Detached house in Centro de Carvoeiro, Lagoa e Carvoeiro
Detached house in Centro de Carvoeiro, Lagoa e Carvoeiro — image 2Detached house in Centro de Carvoeiro, Lagoa e Carvoeiro — image 3Detached house in Centro de Carvoeiro, Lagoa e Carvoeiro — image 4Detached house in Centro de Carvoeiro, Lagoa e Carvoeiro — image 5
Grade B+villaluxury

Detached house in Centro de Carvoeiro, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€2.3M

Asking Price (EUR)

1.8%

True Net Yield (Owner, all-in)

1.2%

True Net Yield (Managed, all-in)

2.8%

True Gross Yield

37%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €70,324/yr
Average Daily Rate: €522
Payback Period: 40.0 years
5-yr Capital Value: €3.0M
10-yr Capital Value: €3.6M
Brixfox Score: 66.3 / 100
Comparable Properties: 9
Data Confidence: 74%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€2.5M

+12.6% over asking

Asking price€2.3M
IMT — Property transfer tax (investment schedule)€168,750
IS — Stamp duty (0.8%)€18,000
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€33,750
Total acquisition costs€221,750
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€62,150
All-in investment (incl. renovation & furnishing)€2.5M

Gross yield (asking price)

3.1%

True gross yield (all-in)

2.8%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 5
Building: 315 m²
Land: 770 m²
Style: contemporary
Condition: excellent
Year Built: 2019
Energy Certificate: A+
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

infinity poolcircular architectural featureoutdoor jacuzzimodern fireplace

Score Breakdown

ROI
10.58
Visual Appeal
14.2
Ownership Security
13
Location
10.56
Land & Space
11.26
Rental Demand
3.69
Payback Speed
0
STR Suitability
3

Description

Presenting a contemporary, elegant, recently constructed villa with beautiful sea views.   The villa has two levels and as it is built on the hillside to maximise the views. The lower level comprises of a spacious lounge and TV corner, featuring a small separation into which the log burning stove has been built, funct

Location

📍 37.0954°N, 8.4706°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on Casaibéria Mediação Imobiliária Lda. →Also on Idealista.pt
Idealista.pt
Lagoa/Carvoeiro / Central Algarve

Detached house in Centro de Carvoeiro, Lagoa e Carvoeiro

Inventory
4 Beds
Bathrooms
5 Baths
Built Area
315 m²
Land Plot
770 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 2.0% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score66
GradeB+
Brixfox Intelligence
66B+Strong
Score Breakdown
ROI & Yield73%
Capital Growth69%
Risk Profile68%
Market Demand66%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+7.5%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$622K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
2.0%
$4,049/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
12 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
50.3 yr
Rental only

Property details

Year built: 2019
Energy: A+
Condition: excellent

Description

Presenting a contemporary, elegant, recently constructed villa with beautiful sea views.   The villa has two levels and as it is built on the hillside to maximise the views. The lower level comprises of a spacious lounge and TV corner, featuring a small separation into which the log burning stove has been built, funct

Income Breakdown

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Nightly Rate (ADR)
$755/night
50% ($347)Brixfox estimate($755/night)200% ($1390)
Occupancy
37%
10%Brixfox estimate(37%)100%

Short-Term Rental

Yearly income
$48,594
Airbnb data$755/night · 37% occupancy
Rental income
$755/night · 37% occ.
$101,680
Running costs (20%)
Utilities, cleaning, maintenance
-$20,336
Income tax (10%)
Indonesian rental income tax
-$28,471
Property tax
Annual property tax
-$4,280
Net income
2.0% ROI
$48,594

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$2,445,652
IMT (transfer tax, investment schedule)$183,424
Imposto de Selo (stamp duty)$19,565
Notary & registration$1,359
Legal / due diligence$36,685
Total acquisition costs$241,033
RenovationMove-in ready
Furnishing & STR launch
4bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$65,380
All-in investment$2,752,065

Gross yield (asking)

4.2%

True gross yield (all-in)

3.7%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$10.8M$8.1M$5.4M$2.7M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 302x ReturnToday: $2.3M
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
2x return
Year 14: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$2.7M
+22%
Rental Income
+$237K
Total Position
$3.0M
+32%
5.7%/yr
Year 10
Capital Value
$3.3M
+48%
Rental Income
+$513K
Total Position
$3.8M
+71%
5.5%/yr
Year 20
Capital Value
$4.9M
+119%
Rental Income
+$1.2M
Total Position
$6.1M
+173%
5.1%/yr
Year 30
Capital Value
$7.3M
+224%
Rental Income
+$2.1M
Total Position
$9.4M
+319%
4.9%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
2.0% annual return
Occupancy
Weak
37% average occupancy
Nightly Rate
Strong
$695 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Strong
770 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $695 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Generous 770 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 2.0% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
2.2%
$4,468/mo
40% occ.
3.0%
$6,076/mo
37% occ.
2.7%
$5,575/mo
current
47% occ.
3.5%
$7,184/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.