Detached house in Cidade de Lagoa, Lagoa e Carvoeiro
Detached house in Cidade de Lagoa, Lagoa e Carvoeiro — image 2Detached house in Cidade de Lagoa, Lagoa e Carvoeiro — image 3Detached house in Cidade de Lagoa, Lagoa e Carvoeiro — image 4Detached house in Cidade de Lagoa, Lagoa e Carvoeiro — image 5
Grade Bvillamid-range

Detached house in Cidade de Lagoa, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€1.5M

Asking Price (EUR)

1.2%

True Net Yield (Owner, all-in)

0.8%

True Net Yield (Managed, all-in)

1.9%

True Gross Yield

23%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2 months ago and is currently at 16% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €31,438/yr
Average Daily Rate: €371
Payback Period: 59.2 years
5-yr Capital Value: €2.0M
10-yr Capital Value: €2.4M
Brixfox Score: 63.1 / 100
Comparable Properties: 5
Data Confidence: 70%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.7M

+13.1% over asking

Asking price€1.5M
IMT — Property transfer tax (investment schedule)€112,125
IS — Stamp duty (0.8%)€11,960
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€22,425
Total acquisition costs€147,760
Renovation (est. €55/m² × 240 m²)
Light touch-ups — paint, fixtures, deep clean.		€13,200
(€7,200–€19,200)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€34,700
All-in investment (incl. renovation & furnishing)€1.7M

Gross yield (asking price)

2.1%

True gross yield (all-in)

1.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 240 m²
Land: 3130 m²
Style: portuguese-traditional
Condition: good
Year Built: 1995
Energy Certificate: B
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large private poolextensive landscaped gardenstraditional Algarve architecturesea views

Score Breakdown

ROI
9.43
Visual Appeal
12.8
Ownership Security
13
Location
10.56
Land & Space
12
Rental Demand
2.32
Payback Speed
0
STR Suitability
3

Description

Exclusive Villa with Stunning Sea Views in the Carvoeiro Area We present an excellent opportunity to acquire an exclusive villa, set in a truly privileged location close to the magnificent beaches of Carvoeiro and Ferragudo. Positioned on elevated ground, this property stands out for offering sea views from the ground

Location

📍 37.1371°N, 8.4525°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on Casaibéria Mediação Imobiliária Lda. →Also on Idealista.pt
Idealista.pt
Lagoa/Carvoeiro / Central Algarve

Detached house in Cidade de Lagoa, Lagoa e Carvoeiro

Inventory
3 Beds
Bathrooms
3 Baths
Built Area
240 m²
Land Plot
3130 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 1.3% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score63
GradeB
Brixfox Intelligence
63BStrong
Score Breakdown
ROI & Yield69%
Capital Growth66%
Risk Profile65%
Market Demand63%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+6.8%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$413K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
1.3%
$1,739/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
13 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
77.9 yr
Rental only

Property details

Year built: 1995
Energy: B
Condition: good

Description

Exclusive Villa with Stunning Sea Views in the Carvoeiro Area We present an excellent opportunity to acquire an exclusive villa, set in a truly privileged location close to the magnificent beaches of Carvoeiro and Ferragudo. Positioned on elevated ground, this property stands out for offering sea views from the ground

Income Breakdown

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Nightly Rate (ADR)
$538/night
50% ($248)Brixfox estimate($538/night)200% ($991)
Occupancy
23%
10%Brixfox estimate(23%)100%

Short-Term Rental

Yearly income
$20,867
Airbnb data$538/night · 23% occupancy
Rental income
$538/night · 23% occ.
$45,598
Running costs (20%)
Utilities, cleaning, maintenance
-$9,120
Income tax (10%)
Indonesian rental income tax
-$12,767
Property tax
Annual property tax
-$2,844
Net income
1.3% ROI
$20,867

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,625,000
IMT (transfer tax, investment schedule)$121,875
Imposto de Selo (stamp duty)$13,000
Notary & registration$1,359
Legal / due diligence$24,375
Total acquisition costs$160,609
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$14,348
($7,826–$20,870)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$35,543
All-in investment$1,835,500

Gross yield (asking)

2.8%

True gross yield (all-in)

2.5%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$6.6M$5.0M$3.3M$1.7M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 302x ReturnToday: $1.5M
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
2x return
Year 15: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.8M
+22%
Rental Income
+$102K
Total Position
$1.9M
+28%
5.1%/yr
Year 10
Capital Value
$2.2M
+48%
Rental Income
+$220K
Total Position
$2.4M
+63%
5.0%/yr
Year 20
Capital Value
$3.3M
+119%
Rental Income
+$516K
Total Position
$3.8M
+154%
4.8%/yr
Year 30
Capital Value
$4.8M
+224%
Rental Income
+$913K
Total Position
$5.8M
+285%
4.6%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
1.3% annual return
Occupancy
Weak
23% average occupancy
Nightly Rate
Strong
$495 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Strong
3130 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $495 — positioned in the top tier
Generous 3130 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 1.3% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
2.4%
$3,203/mo
40% occ.
3.2%
$4,349/mo
23% occ.
1.8%
$2,423/mo
current
33% occ.
2.6%
$3,569/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.