Detached house in Centro de Carvoeiro, Lagoa e Carvoeiro
Detached house in Centro de Carvoeiro, Lagoa e Carvoeiro — image 2Detached house in Centro de Carvoeiro, Lagoa e Carvoeiro — image 3Detached house in Centro de Carvoeiro, Lagoa e Carvoeiro — image 4Detached house in Centro de Carvoeiro, Lagoa e Carvoeiro — image 5
Grade B+villamid-range

Detached house in Centro de Carvoeiro, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€1.9M

Asking Price (EUR)

2.6%

True Net Yield (Owner, all-in)

1.8%

True Net Yield (Managed, all-in)

4.0%

True Gross Yield

25%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.8 months ago and is currently at 15% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €85,827/yr
Average Daily Rate: €935
Payback Period: 27.4 years
5-yr Capital Value: €2.5M
10-yr Capital Value: €3.0M
Brixfox Score: 65.5 / 100
Comparable Properties: 3
Data Confidence: 55%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€2.2M

+13.2% over asking

Asking price€1.9M
IMT — Property transfer tax (investment schedule)€142,500
IS — Stamp duty (0.8%)€15,200
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€28,500
Total acquisition costs€187,450
Renovation (est. €55/m² × 324 m²)
Light touch-ups — paint, fixtures, deep clean.		€17,820
(€9,720–€25,920)
Furnishing & STR launch (5bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€45,400
All-in investment (incl. renovation & furnishing)€2.2M

Gross yield (asking price)

4.5%

True gross yield (all-in)

4.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 5
Bathrooms: 3
Building: 324 m²
Land: 653 m²
Style: portuguese-traditional
Condition: good
Year Built: 1987
Energy Certificate: B-
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

ocean-front-locationmultiple-terracestraditional-portuguese-architectureprivate-pool

Score Breakdown

ROI
12.17
Visual Appeal
13.6
Ownership Security
13
Location
10.56
Land & Space
10.69
Rental Demand
2.52
Payback Speed
0
STR Suitability
3

Description

For sale – frontline 5 bedroom villa with pool in Carvoeiro. Spacious 2 storey villa with 5 bedrooms, double garage, heated pool and fantastic sea views only 100m from Praia do Paraiso in Carvoeiro. VILLA This spacious, detached villa has a total constructed area of 324m2 and comprises of a double garage, wine cellar

Location

📍 37.0962°N, 8.4739°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on Sampson Property →Also on Idealista.pt
Idealista.pt
Lagoa/Carvoeiro / Central Algarve

Detached house in Centro de Carvoeiro, Lagoa e Carvoeiro

Inventory
5 Beds
Bathrooms
3 Baths
Built Area
324 m²
Land Plot
653 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 3.0% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score66
GradeB+
Brixfox Intelligence
66B+Strong
Score Breakdown
ROI & Yield73%
Capital Growth69%
Risk Profile68%
Market Demand66%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+8.5%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$525K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.0%
$5,124/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
11 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
33.6 yr
Rental only

Property details

Year built: 1987
Energy: B-
Condition: good

Description

For sale – frontline 5 bedroom villa with pool in Carvoeiro. Spacious 2 storey villa with 5 bedrooms, double garage, heated pool and fantastic sea views only 100m from Praia do Paraiso in Carvoeiro. VILLA This spacious, detached villa has a total constructed area of 324m2 and comprises of a double garage, wine cellar

Income Breakdown

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Nightly Rate (ADR)
$1,364/night
50% ($627)Brixfox estimate($1,364/night)200% ($2509)
Occupancy
25%
10%Brixfox estimate(25%)100%

Short-Term Rental

Yearly income
$61,485
Airbnb data$1,364/night · 25% occupancy
Rental income
$1,364/night · 25% occ.
$125,191
Running costs (20%)
Utilities, cleaning, maintenance
-$25,038
Income tax (10%)
Indonesian rental income tax
-$35,054
Property tax
Annual property tax
-$3,614
Net income
3.0% ROI
$61,485

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$2,065,217
IMT (transfer tax, investment schedule)$154,891
Imposto de Selo (stamp duty)$16,522
Notary & registration$1,359
Legal / due diligence$30,978
Total acquisition costs$203,750
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$19,370
($10,565–$28,174)
Furnishing & STR launch
5bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$47,174
All-in investment$2,335,511

Gross yield (asking)

6.1%

True gross yield (all-in)

5.4%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$10.2M$7.6M$5.1M$2.5M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.9M
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 24: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$2.3M
+22%
Rental Income
+$300K
Total Position
$2.6M
+37%
6.6%/yr
Year 10
Capital Value
$2.8M
+48%
Rental Income
+$648K
Total Position
$3.5M
+82%
6.2%/yr
Year 20
Capital Value
$4.2M
+119%
Rental Income
+$1.5M
Total Position
$5.7M
+199%
5.6%/yr
Year 30
Capital Value
$6.2M
+224%
Rental Income
+$2.7M
Total Position
$8.9M
+366%
5.3%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
3.0% annual return
Occupancy
Weak
25% average occupancy
Nightly Rate
Strong
$1255 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Strong
653 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $1255 — positioned in the top tier
Generous 653 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.0% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.9%
$8,409/mo
40% occ.
6.6%
$11,313/mo
25% occ.
4.1%
$7,001/mo
current
35% occ.
5.8%
$9,905/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.