Terraced house in Travessa Gago Coutinho, Ferragudo, Lagoa (Algarve)
Terraced house in Travessa Gago Coutinho, Ferragudo, Lagoa (Algarve) — image 2Terraced house in Travessa Gago Coutinho, Ferragudo, Lagoa (Algarve) — image 3Terraced house in Travessa Gago Coutinho, Ferragudo, Lagoa (Algarve) — image 4Terraced house in Travessa Gago Coutinho, Ferragudo, Lagoa (Algarve) — image 5
Grade B+villamid-range

Terraced house in Travessa Gago Coutinho, Ferragudo, Lagoa (Algarve)

Lagoa/Carvoeiro · Central Algarve ·

€300,000

Asking Price (EUR)

5.1%

True Net Yield (Owner, all-in)

3.6%

True Net Yield (Managed, all-in)

7.9%

True Gross Yield

55%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.9 months ago and is currently at 15% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €26,956/yr
Average Daily Rate: €134
Payback Period: 13.8 years
5-yr Capital Value: €394,196
10-yr Capital Value: €479,599
Brixfox Score: 67.6 / 100
Comparable Properties: 72
Data Confidence: 82%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€341,647

+13.9% over asking

Asking price€300,000
IMT — Property transfer tax (investment schedule)€11,997
IS — Stamp duty (0.8%)€2,400
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€4,500
Total acquisition costs€20,147
Renovation€0 — move-in ready
Furnishing & STR launch (1bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€21,500
All-in investment (incl. renovation & furnishing)€341,647

Gross yield (asking price)

9.0%

True gross yield (all-in)

7.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 1
Bathrooms: 2
Building: 48 m²
Land: 48 m²
Style: contemporary
Condition: excellent
Energy Certificate: D
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AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

mezzanine bedroommodern kitchencobblestone street entrance

Score Breakdown

ROI
18.93
Visual Appeal
13.6
Ownership Security
13
Location
8.4
Land & Space
2.1
Rental Demand
5.53
Payback Speed
3
STR Suitability
3

Description

Fully renovated 1 bedroom villa in the centre of Ferragudo. The property consists of: -Living room -Kitchen in Open Space. -Service Bathroom - Access to the Mezzanine -Suite Features: -Air conditioning - Active AL license. - Velux window with automatic opening and rain sensor. - Electric curtains on the windows. -

Location

📍 37.1242°N, 8.5170°W

· Lagoa/Carvoeiro, Algarve, Portugal

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Idealista.pt
Lagoa/Carvoeiro / Central Algarve

Terraced house in Travessa Gago Coutinho, Ferragudo, Lagoa (Algarve)

Inventory
1 Beds
Bathrooms
2 Baths
Built Area
48 m²
Land Plot
48 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 6.1% net return annually.

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The Investment

Brixfox Score68
GradeB+
Brixfox Intelligence
68B+Strong
Score Breakdown
ROI & Yield75%
Capital Growth71%
Risk Profile70%
Market Demand68%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+11.6%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$83K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
6.1%
$1,654/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
16.4 yr
Rental only

Property details

Energy: D
Condition: excellent

Description

Fully renovated 1 bedroom villa in the centre of Ferragudo. The property consists of: -Living room -Kitchen in Open Space. -Service Bathroom - Access to the Mezzanine -Suite Features: -Air conditioning - Active AL license. - Velux window with automatic opening and rain sensor. - Electric curtains on the windows. -

Income Breakdown

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Nightly Rate (ADR)
$195/night
50% ($90)Brixfox estimate($195/night)200% ($358)
Occupancy
55%
10%Brixfox estimate(55%)100%

Short-Term Rental

Yearly income
$19,843
Airbnb data$195/night · 55% occupancy
Rental income
$195/night · 55% occ.
$39,257
Running costs (20%)
Utilities, cleaning, maintenance
-$7,851
Income tax (10%)
Indonesian rental income tax
-$10,992
Property tax
Annual property tax
-$571
Net income
6.1% ROI
$19,843

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$326,087
IMT (transfer tax, investment schedule)$13,040
Imposto de Selo (stamp duty)$2,609
Notary & registration$1,359
Legal / due diligence$4,891
Total acquisition costs$21,899
RenovationMove-in ready
Furnishing & STR launch
1bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$21,196
All-in investment$369,182

Gross yield (asking)

12.0%

True gross yield (all-in)

10.6%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$2.1M$1.6M$1.1M$529K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $300K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 14: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$365K
+22%
Rental Income
+$97K
Total Position
$462K
+54%
9.0%/yr
Year 10
Capital Value
$444K
+48%
Rental Income
+$209K
Total Position
$653K
+118%
8.1%/yr
Year 20
Capital Value
$657K
+119%
Rental Income
+$491K
Total Position
$1.1M
+283%
6.9%/yr
Year 30
Capital Value
$973K
+224%
Rental Income
+$869K
Total Position
$1.8M
+514%
6.2%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.1% annual return
Occupancy
Average
55% average occupancy
Nightly Rate
Good
$179 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
48 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 55% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

35% occ.
5.2%
$1,414/mo
45% occ.
6.7%
$1,828/mo
55% occ.
8.3%
$2,242/mo
current
65% occ.
9.8%
$2,657/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.