Detached house in Praia da Luz, Luz
Detached house in Praia da Luz, Luz — image 2Detached house in Praia da Luz, Luz — image 3Detached house in Praia da Luz, Luz — image 4Detached house in Praia da Luz, Luz — image 5
Grade C+villamid-range

Detached house in Praia da Luz, Luz

Lagos · Western Algarve ·

€1.6M

Asking Price (EUR)

1.4%

True Net Yield (Owner, all-in)

0.8%

True Net Yield (Managed, all-in)

2.4%

True Gross Yield

51%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.2 months ago and is currently at 19% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.76, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €42,257/yr
Average Daily Rate: 225
+3.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), No pool (-12%)
Payback Period: 135.7 years
5-yr Capital Value: €1.9M
10-yr Capital Value: €2.2M
Brixfox Score: 54.3 / 100
Comparable Properties: 57
Data Confidence: 88%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.8M

+11.6% over asking

Asking price€1.6M
IMT — Property transfer tax (investment schedule)€120,000
IS — Stamp duty (0.8%)€12,800
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€24,000
Total acquisition costs€158,050
Renovation€0 — move-in ready
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.
€26,850
All-in investment (incl. renovation & furnishing)€1.8M

Gross yield (asking price)

2.6%

True gross yield (all-in)

2.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 1
Building: 170
Style: modern
Condition: new-build
Year Built: 2025
Energy Certificate: Exempt

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

minimalist white facadeintegrated carportlarge windows

Score Breakdown

ROI
2.96
Visual Appeal
13.6
Ownership Security
13
Location
10.2
Land & Space
5.4
Rental Demand
5.13
Payback Speed
0
STR Suitability
4

Description

This magnificent urbanization in Lagos is the perfect place for those looking for their dream home project. With a gross area of 170 square meters and a living area of 145 square meters, this property offers a spacious and bright space for your family to enjoy. Prime location, you can enjoy all that the city of Lagos h

Location

📍 37.0995°N, 8.7367°W

· Lagos, Algarve, Portugal

Detached house in Praia da Luz, Luz
Idealista.pt
Source verified

Detached house in Praia da Luz, Luz

Lagos · Western Algarve · Freehold · Ref BF-5867
Ownership
Freehold
Bedrooms
2
Bathrooms
1
Built area
170 m²
True net yield
0.7%
$2,751/mo net after costs & tax
Brixfox Score 54 · C+

Property details

Year built: 2025
Energy: Exempt
Condition: new-build

Description

This magnificent urbanization in Lagos is the perfect place for those looking for their dream home project. With a gross area of 170 square meters and a living area of 145 square meters, this property offers a spacious and bright space for your family to enjoy. Prime location, you can enjoy all that the city of Lagos h

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$324/night
50% ($149)Brixfox estimate($324/night)200% ($596)
Occupancy
51%
10%Brixfox estimate(51%)100%

Short-Term Rental

Yearly income
$29,243
Airbnb data$324/night · 51% occupancy
Rental income
$324/night · 51% occ.
$56,237
Running costs (20%)
Utilities, cleaning, maintenance
-$11,247
Income tax (10%)
Indonesian rental income tax
-$15,746
Property tax
Annual property tax
-$0
Net income
1.7% ROI
$29,243

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

Airbnb Comp Analysis

No nearby Airbnb listings found

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

0.7%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
1.7%
1.5%
Fully-managed
1.0%
0.7%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

2.9%

Annual Revenue

$56,237

Income Tax / yr

$4,921

Payback

True All-In Cost
Asking price$1,739,130
IMT — transfer tax (non-resident 7.5%)$130,435
Stamp duty (0.8%)$13,913
Notary + registry$2,174
Legal$13,370
Furnishing + STR launch$27,174
All-in cost$1,926,196

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$7.4M$5.6M$3.7M$1.9M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 302x ReturnToday: $1.6M
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
2x return
Year 14: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.9M
+22%
Rental Income
+$143K
Total Position
$2.1M
+31%
5.5%/yr
Year 10
Capital Value
$2.4M
+48%
Rental Income
+$308K
Total Position
$2.7M
+67%
5.3%/yr
Year 20
Capital Value
$3.5M
+119%
Rental Income
+$723K
Total Position
$4.2M
+164%
5.0%/yr
Year 30
Capital Value
$5.2M
+224%
Rental Income
+$1.3M
Total Position
$6.5M
+304%
4.8%/yr

Location

Lagos

Western Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
1.7% annual return
Occupancy
Average
51% average occupancy
Nightly Rate
Strong
$298 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $298 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 1.7% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

31% occ.
1.5%
$2,163/mo
41% occ.
2.0%
$2,853/mo
51% occ.
2.4%
$3,543/mo
current
61% occ.
2.9%
$4,233/mo

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Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.

Asking price · Freehold
$1,739,130
0.7%
Net yield
View original listing
Source verified · Idealista.pt · listed 3 Jun 2026
Estimates, not financial advice. Yields modelled from real Airbnb data.