T1 flat in Rua de Vale Currais, Nn, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro
T1 flat in Rua de Vale Currais, Nn, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 2T1 flat in Rua de Vale Currais, Nn, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 3T1 flat in Rua de Vale Currais, Nn, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 4T1 flat in Rua de Vale Currais, Nn, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 5
Grade B+apartmentmid-range

T1 flat in Rua de Vale Currais, Nn, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€297,000

Asking Price (EUR)

6.4%

True Net Yield (Owner, all-in)

4.4%

True Net Yield (Managed, all-in)

9.9%

True Gross Yield

61%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €33,745/yr
Average Daily Rate: €151
+15.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 10.9 years
5-yr Capital Value: €390,254
10-yr Capital Value: €474,803
Brixfox Score: 72.9 / 100
Comparable Properties: 34
Data Confidence: 90%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€341,948

+15.1% over asking

Asking price€297,000
IMT — Property transfer tax (investment schedule)€11,787
IS — Stamp duty (0.8%)€2,376
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€4,455
Total acquisition costs€19,868
Renovation (est. €55/m² × 56 m²)
Light touch-ups — paint, fixtures, deep clean.		€3,080
(€1,680–€4,480)
Furnishing & STR launch (1bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€22,000
All-in investment (incl. renovation & furnishing)€341,948

Gross yield (asking price)

11.4%

True gross yield (all-in)

9.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 1
Bathrooms: 1
Building: 56 m²
Style: portuguese-traditional
Condition: good
Year Built: 1990
Energy Certificate: C
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

coastal-community-vibewhite-washed-architectureocean-views

Score Breakdown

ROI
21.95
Visual Appeal
11.2
Ownership Security
13
Location
10.56
Land & Space
3.12
Rental Demand
6.11
Payback Speed
4
STR Suitability
3

Description

Situated in the charming Quinta do Paraíso resort, just a 15 to 20-minute walk from the heart of Carvoeiro, this 1-bedroom, 1-bathroom ground-floor apartment offers a relaxed coastal lifestyle. The property features an open-plan kitchen, seamlessly connecting to the dining and living area, with patio doors opening onto

Location

📍 37.1019°N, 8.4788°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on Fine & Country →Also on Idealista.pt
Idealista.pt
Lagoa/Carvoeiro / Central Algarve

T1 flat in Rua de Vale Currais, Nn, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro

Inventory
1 Beds
Bathrooms
1 Baths
Built Area
56 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 7.8% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score73
GradeB+
Brixfox Intelligence
73B+Strong
Score Breakdown
ROI & Yield80%
Capital Growth77%
Risk Profile74%
Market Demand73%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+13.3%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$82K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
7.8%
$2,094/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
7 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
12.8 yr
Rental only

Property details

Year built: 1990
Energy: C
Condition: good

Description

Situated in the charming Quinta do Paraíso resort, just a 15 to 20-minute walk from the heart of Carvoeiro, this 1-bedroom, 1-bathroom ground-floor apartment offers a relaxed coastal lifestyle. The property features an open-plan kitchen, seamlessly connecting to the dining and living area, with patio doors opening onto

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$222/night
50% ($102)Brixfox estimate($222/night)200% ($408)
Occupancy
61%
10%Brixfox estimate(61%)100%

Short-Term Rental

Yearly income
$25,129
Airbnb data$222/night · 61% occupancy
Rental income
$222/night · 61% occ.
$49,412
Running costs (20%)
Utilities, cleaning, maintenance
-$9,882
Income tax (10%)
Indonesian rental income tax
-$13,835
Property tax
Annual property tax
-$565
Net income
7.8% ROI
$25,129

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$322,826
IMT (transfer tax, investment schedule)$12,812
Imposto de Selo (stamp duty)$2,583
Notary & registration$1,359
Legal / due diligence$4,842
Total acquisition costs$21,596
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$3,348
($1,826–$4,870)
Furnishing & STR launch
1bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$23,913
All-in investment$371,683

Gross yield (asking)

15.3%

True gross yield (all-in)

13.3%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$2.4M$1.8M$1.2M$593K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $297K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 12: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$361K
+22%
Rental Income
+$123K
Total Position
$484K
+63%
10.3%/yr
Year 10
Capital Value
$440K
+48%
Rental Income
+$265K
Total Position
$705K
+137%
9.0%/yr
Year 20
Capital Value
$651K
+119%
Rental Income
+$621K
Total Position
$1.3M
+328%
7.5%/yr
Year 30
Capital Value
$963K
+224%
Rental Income
+$1.1M
Total Position
$2.1M
+595%
6.7%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
7.8% annual return
Occupancy
Good
61% average occupancy
Nightly Rate
Strong
$204 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $204 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Compact plot at 0 m² — limited expansion potential

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

41% occ.
7.0%
$1,892/mo
51% occ.
8.8%
$2,363/mo
61% occ.
10.5%
$2,835/mo
current
71% occ.
12.3%
$3,307/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.