Detached house in Ferragudo, Lagoa (Algarve)
Detached house in Ferragudo, Lagoa (Algarve) — image 2Detached house in Ferragudo, Lagoa (Algarve) — image 3Detached house in Ferragudo, Lagoa (Algarve) — image 4Detached house in Ferragudo, Lagoa (Algarve) — image 5
Grade Avillamid-range

Detached house in Ferragudo, Lagoa (Algarve)

Lagoa/Carvoeiro · Central Algarve ·

€380,000

Asking Price (EUR)

6.2%

True Net Yield (Owner, all-in)

4.3%

True Net Yield (Managed, all-in)

9.5%

True Gross Yield

66%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €41,015/yr
Average Daily Rate: €169
Payback Period: 10.1 years
5-yr Capital Value: €499,314
10-yr Capital Value: €607,492
Brixfox Score: 75.8 / 100
Comparable Properties: 15
Data Confidence: 76%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€429,720

+13.1% over asking

Asking price€380,000
IMT — Property transfer tax (investment schedule)€18,230
IS — Stamp duty (0.8%)€3,040
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€5,700
Total acquisition costs€28,220
Renovation€0 — move-in ready
Furnishing & STR launch (1bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€21,500
All-in investment (incl. renovation & furnishing)€429,720

Gross yield (asking price)

10.8%

True gross yield (all-in)

9.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 1
Bathrooms: 1
Building: 77 m²
Style: contemporary
Condition: excellent
Energy Certificate: In process

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

multi-level outdoor terraceintegrated planters with vibrant bougainvilleamodern outdoor daybedcompact outdoor dining area

Score Breakdown

ROI
23.09
Visual Appeal
13.2
Ownership Security
13
Location
8.4
Land & Space
3.54
Rental Demand
7.55
Payback Speed
4
STR Suitability
3

Description

Golf, biking, surf, windsurf, motor sports & many other activities are available throughout the Algarve & are generally under a 30 minute car ride away. Find the best local restaurants with traditional Portuguese cuisine, hike through the hill trails or marvel at the many periods of architecture to be found hidden away

Location

📍 37.1105°N, 8.5118°W

· Lagoa/Carvoeiro, Algarve, Portugal

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Idealista.pt
Lagoa/Carvoeiro / Central Algarve

Detached house in Ferragudo, Lagoa (Algarve)

Inventory
1 Beds
Bathrooms
1 Baths
Built Area
77 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 8.4% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score76
GradeA
Brixfox Intelligence
76AExcellent
Score Breakdown
ROI & Yield84%
Capital Growth80%
Risk Profile77%
Market Demand76%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+13.9%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$105K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
8.4%
$2,897/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
7 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
11.9 yr
Rental only

Property details

Energy: In process
Condition: excellent

Description

Golf, biking, surf, windsurf, motor sports & many other activities are available throughout the Algarve & are generally under a 30 minute car ride away. Find the best local restaurants with traditional Portuguese cuisine, hike through the hill trails or marvel at the many periods of architecture to be found hidden away

Income Breakdown

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Nightly Rate (ADR)
$248/night
50% ($114)Brixfox estimate($248/night)200% ($456)
Occupancy
75%
10%Brixfox estimate(75%)100%

Short-Term Rental

Yearly income
$34,760
Airbnb data$248/night · 75% occupancy
Rental income
$248/night · 75% occ.
$68,236
Running costs (20%)
Utilities, cleaning, maintenance
-$13,647
Income tax (10%)
Indonesian rental income tax
-$19,106
Property tax
Annual property tax
-$723
Net income
8.4% ROI
$34,760

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$413,043
IMT (transfer tax, investment schedule)$19,815
Imposto de Selo (stamp duty)$3,304
Notary & registration$1,359
Legal / due diligence$6,196
Total acquisition costs$30,674
RenovationMove-in ready
Furnishing & STR launch
1bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$21,196
All-in investment$464,913

Gross yield (asking)

16.5%

True gross yield (all-in)

14.7%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$3.2M$2.4M$1.6M$792K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $380K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 11: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$462K
+22%
Rental Income
+$170K
Total Position
$632K
+66%
10.7%/yr
Year 10
Capital Value
$562K
+48%
Rental Income
+$367K
Total Position
$929K
+144%
9.4%/yr
Year 20
Capital Value
$833K
+119%
Rental Income
+$859K
Total Position
$1.7M
+345%
7.8%/yr
Year 30
Capital Value
$1.2M
+224%
Rental Income
+$1.5M
Total Position
$2.8M
+625%
6.8%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
8.4% annual return
Occupancy
Strong
75% average occupancy
Nightly Rate
Strong
$228 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 8.4% — outperforms most villas in this market
Strong occupancy at 75% — consistent booking demand
Premium nightly rate of $228 — positioned in the top tier

Watch Out

Secondary location — rental demand may be lower than premium areas
Compact plot at 0 m² — limited expansion potential

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

55% occ.
8.3%
$2,865/mo
65% occ.
9.9%
$3,393/mo
75% occ.
11.4%
$3,920/mo
current
85% occ.
12.9%
$4,448/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.