselineImage quality 9/10 (+6%), Modern/contemporary style (+12%), Has pool (0%), Has view (+10%), Luxury finish (+8%)
Payback Period: 10.2 years
5-yr Capital Value: €2.4M
10-yr Capital Value: €2.9M
Brixfox Score: 88 / 100
Comparable Properties: 3
Data Confidence: 68%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€2.0M

+14.3% over asking

Asking price€1.8M
IMT — Property transfer tax (investment schedule)€134,250
IS — Stamp duty (0.8%)€14,320
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€26,850
Total acquisition costs€176,670
Renovation€0 — move-in ready
Furnishing & STR launch (6bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€79,850
All-in investment (incl. renovation & furnishing)€2.0M

Gross yield (asking price)

11.7%

True gross yield (all-in)

10.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 6
Bathrooms: 7
Building: 328 m²
Land: 2350 m²
Style: contemporary
Condition: excellent
Year Built: 2016
Energy Certificate: A
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large private poolextensive outdoor lounging areasspacious modern architectureprivate beach area

Score Breakdown

ROI
22.91
Visual Appeal
15.6
Ownership Security
13
Location
10.56
Land & Space
12
Rental Demand
6.98
Payback Speed
4
STR Suitability
3

Description

Excellent Villa in Carvoeiro, Lagoa. A modern six-bedroom Villa, situated in a peaceful area with fantastic sea views. With two floors, this property boasts a strong rental history and can continue to provide excellent returns. Ideal for family vacations or as a permanent residence, offering everything needed to feel

Location

📍 37.1043°N, 8.4786°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on Casaibéria Mediação Imobiliária Lda. →Also on Idealista.pt
Idealista.pt
Lagoa/Carvoeiro / Central Algarve

Detached house in Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro

Inventory
6 Beds
Bathrooms
7 Baths
Built Area
328 m²
Land Plot
2350 m²
Tenure
Freehold
Yield Curve Status

Grade A+ investment — short-term rental yields 8.3% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score88
GradeA+
Brixfox Intelligence
88A+Excellent
Score Breakdown
ROI & Yield97%
Capital Growth92%
Risk Profile89%
Market Demand88%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+13.8%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$495K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
8.3%
$13,488/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
7 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
12.0 yr
Rental only

Property details

Year built: 2016
Energy: A
Condition: excellent

Description

Excellent Villa in Carvoeiro, Lagoa. A modern six-bedroom Villa, situated in a peaceful area with fantastic sea views. With two floors, this property boasts a strong rental history and can continue to provide excellent returns. Ideal for family vacations or as a permanent residence, offering everything needed to feel

Income Breakdown

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Nightly Rate (ADR)
$1,247/night
50% ($574)Brixfox estimate($1,247/night)200% ($2294)
Occupancy
70%
10%Brixfox estimate(70%)100%

Short-Term Rental

Yearly income
$161,853
Airbnb data$1,247/night · 70% occupancy
Rental income
$1,247/night · 70% occ.
$317,804
Running costs (20%)
Utilities, cleaning, maintenance
-$63,561
Income tax (10%)
Indonesian rental income tax
-$88,985
Property tax
Annual property tax
-$3,405
Net income
8.3% ROI
$161,853

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,945,652
IMT (transfer tax, investment schedule)$145,924
Imposto de Selo (stamp duty)$15,565
Notary & registration$1,359
Legal / due diligence$29,185
Total acquisition costs$192,033
RenovationMove-in ready
Furnishing & STR launch
6bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$84,620
All-in investment$2,222,304

Gross yield (asking)

16.3%

True gross yield (all-in)

14.3%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$14.8M$11.1M$7.4M$3.7M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.8M
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 11: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$2.2M
+22%
Rental Income
+$791K
Total Position
$3.0M
+66%
10.6%/yr
Year 10
Capital Value
$2.6M
+48%
Rental Income
+$1.7M
Total Position
$4.4M
+143%
9.3%/yr
Year 20
Capital Value
$3.9M
+119%
Rental Income
+$4.0M
Total Position
$7.9M
+343%
7.7%/yr
Year 30
Capital Value
$5.8M
+224%
Rental Income
+$7.1M
Total Position
$12.9M
+620%
6.8%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
8.3% annual return
Occupancy
Good
70% average occupancy
Nightly Rate
Strong
$1147 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Strong
2350 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 8.3% — outperforms most villas in this market
Premium nightly rate of $1147 — positioned in the top tier
Stunning visuals with 9/10 instagrammability — commands premium nightly rates

Watch Out

Secondary location — rental demand may be lower than premium areas
STR zoning not confirmed — verify before purchasing for short-term rental use

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

50% occ.
8.0%
$12,944/mo
60% occ.
9.6%
$15,599/mo
70% occ.
11.3%
$18,254/mo
current
80% occ.
12.9%
$20,908/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.