House in Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro
House in Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro — image 2House in Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro — image 3House in Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro — image 4House in Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro — image 5
Grade B+villaluxury

House in Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€2.4M

Asking Price (EUR)

2.1%

True Net Yield (Owner, all-in)

1.5%

True Net Yield (Managed, all-in)

3.3%

True Gross Yield

46%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €88,571/yr
Average Daily Rate: €529
+26.0% vs area baselineImage quality 9/10 (+6%), Modern/contemporary style (+12%), Has pool (0%), Luxury finish (+8%)
Payback Period: 33.8 years
5-yr Capital Value: €3.2M
10-yr Capital Value: €3.8M
Brixfox Score: 69.3 / 100
Comparable Properties: 11
Data Confidence: 81%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€2.7M

+12.4% over asking

Asking price€2.4M
IMT — Property transfer tax (investment schedule)€180,000
IS — Stamp duty (0.8%)€19,200
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€36,000
Total acquisition costs€236,450
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€62,150
All-in investment (incl. renovation & furnishing)€2.7M

Gross yield (asking price)

3.7%

True gross yield (all-in)

3.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 3
Building: 190 m²
Land: 2440 m²
Style: modern
Condition: new-build
Energy Certificate: C
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

glass balconiesflat roof architectureintegrated carportlarge sliding glass doors

Score Breakdown

ROI
11.21
Visual Appeal
15
Ownership Security
13
Location
10.56
Land & Space
12
Rental Demand
4.58
Payback Speed
0
STR Suitability
3

Description

Contemporary 4-bedroom villa with two floors, rooftop and heated pool, located in the Alfanzina residential area, less than 10 minutes from Carvoeiro and Lagoa, Algarve. The villa is accessed via a bright entrance hall, followed by an open-plan living room with a fully equipped kitchen. The entire social area faces ou

Location

📍 37.0936°N, 8.4428°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on LUXIMOS Christie’s International Real Estate →Also on Idealista.pt
Idealista.pt
Lagoa/Carvoeiro / Central Algarve

House in Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro

Inventory
4 Beds
Bathrooms
3 Baths
Built Area
190 m²
Land Plot
2440 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 2.4% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score69
GradeB+
Brixfox Intelligence
69B+Strong
Score Breakdown
ROI & Yield76%
Capital Growth72%
Risk Profile71%
Market Demand69%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+7.9%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$663K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
2.4%
$5,179/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
11 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
42.0 yr
Rental only

Property details

Energy: C
Condition: new-build

Description

Contemporary 4-bedroom villa with two floors, rooftop and heated pool, located in the Alfanzina residential area, less than 10 minutes from Carvoeiro and Lagoa, Algarve. The villa is accessed via a bright entrance hall, followed by an open-plan living room with a fully equipped kitchen. The entire social area faces ou

Income Breakdown

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Nightly Rate (ADR)
$767/night
50% ($353)Brixfox estimate($767/night)200% ($1411)
Occupancy
46%
10%Brixfox estimate(46%)100%

Short-Term Rental

Yearly income
$62,144
Airbnb data$767/night · 46% occupancy
Rental income
$767/night · 46% occ.
$128,287
Running costs (20%)
Utilities, cleaning, maintenance
-$25,657
Income tax (10%)
Indonesian rental income tax
-$35,920
Property tax
Annual property tax
-$4,565
Net income
2.4% ROI
$62,144

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$2,608,696
IMT (transfer tax, investment schedule)$195,652
Imposto de Selo (stamp duty)$20,870
Notary & registration$1,359
Legal / due diligence$39,130
Total acquisition costs$257,011
RenovationMove-in ready
Furnishing & STR launch
4bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$65,380
All-in investment$2,931,087

Gross yield (asking)

4.9%

True gross yield (all-in)

4.4%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$12.1M$9.1M$6.0M$3.0M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $2.4M
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 28: rental income alone has repaid the full purchase price.
2x return
Year 13: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$2.9M
+22%
Rental Income
+$304K
Total Position
$3.2M
+34%
6.1%/yr
Year 10
Capital Value
$3.6M
+48%
Rental Income
+$655K
Total Position
$4.2M
+75%
5.8%/yr
Year 20
Capital Value
$5.3M
+119%
Rental Income
+$1.5M
Total Position
$6.8M
+183%
5.3%/yr
Year 30
Capital Value
$7.8M
+224%
Rental Income
+$2.7M
Total Position
$10.5M
+338%
5.0%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
2.4% annual return
Occupancy
Average
46% average occupancy
Nightly Rate
Strong
$705 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Strong
2440 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $705 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Generous 2440 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 2.4% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
2.1%
$4,518/mo
40% occ.
2.8%
$6,150/mo
46% occ.
3.3%
$7,104/mo
current
56% occ.
4.0%
$8,736/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.