Detached house in Rua Depósito de Água, 3, Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro
Detached house in Rua Depósito de Água, 3, Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro — image 2Detached house in Rua Depósito de Água, 3, Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro — image 3Detached house in Rua Depósito de Água, 3, Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro — image 4
Grade B+villaluxury

Detached house in Rua Depósito de Água, 3, Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€2.4M

Asking Price (EUR)

1.8%

True Net Yield (Owner, all-in)

1.2%

True Net Yield (Managed, all-in)

2.7%

True Gross Yield

34%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.9 months ago and is currently at 16% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €73,565/yr
Average Daily Rate: €587
+36.0% vs area baselineImage quality 9/10 (+6%), Modern/contemporary style (+12%), Has pool (0%), Has view (+10%), Luxury finish (+8%)
Payback Period: 40.6 years
5-yr Capital Value: €3.2M
10-yr Capital Value: €3.8M
Brixfox Score: 68.1 / 100
Comparable Properties: 9
Data Confidence: 78%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€2.7M

+12.4% over asking

Asking price€2.4M
IMT — Property transfer tax (investment schedule)€180,000
IS — Stamp duty (0.8%)€19,200
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€36,000
Total acquisition costs€236,450
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€62,150
All-in investment (incl. renovation & furnishing)€2.7M

Gross yield (asking price)

3.1%

True gross yield (all-in)

2.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 5
Building: 250 m²
Land: 2440 m²
Style: modern
Condition: new-build
Year Built: 2025
Energy Certificate: C
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

glass balconiesflat roof architectureintegrated carportlarge format windows

Score Breakdown

ROI
10.52
Visual Appeal
15.6
Ownership Security
13
Location
10.56
Land & Space
12
Rental Demand
3.44
Payback Speed
0
STR Suitability
3

Description

Contemporary 4-bedroom villa with panoramic sea views, expansive terraces, and luxury finishings. Nestled on a generous 2,000 m² plot on the outskirts of Carvoeiro, this stunning 4-bedroom contemporary villa offers a perfect blend of refined modern living, eco-conscious design, and beautiful coastal scenery. Currently

Location

📍 37.0949°N, 8.4420°W

· Lagoa/Carvoeiro, Algarve, Portugal

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Idealista.pt
Lagoa/Carvoeiro / Central Algarve

Detached house in Rua Depósito de Água, 3, Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro

Inventory
4 Beds
Bathrooms
5 Baths
Built Area
250 m²
Land Plot
2440 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 2.0% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score68
GradeB+
Brixfox Intelligence
68B+Strong
Score Breakdown
ROI & Yield75%
Capital Growth71%
Risk Profile70%
Market Demand68%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+7.5%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$663K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
2.0%
$4,251/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
12 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
51.1 yr
Rental only

Property details

Year built: 2025
Energy: C
Condition: new-build

Description

Contemporary 4-bedroom villa with panoramic sea views, expansive terraces, and luxury finishings. Nestled on a generous 2,000 m² plot on the outskirts of Carvoeiro, this stunning 4-bedroom contemporary villa offers a perfect blend of refined modern living, eco-conscious design, and beautiful coastal scenery. Currently

Income Breakdown

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Nightly Rate (ADR)
$852/night
50% ($392)Brixfox estimate($852/night)200% ($1568)
Occupancy
34%
10%Brixfox estimate(34%)100%

Short-Term Rental

Yearly income
$51,008
Airbnb data$852/night · 34% occupancy
Rental income
$852/night · 34% occ.
$106,871
Running costs (20%)
Utilities, cleaning, maintenance
-$21,374
Income tax (10%)
Indonesian rental income tax
-$29,924
Property tax
Annual property tax
-$4,565
Net income
2.0% ROI
$51,008

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$2,608,696
IMT (transfer tax, investment schedule)$195,652
Imposto de Selo (stamp duty)$20,870
Notary & registration$1,359
Legal / due diligence$39,130
Total acquisition costs$257,011
RenovationMove-in ready
Furnishing & STR launch
4bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$65,380
All-in investment$2,931,087

Gross yield (asking)

4.1%

True gross yield (all-in)

3.6%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$11.5M$8.6M$5.8M$2.9M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 302x ReturnToday: $2.4M
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
2x return
Year 14: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$2.9M
+22%
Rental Income
+$249K
Total Position
$3.2M
+32%
5.7%/yr
Year 10
Capital Value
$3.6M
+48%
Rental Income
+$538K
Total Position
$4.1M
+70%
5.5%/yr
Year 20
Capital Value
$5.3M
+119%
Rental Income
+$1.3M
Total Position
$6.5M
+172%
5.1%/yr
Year 30
Capital Value
$7.8M
+224%
Rental Income
+$2.2M
Total Position
$10.0M
+317%
4.9%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
2.0% annual return
Occupancy
Weak
34% average occupancy
Nightly Rate
Strong
$784 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Strong
2440 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $784 — positioned in the top tier
Stunning visuals with 9/10 instagrammability — commands premium nightly rates
Generous 2440 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 2.0% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
2.3%
$5,064/mo
40% occ.
3.2%
$6,879/mo
34% occ.
2.7%
$5,854/mo
current
44% occ.
3.5%
$7,668/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.